Malayan Banking Bhd (1155) — Cash Flow Quality Index

Latest as of September 2025: -5.43x

Malayan Banking Bhd (1155) has a Cash Flow Quality Index of -5.43x as of September 2025. Operating cash flow of RM-19.04 Billion is below net income of RM3.51 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Malayan Banking Bhd debt service capacity to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

-5.43x
Operating CF / Net Income

Operating Cash Flow

RM-19.04 Billion
MYR

Net Income

RM3.51 Billion
MYR

Data as of

Sep 2025
Most recent filing

Malayan Banking Bhd Cash Flow Quality Index (2004–2024)

Historical Cash Flow Quality Index for Malayan Banking Bhd across 20 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see 1155 operating cash flow.

Annual Cash Flow Quality Index for Malayan Banking Bhd (2004–2024)

Year-by-year earnings quality comparison for Malayan Banking Bhd.

Year Quality Index Operating CF (MYR) Net Income YoY Change
2024 2.10x RM28.78 Billion RM13.70 Billion ▲ +1383.4%
2023 0.14x RM1.77 Billion RM12.53 Billion ▼ -80.7%
2022 0.73x RM8.91 Billion RM12.15 Billion ▼ -39.0%
2021 1.20x RM13.08 Billion RM10.89 Billion ▲ +362.6%
2020 0.26x RM2.25 Billion RM8.66 Billion ▲ +128.7%
2019 -0.91x RM-9.97 Billion RM11.01 Billion ▼ -193.0%
2018 0.97x RM10.60 Billion RM10.90 Billion ▲ +226.8%
2017 0.30x RM3.01 Billion RM10.10 Billion ▲ +224.6%
2016 -0.24x RM-2.11 Billion RM8.84 Billion ▲ +82.1%
2015 -1.34x RM-12.23 Billion RM9.15 Billion ▼ -163.7%
2014 -0.51x RM-4.62 Billion RM9.11 Billion ▼ -152.5%
2013 0.96x RM8.56 Billion RM8.87 Billion ▲ +157.0%
2012 -1.69x RM-13.38 Billion RM7.90 Billion ▼ -290.8%
2010 0.89x RM5.57 Billion RM6.27 Billion ▼ -34.5%
2009 1.36x RM7.28 Billion RM5.37 Billion ▲ +130.8%
2008 -4.41x RM-7.38 Billion RM1.67 Billion ▼ -243.0%
2007 -1.28x RM-5.25 Billion RM4.09 Billion ▼ -186.6%
2006 1.48x RM6.47 Billion RM4.36 Billion ▼ -54.5%
2005 3.26x RM13.15 Billion RM4.03 Billion ▲ +467.9%
2004 0.57x RM2.01 Billion RM3.49 Billion
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.