Garanti Faktoring AS (GARFA) — Financial Flexibility Index

Latest as of June 2025: -0.04x

Garanti Faktoring AS (GARFA) has a Financial Flexibility Index of -0.04x as of June 2025. Free cash flow of TL-769.77 Million (operating CF TL-769.77 Million minus capex TL0.00) represents 0% of total liabilities (TL21.69 Billion). Check cash flow reinvestment rate of Garanti Faktoring AS to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

-0.04x
Free Cash Flow / Total Liabilities

Free Cash Flow

TL-769.77 Million
Operating CF − Capex

Total Liabilities

TL21.69 Billion
TRY

Capital Expenditures

TL0.00
TRY

Garanti Faktoring AS Financial Flexibility Index (2014–2024)

Historical Financial Flexibility Index trend for Garanti Faktoring AS across 11 annual periods. For the full cash flow conversion analysis, see GARFA cash flow conversion.

Annual Financial Flexibility Index for Garanti Faktoring AS (2014–2024)

Year-by-year free cash flow to debt coverage for Garanti Faktoring AS. Explore Garanti Faktoring AS debt service capacity to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (TRY) Operating CF Total Liabilities YoY Change
2024 0.21x TL2.08 Billion TL2.08 Billion TL10.13 Billion ▲ +243.9%
2023 -0.14x TL-1.44 Billion TL-1.44 Billion TL10.09 Billion ▼ -1205.5%
2022 0.01x TL115.95 Million TL115.94 Million TL8.98 Billion ▼ -74.0%
2021 0.05x TL199.21 Million TL199.16 Million TL4.01 Billion ▲ +125.3%
2020 -0.20x TL-529.54 Million TL-529.77 Million TL2.70 Billion ▼ -179.0%
2019 0.25x TL505.88 Million TL505.86 Million TL2.04 Billion ▲ +68.6%
2018 0.15x TL335.50 Million TL334.83 Million TL2.28 Billion ▲ +258.1%
2017 -0.09x TL-301.70 Million TL-302.13 Million TL3.24 Billion ▼ -240.0%
2016 0.07x TL180.63 Million TL179.10 Million TL2.71 Billion ▲ +530.7%
2015 -0.02x TL-43.34 Million TL-44.42 Million TL2.80 Billion ▲ +87.8%
2014 -0.13x TL-362.22 Million TL-362.53 Million TL2.85 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities