UNICREDIT S.P.A. ADR (CRIP) — Financial Flexibility Index
UNICREDIT S.P.A. ADR (CRIP) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of €9.79 Billion (operating CF €8.53 Billion minus capex €1.27 Billion) represents 0% of total liabilities (€802.13 Billion). Check CRIP cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
UNICREDIT S.P.A. ADR Financial Flexibility Index (2021–2025)
Historical Financial Flexibility Index trend for UNICREDIT S.P.A. ADR across 5 annual periods. For the full cash flow conversion analysis, see how efficiently does UNICREDIT S.P.A. ADR generate cash.
Annual Financial Flexibility Index for UNICREDIT S.P.A. ADR (2021–2025)
Year-by-year free cash flow to debt coverage for UNICREDIT S.P.A. ADR. Explore UNICREDIT S.P.A. ADR (CRIP) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (EUR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | €9.79 Billion | €8.53 Billion | €802.13 Billion | ▲ +265.0% |
| 2024 | -0.01x | €-5.34 Billion | €-7.08 Billion | €721.16 Billion | ▲ +86.7% |
| 2023 | -0.06x | €-39.98 Billion | €-41.13 Billion | €720.73 Billion | ▼ -485.3% |
| 2022 | 0.01x | €11.43 Billion | €10.26 Billion | €794.28 Billion | ▲ +295.8% |
| 2021 | -0.01x | €-6.28 Billion | €-7.52 Billion | €854.58 Billion | — |