ING Groep N.V (INNA) — Financial Flexibility Index

Latest as of December 2025: -0.01x

ING Groep N.V (INNA) has a Financial Flexibility Index of -0.01x as of December 2025. Free cash flow of €-6.03 Billion (operating CF €-6.38 Billion minus capex €351.00 Million) represents 0% of total liabilities (€1.00 Trillion). Also explore ING Groep N.V (INNA) equity growth momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

-0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

€-6.03 Billion
Operating CF − Capex

Total Liabilities

€1.00 Trillion
EUR

Capital Expenditures

€351.00 Million
EUR

ING Groep N.V Financial Flexibility Index (2017–2025)

Historical Financial Flexibility Index trend for ING Groep N.V across 9 annual periods. Check how strategically is ING Groep N.V's equity deployed to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for ING Groep N.V (2017–2025)

Year-by-year free cash flow to debt coverage for ING Groep N.V. For the full company profile including market capitalisation, see how much is ING Groep N.V worth.

Year Flexibility Index Free Cash Flow (EUR) Operating CF Total Liabilities YoY Change
2025 -0.01x €-6.03 Billion €-6.38 Billion €1.00 Trillion ▲ +73.8%
2024 -0.02x €-22.21 Billion €-22.54 Billion €969.24 Billion ▼ -90.7%
2023 -0.01x €-11.09 Billion €-11.34 Billion €923.40 Billion ▼ -23.0%
2022 -0.01x €-8.96 Billion €-9.19 Billion €917.41 Billion ▲ +73.9%
2021 -0.04x €-33.54 Billion €-33.72 Billion €896.63 Billion ▼ -275.8%
2020 0.02x €18.75 Billion €18.46 Billion €881.25 Billion ▲ +965.6%
2019 0.00x €-2.06 Billion €-2.41 Billion €836.63 Billion ▲ +84.4%
2018 -0.02x €-13.12 Billion €-13.40 Billion €834.75 Billion ▲ +46.3%
2017 -0.03x €-23.24 Billion €-23.54 Billion €794.73 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities