Garanti Faktoring AS (GARFA) — Cash Flow Quality Index
Garanti Faktoring AS (GARFA) has a Cash Flow Quality Index of -1.39x as of June 2025. Operating cash flow of TL-769.77 Million is below net income of TL552.73 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore GARFA strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Garanti Faktoring AS Cash Flow Quality Index (2014–2024)
Historical Cash Flow Quality Index for Garanti Faktoring AS across 10 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible net worth ratio of Garanti Faktoring AS to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Garanti Faktoring AS (2014–2024)
Year-by-year earnings quality comparison for Garanti Faktoring AS. For live market cap and the full company financial profile, see Garanti Faktoring AS (GARFA) market capitalisation.
| Year | Quality Index | Operating CF (TRY) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.45x | TL2.08 Billion | TL1.44 Billion | ▲ +205.0% |
| 2023 | -1.38x | TL-1.44 Billion | TL1.05 Billion | ▼ -517.0% |
| 2022 | 0.33x | TL115.94 Million | TL350.74 Million | ▼ -78.1% |
| 2021 | 1.51x | TL199.16 Million | TL131.94 Million | ▲ +114.3% |
| 2020 | -10.56x | TL-529.77 Million | TL50.15 Million | ▼ -141.8% |
| 2019 | 25.29x | TL505.86 Million | TL20.00 Million | ▲ +331.1% |
| 2017 | -10.95x | TL-302.13 Million | TL27.60 Million | ▼ -220.5% |
| 2016 | 9.08x | TL179.10 Million | TL19.72 Million | ▲ +620.1% |
| 2015 | -1.75x | TL-44.42 Million | TL25.43 Million | ▲ +90.1% |
| 2014 | -17.67x | TL-362.53 Million | TL20.52 Million | — |