UNICREDIT S.P.A. ADR Cash Flow Quality Index
UNICREDIT S.P.A. ADR cash flow quality index. UNICREDIT S.P.A. ADR (CRIP) has a Cash Flow Quality Index of 0.78x as of December 2025. Operating cash flow of €8.53 Billion is below net income of €10.91 Billion, suggesting accrual-heavy earnings not yet converted to cash. See how financially flexible is UNICREDIT S.P.A. ADR to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of UNICREDIT S.P.A. ADR (2021–2025)
Cash flow quality index of UNICREDIT S.P.A. ADR from 2021 to 2025. Historical Cash Flow Quality Index for UNICREDIT S.P.A. ADR across 5 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore CRIP operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
UNICREDIT S.P.A. ADR Cash Flow Quality Index by Year (2021–2025)
UNICREDIT S.P.A. ADR cash flow quality index by year from 2021 to 2025. Year-by-year earnings quality comparison for UNICREDIT S.P.A. ADR. For the full cash flow conversion analysis, see UNICREDIT S.P.A. ADR cash conversion from operations.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.78x | €8.53 Billion | €10.91 Billion | ▲ +207.3% |
| 2024 | -0.73x | €-7.08 Billion | €9.72 Billion | ▲ +83.2% |
| 2023 | -4.33x | €-41.13 Billion | €9.51 Billion | ▼ -372.2% |
| 2022 | 1.59x | €10.26 Billion | €6.46 Billion | ▲ +144.3% |
| 2021 | -3.59x | €-7.52 Billion | €2.10 Billion | — |