Malayan Banking Bhd (1155) — Defensive Interval Ratio

Latest as of September 2025: 16 days

Malayan Banking Bhd (1155) has a Defensive Interval Ratio of 16 days as of September 2025. Defensive assets of RM35.76 Billion (cash RM-, short-term investments RM-, receivables RM35.76 Billion) cover 16 days of daily cash needs of RM2.27 Billion/day. See working capital position of Malayan Banking Bhd to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

16 days
Days of operational coverage

Defensive Assets

RM35.76 Billion
Cash + ST Investments + Receivables

Daily Cash Need

RM2.27 Billion
Current Liabilities ÷ 365

Current Liabilities

RM826.73 Billion
MYR

Malayan Banking Bhd Defensive Interval Ratio (2012–2024)

This chart shows how Malayan Banking Bhd's Defensive Interval Ratio has evolved across 13 annual periods from 2012 to 2024. As of September 2025, the ratio stands at 16 days, meaning defensive assets of RM35.76 Billion can fund 16 days of operations without new revenue. See Malayan Banking Bhd (1155) balance sheet quality index to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for Malayan Banking Bhd (2012–2024)

The table below presents the year-by-year Defensive Interval Ratio for Malayan Banking Bhd from 2012 to 2024, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Malayan Banking Bhd market cap and net worth.

Year DIR (days) Defensive Assets (MYR) Daily Cash Need Cash ST Investments Change (days)
2024 11 days RM24.53 Billion RM2.24 Billion/day RM- RM- ▲ +223 days
2023 -212 days RM-264.51 Billion RM1.25 Billion/day RM- RM-286.41 Billion ▼ -1681 days
2022 1469 days RM26.22 Billion RM17.85 Million/day RM- RM- ▲ +243 days
2021 1226 days RM22.23 Billion RM18.12 Million/day RM- RM- ▼ -262 days
2020 1488 days RM20.05 Billion RM13.48 Million/day RM- RM- ▼ -295 days
2019 1783 days RM20.67 Billion RM11.59 Million/day RM- RM- ▼ -274 days
2018 2057 days RM17.13 Billion RM8.32 Million/day RM- RM- ▼ -67 days
2017 2125 days RM16.34 Billion RM7.69 Million/day RM- RM- ▲ +205 days
2016 1920 days RM21.27 Billion RM11.08 Million/day RM- RM- ▼ -6089 days
2015 8009 days RM48.42 Billion RM6.05 Million/day RM- RM26.41 Billion ▲ +781 days
2014 7228 days RM44.19 Billion RM6.11 Million/day RM- RM23.05 Billion ▲ +165 days
2013 7063 days RM28.25 Billion RM4.00 Million/day RM- RM9.00 Billion ▲ +1409 days
2012 5654 days RM28.52 Billion RM5.04 Million/day RM- RM10.86 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)