Bank Artha Graha Internasional (INPC) — Cash Flow Quality Index

Latest as of September 2025: 8.54x

Bank Artha Graha Internasional (INPC) has a Cash Flow Quality Index of 8.54x as of September 2025. Operating cash flow of Rp43.41 Billion exceeds net income of Rp5.08 Billion, indicating high earnings quality where cash backs reported profits. Explore Bank Artha Graha Internasional long-term investment allocation to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

8.54x
Operating CF / Net Income

Operating Cash Flow

Rp43.41 Billion
IDR

Net Income

Rp5.08 Billion
IDR

Data as of

Sep 2025
Most recent filing

Bank Artha Graha Internasional Cash Flow Quality Index (2008–2024)

Historical Cash Flow Quality Index for Bank Artha Graha Internasional across 15 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check INPC intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Bank Artha Graha Internasional (2008–2024)

Year-by-year earnings quality comparison for Bank Artha Graha Internasional. For live market cap and the full company financial profile, see Bank Artha Graha Internasional stock valuation.

Year Quality Index Operating CF (IDR) Net Income YoY Change
2024 2.91x Rp444.16 Billion Rp152.47 Billion ▲ +137.4%
2023 -7.79x Rp-1.14 Trillion Rp146.75 Billion ▼ -170.8%
2022 11.00x Rp604.83 Billion Rp55.00 Billion ▼ -95.4%
2020 239.65x Rp5.12 Trillion Rp21.37 Billion ▲ +999.3%
2018 21.80x Rp1.17 Trillion Rp53.62 Billion ▲ +52.3%
2017 14.31x Rp974.51 Billion Rp68.10 Billion ▲ +163.4%
2016 -22.56x Rp-1.64 Trillion Rp72.84 Billion ▼ -211.7%
2015 20.20x Rp1.44 Trillion Rp71.29 Billion ▲ +512.3%
2014 3.30x Rp364.81 Billion Rp110.58 Billion ▲ +1327.0%
2013 0.23x Rp52.23 Billion Rp225.94 Billion ▲ +102.4%
2012 -9.65x Rp-1.29 Trillion Rp133.35 Billion ▼ -514.4%
2011 2.33x Rp233.81 Billion Rp100.43 Billion ▼ -91.2%
2010 26.38x Rp2.21 Trillion Rp83.67 Billion ▲ +129.8%
2009 11.48x Rp480.53 Billion Rp41.86 Billion ▲ +164.4%
2008 -17.83x Rp-390.04 Billion Rp21.87 Billion
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.