ING Groep N.V Cash Flow Quality Index
ING Groep N.V cash flow quality index. ING Groep N.V (INNA) has a Cash Flow Quality Index of -1.01x as of December 2025. Operating cash flow of €-6.38 Billion is below net income of €6.33 Billion, suggesting accrual-heavy earnings not yet converted to cash. See how financially flexible is ING Groep N.V to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of ING Groep N.V (2017–2025)
Cash flow quality index of ING Groep N.V from 2017 to 2025. Historical Cash Flow Quality Index for ING Groep N.V across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore INNA operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
ING Groep N.V Cash Flow Quality Index by Year (2017–2025)
ING Groep N.V cash flow quality index by year from 2017 to 2025. Year-by-year earnings quality comparison for ING Groep N.V. For the full cash flow conversion analysis, see cash flow conversion of ING Groep N.V.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -1.01x | €-6.38 Billion | €6.33 Billion | ▲ +71.4% |
| 2024 | -3.53x | €-22.54 Billion | €6.39 Billion | ▼ -126.6% |
| 2023 | -1.56x | €-11.34 Billion | €7.29 Billion | ▲ +37.8% |
| 2022 | -2.50x | €-9.19 Billion | €3.67 Billion | ▲ +64.6% |
| 2021 | -7.06x | €-33.72 Billion | €4.78 Billion | ▼ -195.0% |
| 2020 | 7.43x | €18.46 Billion | €2.48 Billion | ▲ +1302.5% |
| 2019 | -0.62x | €-2.41 Billion | €3.90 Billion | ▲ +78.3% |
| 2018 | -2.85x | €-13.40 Billion | €4.70 Billion | ▲ +33.9% |
| 2017 | -4.31x | €-23.54 Billion | €5.46 Billion | — |