UNICREDIT S.P.A. ADR (CRIP) — Cash Flow Quality Index
UNICREDIT S.P.A. ADR (CRIP) has a Cash Flow Quality Index of 0.78x as of December 2025. Operating cash flow of €8.53 Billion is below net income of €10.91 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore cash flow conversion of UNICREDIT S.P.A. ADR to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
UNICREDIT S.P.A. ADR Cash Flow Quality Index (2021–2025)
Historical Cash Flow Quality Index for UNICREDIT S.P.A. ADR across 5 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check UNICREDIT S.P.A. ADR cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for UNICREDIT S.P.A. ADR (2021–2025)
Year-by-year earnings quality comparison for UNICREDIT S.P.A. ADR. For live market cap and the full company financial profile, see market value of UNICREDIT S.P.A. ADR.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.78x | €8.53 Billion | €10.91 Billion | ▲ +207.3% |
| 2024 | -0.73x | €-7.08 Billion | €9.72 Billion | ▲ +83.2% |
| 2023 | -4.33x | €-41.13 Billion | €9.51 Billion | ▼ -372.2% |
| 2022 | 1.59x | €10.26 Billion | €6.46 Billion | ▲ +144.3% |
| 2021 | -3.59x | €-7.52 Billion | €2.10 Billion | — |