Bank Artha Graha Internasional (INPC) — Defensive Interval Ratio

Latest as of September 2025: 7 days

Bank Artha Graha Internasional (INPC) has a Defensive Interval Ratio of 7 days as of September 2025. Defensive assets of Rp537.72 Billion (cash Rp-, short-term investments Rp-, receivables Rp537.72 Billion) cover 7 days of daily cash needs of Rp76.75 Billion/day. Check Bank Artha Graha Internasional tangible equity quality to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

7 days
Days of operational coverage

Defensive Assets

Rp537.72 Billion
Cash + ST Investments + Receivables

Daily Cash Need

Rp76.75 Billion
Current Liabilities ÷ 365

Current Liabilities

Rp28.01 Trillion
IDR

Bank Artha Graha Internasional Defensive Interval Ratio (2008–2024)

This chart shows how Bank Artha Graha Internasional's Defensive Interval Ratio has evolved across 17 annual periods from 2008 to 2024. As of September 2025, the ratio stands at 7 days, meaning defensive assets of Rp537.72 Billion can fund 7 days of operations without new revenue. Also explore INPC net asset momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Bank Artha Graha Internasional (2008–2024)

The table below presents the year-by-year Defensive Interval Ratio for Bank Artha Graha Internasional from 2008 to 2024, covering 17 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see INPC stock market capitalisation.

Year DIR (days) Defensive Assets (IDR) Daily Cash Need Cash ST Investments Change (days)
2024 21 days Rp1.41 Trillion Rp66.97 Billion/day Rp- Rp976.06 Billion ▼ -1062 days
2023 1083 days Rp487.38 Billion Rp450.14 Million/day Rp- Rp- ▼ -1490 days
2022 2573 days Rp399.95 Billion Rp155.43 Million/day Rp- Rp- ▼ -175 days
2021 2748 days Rp389.82 Billion Rp141.84 Million/day Rp- Rp- ▲ +1657 days
2020 1092 days Rp336.46 Billion Rp308.25 Million/day Rp- Rp- ▲ +382 days
2019 710 days Rp154.79 Billion Rp218.08 Million/day Rp- Rp- ▼ -47 days
2018 757 days Rp151.09 Billion Rp199.66 Million/day Rp- Rp-657.00 Million ▼ -8398 days
2017 9155 days Rp1.76 Trillion Rp191.81 Million/day Rp- Rp1.58 Trillion ▲ +7844 days
2016 1311 days Rp263.40 Billion Rp200.93 Million/day Rp- Rp-7.58 Billion ▲ +529 days
2015 782 days Rp178.78 Billion Rp228.62 Million/day Rp- Rp-7.62 Billion ▲ +200 days
2014 582 days Rp146.21 Billion Rp251.43 Million/day Rp- Rp-6.57 Billion ▲ +7 days
2013 575 days Rp94.18 Billion Rp163.88 Million/day Rp- Rp-5.62 Billion ▼ -4302 days
2012 4877 days Rp1.55 Trillion Rp317.66 Million/day Rp- Rp1.47 Trillion ▲ +4483 days
2011 394 days Rp121.85 Billion Rp309.05 Million/day Rp- Rp21.70 Billion ▼ -502 days
2010 896 days Rp242.36 Billion Rp270.52 Million/day Rp- Rp33.13 Billion ▼ -2396 days
2009 3292 days Rp763.37 Billion Rp231.92 Million/day Rp- Rp559.88 Billion ▲ +223 days
2008 3069 days Rp443.63 Billion Rp144.56 Million/day Rp- Rp240.45 Billion
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)