ING Groep N.V (INNA) — Cash Flow Quality Index
ING Groep N.V (INNA) has a Cash Flow Quality Index of -1.01x as of December 2025. Operating cash flow of €-6.38 Billion is below net income of €6.33 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore ING Groep N.V operating cash flow efficiency to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
ING Groep N.V Cash Flow Quality Index (2017–2025)
Historical Cash Flow Quality Index for ING Groep N.V across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check INNA total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for ING Groep N.V (2017–2025)
Year-by-year earnings quality comparison for ING Groep N.V. For live market cap and the full company financial profile, see market cap of ING Groep N.V.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -1.01x | €-6.38 Billion | €6.33 Billion | ▲ +71.4% |
| 2024 | -3.53x | €-22.54 Billion | €6.39 Billion | ▼ -126.6% |
| 2023 | -1.56x | €-11.34 Billion | €7.29 Billion | ▲ +37.8% |
| 2022 | -2.50x | €-9.19 Billion | €3.67 Billion | ▲ +64.6% |
| 2021 | -7.06x | €-33.72 Billion | €4.78 Billion | ▼ -195.0% |
| 2020 | 7.43x | €18.46 Billion | €2.48 Billion | ▲ +1302.5% |
| 2019 | -0.62x | €-2.41 Billion | €3.90 Billion | ▲ +78.3% |
| 2018 | -2.85x | €-13.40 Billion | €4.70 Billion | ▲ +33.9% |
| 2017 | -4.31x | €-23.54 Billion | €5.46 Billion | — |