Sjóvá-Almennar tryggingar hf (SJOVA) — Cash Flow Quality Index
Sjóvá-Almennar tryggingar hf (SJOVA) has a Cash Flow Quality Index of 15.88x as of June 2025. Operating cash flow of Ikr955.10 Million exceeds net income of Ikr60.15 Million, indicating high earnings quality where cash backs reported profits. Explore debt repayment capacity of Sjóvá-Almennar tryggingar hf to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Sjóvá-Almennar tryggingar hf Cash Flow Quality Index (2014–2024)
Historical Cash Flow Quality Index for Sjóvá-Almennar tryggingar hf across 11 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see SJOVA cash flow metrics.
Annual Cash Flow Quality Index for Sjóvá-Almennar tryggingar hf (2014–2024)
Year-by-year earnings quality comparison for Sjóvá-Almennar tryggingar hf.
| Year | Quality Index | Operating CF (ISK) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 0.14x | Ikr614.17 Million | Ikr4.24 Billion | ▼ -87.0% |
| 2023 | 1.11x | Ikr5.15 Billion | Ikr4.63 Billion | ▼ -48.8% |
| 2022 | 2.17x | Ikr5.92 Billion | Ikr2.72 Billion | ▲ +209.5% |
| 2021 | 0.70x | Ikr6.72 Billion | Ikr9.57 Billion | ▲ +388.2% |
| 2020 | 0.14x | Ikr764.95 Million | Ikr5.32 Billion | ▼ -52.7% |
| 2019 | 0.30x | Ikr1.17 Billion | Ikr3.85 Billion | ▼ -91.9% |
| 2018 | 3.76x | Ikr2.45 Billion | Ikr651.87 Million | ▲ +69.3% |
| 2017 | 2.22x | Ikr3.88 Billion | Ikr1.75 Billion | ▲ +432.3% |
| 2016 | 0.42x | Ikr1.12 Billion | Ikr2.69 Billion | ▼ -94.3% |
| 2015 | 7.35x | Ikr4.83 Billion | Ikr657.08 Million | ▲ +475.5% |
| 2014 | -1.96x | Ikr-2.07 Billion | Ikr1.06 Billion | — |