Garanti Faktoring AS (GARFA) — Cash Flow-to-Debt Ratio
Garanti Faktoring AS (GARFA) has a Cash Flow-to-Debt Ratio of -0.04x as of June 2025, meaning its operating cash flow of TL-769.77 Million could theoretically repay 0% of its total liabilities (TL21.69 Billion) in one year. See GARFA free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Garanti Faktoring AS Cash Flow-to-Debt Ratio (2014–2024)
Historical debt coverage capacity for Garanti Faktoring AS across 11 annual periods. Also explore Garanti Faktoring AS (GARFA) net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Garanti Faktoring AS (2014–2024)
Year-by-year debt coverage analysis for Garanti Faktoring AS. For market capitalisation and broader financial context, see Garanti Faktoring AS stock valuation.
| Year | CF-to-Debt Ratio | Operating CF (TRY) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.21x | TL2.08 Billion | TL10.13 Billion | ▲ +243.9% |
| 2023 | -0.14x | TL-1.44 Billion | TL10.09 Billion | ▼ -1205.6% |
| 2022 | 0.01x | TL115.94 Million | TL8.98 Billion | ▼ -74.0% |
| 2021 | 0.05x | TL199.16 Million | TL4.01 Billion | ▲ +125.3% |
| 2020 | -0.20x | TL-529.77 Million | TL2.70 Billion | ▼ -179.1% |
| 2019 | 0.25x | TL505.86 Million | TL2.04 Billion | ▲ +68.9% |
| 2018 | 0.15x | TL334.83 Million | TL2.28 Billion | ▲ +257.5% |
| 2017 | -0.09x | TL-302.13 Million | TL3.24 Billion | ▼ -241.4% |
| 2016 | 0.07x | TL179.10 Million | TL2.71 Billion | ▲ +516.7% |
| 2015 | -0.02x | TL-44.42 Million | TL2.80 Billion | ▲ +87.6% |
| 2014 | -0.13x | TL-362.53 Million | TL2.85 Billion | — |