ING Groep N.V (INNA) — Financial Flexibility Index
ING Groep N.V (INNA) has a Financial Flexibility Index of -0.01x as of December 2025. Free cash flow of €-6.03 Billion (operating CF €-6.38 Billion minus capex €351.00 Million) represents 0% of total liabilities (€1.00 Trillion). Check INNA strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
ING Groep N.V Financial Flexibility Index (2017–2025)
Historical Financial Flexibility Index trend for ING Groep N.V across 9 annual periods. See ING Groep N.V short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for ING Groep N.V (2017–2025)
Year-by-year free cash flow to debt coverage for ING Groep N.V. For the full company profile including market capitalisation, see ING Groep N.V market cap and net worth.
| Year | Flexibility Index | Free Cash Flow (EUR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.01x | €-6.03 Billion | €-6.38 Billion | €1.00 Trillion | ▲ +73.8% |
| 2024 | -0.02x | €-22.21 Billion | €-22.54 Billion | €969.24 Billion | ▼ -90.7% |
| 2023 | -0.01x | €-11.09 Billion | €-11.34 Billion | €923.40 Billion | ▼ -23.0% |
| 2022 | -0.01x | €-8.96 Billion | €-9.19 Billion | €917.41 Billion | ▲ +73.9% |
| 2021 | -0.04x | €-33.54 Billion | €-33.72 Billion | €896.63 Billion | ▼ -275.8% |
| 2020 | 0.02x | €18.75 Billion | €18.46 Billion | €881.25 Billion | ▲ +965.6% |
| 2019 | 0.00x | €-2.06 Billion | €-2.41 Billion | €836.63 Billion | ▲ +84.4% |
| 2018 | -0.02x | €-13.12 Billion | €-13.40 Billion | €834.75 Billion | ▲ +46.3% |
| 2017 | -0.03x | €-23.24 Billion | €-23.54 Billion | €794.73 Billion | — |