UNICREDIT S.P.A. ADR (CRIP) — Financial Flexibility Index

Latest as of December 2025: 0.01x

UNICREDIT S.P.A. ADR (CRIP) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of €9.79 Billion (operating CF €8.53 Billion minus capex €1.27 Billion) represents 0% of total liabilities (€802.13 Billion). Also explore net asset momentum of UNICREDIT S.P.A. ADR to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

€9.79 Billion
Operating CF − Capex

Total Liabilities

€802.13 Billion
EUR

Capital Expenditures

€1.27 Billion
EUR

UNICREDIT S.P.A. ADR Financial Flexibility Index (2021–2025)

Historical Financial Flexibility Index trend for UNICREDIT S.P.A. ADR across 5 annual periods. Check asset allocation strategy of UNICREDIT S.P.A. ADR to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for UNICREDIT S.P.A. ADR (2021–2025)

Year-by-year free cash flow to debt coverage for UNICREDIT S.P.A. ADR. For the full company profile including market capitalisation, see how much is UNICREDIT S.P.A. ADR worth.

Year Flexibility Index Free Cash Flow (EUR) Operating CF Total Liabilities YoY Change
2025 0.01x €9.79 Billion €8.53 Billion €802.13 Billion ▲ +265.0%
2024 -0.01x €-5.34 Billion €-7.08 Billion €721.16 Billion ▲ +86.7%
2023 -0.06x €-39.98 Billion €-41.13 Billion €720.73 Billion ▼ -485.3%
2022 0.01x €11.43 Billion €10.26 Billion €794.28 Billion ▲ +295.8%
2021 -0.01x €-6.28 Billion €-7.52 Billion €854.58 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities