ING Groep N.V (INNA) — Financial Flexibility Index
ING Groep N.V (INNA) has a Financial Flexibility Index of -0.01x as of December 2025. Free cash flow of €-6.03 Billion (operating CF €-6.38 Billion minus capex €351.00 Million) represents 0% of total liabilities (€1.00 Trillion). Check INNA cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
ING Groep N.V Financial Flexibility Index (2017–2025)
Historical Financial Flexibility Index trend for ING Groep N.V across 9 annual periods. For the full cash flow conversion analysis, see ING Groep N.V cash conversion from operations.
Annual Financial Flexibility Index for ING Groep N.V (2017–2025)
Year-by-year free cash flow to debt coverage for ING Groep N.V. Explore debt repayment capacity of ING Groep N.V to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (EUR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.01x | €-6.03 Billion | €-6.38 Billion | €1.00 Trillion | ▲ +73.8% |
| 2024 | -0.02x | €-22.21 Billion | €-22.54 Billion | €969.24 Billion | ▼ -90.7% |
| 2023 | -0.01x | €-11.09 Billion | €-11.34 Billion | €923.40 Billion | ▼ -23.0% |
| 2022 | -0.01x | €-8.96 Billion | €-9.19 Billion | €917.41 Billion | ▲ +73.9% |
| 2021 | -0.04x | €-33.54 Billion | €-33.72 Billion | €896.63 Billion | ▼ -275.8% |
| 2020 | 0.02x | €18.75 Billion | €18.46 Billion | €881.25 Billion | ▲ +965.6% |
| 2019 | 0.00x | €-2.06 Billion | €-2.41 Billion | €836.63 Billion | ▲ +84.4% |
| 2018 | -0.02x | €-13.12 Billion | €-13.40 Billion | €834.75 Billion | ▲ +46.3% |
| 2017 | -0.03x | €-23.24 Billion | €-23.54 Billion | €794.73 Billion | — |