UNICREDIT S.P.A. ADR (CRIP) — Tangible Net Worth Ratio

Latest as of March 2026: 97.0%

UNICREDIT S.P.A. ADR (CRIP) has a Tangible Net Worth Ratio of 97.0% as of March 2026. This metric is calculated by deducting intangible assets (€2.07 Billion) from net assets (€68.81 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See debt-free asset ratio of UNICREDIT S.P.A. ADR to measure how much of total assets are equity-financed.

Tangible NW Ratio

97.0%
Tangible equity / total equity

Net Assets (Equity)

€68.81 Billion
EUR

Intangible Assets

€2.07 Billion
Goodwill, patents, brand value

Total Assets

€902.16 Billion
EUR

UNICREDIT S.P.A. ADR Tangible Net Worth Ratio (2021–2025)

This chart shows how UNICREDIT S.P.A. ADR's Tangible Net Worth Ratio has changed across 5 annual periods from 2021 to 2025. As of March 2026, the ratio stands at 97.0%, reflecting net assets of €68.81 Billion with intangible assets of €2.07 Billion EUR. Also explore UNICREDIT S.P.A. ADR (CRIP) equity growth momentum to track the company's year-over-year net asset growth rate.

Annual Tangible Net Worth Ratio for UNICREDIT S.P.A. ADR (2021–2025)

The table below presents the year-by-year Tangible Net Worth Ratio for UNICREDIT S.P.A. ADR from 2021 to 2025, covering 5 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see CRIP market cap overview.

Year Tangible NW Ratio Net Assets (EUR) Intangible Assets Total Assets Change (pp)
2025 96.9% €68.11 Billion €2.10 Billion €870.24 Billion ▲ +0.4 pp
2024 96.5% €62.84 Billion €2.19 Billion €784.00 Billion ▲ +0.0 pp
2023 96.5% €64.24 Billion €2.27 Billion €784.97 Billion ▲ +0.2 pp
2022 96.3% €63.50 Billion €2.35 Billion €857.77 Billion ▼ -0.1 pp
2021 96.4% €62.65 Billion €2.23 Billion €917.23 Billion
pp = percentage points