Bank Artha Graha Internasional (INPC) — Financial Flexibility Index
Bank Artha Graha Internasional (INPC) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of Rp44.20 Billion (operating CF Rp43.41 Billion minus capex Rp791.00 Million) represents 0% of total liabilities (Rp28.83 Trillion). Check Bank Artha Graha Internasional strategic capital allocation to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bank Artha Graha Internasional Financial Flexibility Index (2008–2024)
Historical Financial Flexibility Index trend for Bank Artha Graha Internasional across 17 annual periods. See Bank Artha Graha Internasional (INPC) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Bank Artha Graha Internasional (2008–2024)
Year-by-year free cash flow to debt coverage for Bank Artha Graha Internasional. For the full company profile including market capitalisation, see Bank Artha Graha Internasional market cap and net worth.
| Year | Flexibility Index | Free Cash Flow (IDR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.02x | Rp469.87 Billion | Rp444.16 Billion | Rp25.79 Trillion | ▲ +136.0% |
| 2023 | -0.05x | Rp-1.11 Trillion | Rp-1.14 Trillion | Rp21.93 Trillion | ▼ -274.1% |
| 2022 | 0.03x | Rp623.63 Billion | Rp604.83 Billion | Rp21.43 Trillion | ▲ +121.4% |
| 2021 | -0.14x | Rp-3.01 Trillion | Rp-3.03 Trillion | Rp22.17 Trillion | ▼ -171.2% |
| 2020 | 0.19x | Rp5.14 Trillion | Rp5.12 Trillion | Rp26.97 Trillion | ▲ +561.1% |
| 2019 | 0.03x | Rp605.18 Billion | Rp588.90 Billion | Rp21.00 Trillion | ▼ -48.0% |
| 2018 | 0.06x | Rp1.19 Trillion | Rp1.17 Trillion | Rp21.44 Trillion | ▲ +30.4% |
| 2017 | 0.04x | Rp987.12 Billion | Rp974.51 Billion | Rp23.22 Trillion | ▲ +157.5% |
| 2016 | -0.07x | Rp-1.61 Trillion | Rp-1.64 Trillion | Rp21.80 Trillion | ▼ -211.7% |
| 2015 | 0.07x | Rp1.48 Trillion | Rp1.44 Trillion | Rp22.35 Trillion | ▲ +254.3% |
| 2014 | 0.02x | Rp387.57 Billion | Rp364.81 Billion | Rp20.73 Trillion | ▲ +315.7% |
| 2013 | 0.00x | Rp83.53 Billion | Rp52.23 Billion | Rp18.58 Trillion | ▲ +106.6% |
| 2012 | -0.07x | Rp-1.28 Trillion | Rp-1.29 Trillion | Rp18.62 Trillion | ▼ -597.4% |
| 2011 | 0.01x | Rp248.45 Billion | Rp233.81 Billion | Rp18.03 Trillion | ▼ -90.2% |
| 2010 | 0.14x | Rp2.25 Trillion | Rp2.21 Trillion | Rp16.01 Trillion | ▲ +304.9% |
| 2009 | 0.03x | Rp501.98 Billion | Rp480.53 Billion | Rp14.47 Trillion | ▲ +214.7% |
| 2008 | -0.03x | Rp-360.82 Billion | Rp-390.04 Billion | Rp11.93 Trillion | — |