UNICREDIT S.P.A. ADR (CRIP) — Cash Flow Quality Index
UNICREDIT S.P.A. ADR (CRIP) has a Cash Flow Quality Index of 0.78x as of December 2025. Operating cash flow of €8.53 Billion is below net income of €10.91 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore CRIP long-term investments to assets to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
UNICREDIT S.P.A. ADR Cash Flow Quality Index (2021–2025)
Historical Cash Flow Quality Index for UNICREDIT S.P.A. ADR across 5 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check CRIP goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for UNICREDIT S.P.A. ADR (2021–2025)
Year-by-year earnings quality comparison for UNICREDIT S.P.A. ADR. For live market cap and the full company financial profile, see how much is UNICREDIT S.P.A. ADR worth.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.78x | €8.53 Billion | €10.91 Billion | ▲ +207.3% |
| 2024 | -0.73x | €-7.08 Billion | €9.72 Billion | ▲ +83.2% |
| 2023 | -4.33x | €-41.13 Billion | €9.51 Billion | ▼ -372.2% |
| 2022 | 1.59x | €10.26 Billion | €6.46 Billion | ▲ +144.3% |
| 2021 | -3.59x | €-7.52 Billion | €2.10 Billion | — |