ING Groep N.V Financial Flexibility Index
ING Groep N.V financial flexibility index. ING Groep N.V (INNA) has a Financial Flexibility Index of -0.01x as of December 2025. Free cash flow of €-6.03 Billion (operating CF €-6.38 Billion minus capex €351.00 Million) represents 0% of total liabilities (€1.00 Trillion). See INNA cash flow after capex ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of ING Groep N.V (2017–2025)
Financial flexibility index of ING Groep N.V from 2017 to 2025. Historical Financial Flexibility Index trend for ING Groep N.V across 9 annual periods. Check INNA cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
ING Groep N.V Financial Flexibility Index by Year (2017–2025)
ING Groep N.V financial flexibility index by year from 2017 to 2025. Year-by-year free cash flow to debt coverage for ING Groep N.V. For the full cash flow conversion analysis, see ING Groep N.V cash conversion from operations.
| Year | Flexibility Index | Free Cash Flow (EUR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.01x | €-6.03 Billion | €-6.38 Billion | €1.00 Trillion | ▲ +73.8% |
| 2024 | -0.02x | €-22.21 Billion | €-22.54 Billion | €969.24 Billion | ▼ -90.7% |
| 2023 | -0.01x | €-11.09 Billion | €-11.34 Billion | €923.40 Billion | ▼ -23.0% |
| 2022 | -0.01x | €-8.96 Billion | €-9.19 Billion | €917.41 Billion | ▲ +73.9% |
| 2021 | -0.04x | €-33.54 Billion | €-33.72 Billion | €896.63 Billion | ▼ -275.8% |
| 2020 | 0.02x | €18.75 Billion | €18.46 Billion | €881.25 Billion | ▲ +965.6% |
| 2019 | 0.00x | €-2.06 Billion | €-2.41 Billion | €836.63 Billion | ▲ +84.4% |
| 2018 | -0.02x | €-13.12 Billion | €-13.40 Billion | €834.75 Billion | ▲ +46.3% |
| 2017 | -0.03x | €-23.24 Billion | €-23.54 Billion | €794.73 Billion | — |