Sjóvá-Almennar tryggingar hf (SJOVA) — Financial Flexibility Index
Sjóvá-Almennar tryggingar hf (SJOVA) has a Financial Flexibility Index of 0.02x as of June 2025. Free cash flow of Ikr957.46 Million (operating CF Ikr955.10 Million minus capex Ikr2.36 Million) represents 0% of total liabilities (Ikr52.63 Billion). Check cash flow reinvestment rate of Sjóvá-Almennar tryggingar hf to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Sjóvá-Almennar tryggingar hf Financial Flexibility Index (2014–2024)
Historical Financial Flexibility Index trend for Sjóvá-Almennar tryggingar hf across 11 annual periods. For the full cash flow conversion analysis, see SJOVA cash flow metrics.
Annual Financial Flexibility Index for Sjóvá-Almennar tryggingar hf (2014–2024)
Year-by-year free cash flow to debt coverage for Sjóvá-Almennar tryggingar hf. Explore how well can Sjóvá-Almennar tryggingar hf service its debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (ISK) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.01x | Ikr717.99 Million | Ikr614.17 Million | Ikr50.56 Billion | ▼ -87.5% |
| 2023 | 0.11x | Ikr5.22 Billion | Ikr5.15 Billion | Ikr45.98 Billion | ▼ -11.6% |
| 2022 | 0.13x | Ikr6.04 Billion | Ikr5.92 Billion | Ikr47.06 Billion | ▼ -17.6% |
| 2021 | 0.16x | Ikr6.77 Billion | Ikr6.72 Billion | Ikr43.52 Billion | ▲ +524.3% |
| 2020 | 0.02x | Ikr944.59 Million | Ikr764.95 Million | Ikr37.90 Billion | ▼ -28.9% |
| 2019 | 0.04x | Ikr1.22 Billion | Ikr1.17 Billion | Ikr34.69 Billion | ▼ -57.3% |
| 2018 | 0.08x | Ikr2.49 Billion | Ikr2.45 Billion | Ikr30.37 Billion | ▼ -40.7% |
| 2017 | 0.14x | Ikr3.90 Billion | Ikr3.88 Billion | Ikr28.16 Billion | ▲ +198.1% |
| 2016 | 0.05x | Ikr1.20 Billion | Ikr1.12 Billion | Ikr25.85 Billion | ▼ -76.2% |
| 2015 | 0.20x | Ikr4.91 Billion | Ikr4.83 Billion | Ikr25.14 Billion | ▲ +353.8% |
| 2014 | -0.08x | Ikr-2.03 Billion | Ikr-2.07 Billion | Ikr26.44 Billion | — |