Malayan Banking Bhd (1155) - Net Assets

Latest as of September 2025: RM95.99 Billion MYR

Based on the latest financial reports, Malayan Banking Bhd (1155) has net assets worth RM95.99 Billion MYR as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (RM1.07 Trillion) and total liabilities (RM971.39 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets RM95.99 Billion
% of Total Assets 8.99%
Annual Growth Rate 9.16%
5-Year Change 11.59%
10-Year Change 53.05%
Growth Volatility 8.22

Malayan Banking Bhd - Net Assets Trend (2004–2024)

This chart illustrates how Malayan Banking Bhd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Malayan Banking Bhd (2004–2024)

The table below shows the annual net assets of Malayan Banking Bhd from 2004 to 2024.

Year Net Assets Change
2024-12-31 RM97.21 Billion -0.45%
2023-12-31 RM97.65 Billion +9.82%
2022-12-31 RM88.92 Billion +0.41%
2021-12-31 RM88.55 Billion +1.66%
2020-12-31 RM87.11 Billion +3.62%
2019-12-31 RM84.07 Billion +8.15%
2018-12-31 RM77.74 Billion +3.40%
2017-12-31 RM75.18 Billion +6.68%
2016-12-31 RM70.47 Billion +10.96%
2015-12-31 RM63.51 Billion +16.03%
2014-12-31 RM54.74 Billion +14.66%
2013-12-31 RM47.74 Billion +8.62%
2012-12-31 RM43.95 Billion +22.48%
2011-12-31 RM35.89 Billion +25.19%
2009-12-31 RM28.66 Billion +11.24%
2008-12-31 RM25.77 Billion +28.25%
2007-12-31 RM20.09 Billion +1.13%
2006-12-31 RM19.87 Billion +13.70%
2005-12-31 RM17.47 Billion +3.68%
2004-12-31 RM16.85 Billion --

Equity Component Analysis

This analysis shows how different components contribute to Malayan Banking Bhd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 3383219600000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings RM33.83 Billion 36.00%
Common Stock RM54.74 Billion 58.25%
Other Comprehensive Income RM5.40 Billion 5.75%
Total Equity RM93.97 Billion 100.00%

Malayan Banking Bhd Competitors by Market Cap

The table below lists competitors of Malayan Banking Bhd ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Malayan Banking Bhd's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 94,641,617,000 to 93,970,628,000, a change of -670,989,000 (-0.7%).
  • Net income of 10,088,673,000 contributed positively to equity growth.
  • Dividend payments of 7,240,171,000 reduced retained earnings.
  • Other comprehensive income decreased equity by 3,014,224,000.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income RM10.09 Billion +10.74%
Dividends Paid RM7.24 Billion -7.7%
Other Comprehensive Income RM-3.01 Billion -3.21%
Other Changes RM-505.27 Million -0.54%
Total Change RM- -0.71%

Book Value vs Market Value Analysis

This analysis compares Malayan Banking Bhd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 1.42x
  • The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
  • The price-to-book ratio has decreased from 3.46x to 1.42x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2004-12-31 RM3.20 RM11.06 x
2005-12-31 RM3.18 RM11.06 x
2006-12-31 RM3.58 RM11.06 x
2007-12-31 RM3.51 RM11.06 x
2008-12-31 RM4.32 RM11.06 x
2009-12-31 RM3.94 RM11.06 x
2011-12-31 RM4.58 RM11.06 x
2012-12-31 RM5.34 RM11.06 x
2013-12-31 RM5.32 RM11.06 x
2014-12-31 RM5.85 RM11.06 x
2015-12-31 RM6.21 RM11.06 x
2016-12-31 RM6.89 RM11.06 x
2017-12-31 RM6.99 RM11.06 x
2018-12-31 RM6.89 RM11.06 x
2019-12-31 RM7.31 RM11.06 x
2020-12-31 RM7.51 RM11.06 x
2021-12-31 RM7.38 RM11.06 x
2022-12-31 RM7.18 RM11.06 x
2023-12-31 RM7.85 RM11.06 x
2024-12-31 RM7.79 RM11.06 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Malayan Banking Bhd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 10.74%
  • The company shows good efficiency in utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 20.99%
  • • Asset Turnover: 0.04x
  • • Equity Multiplier: 11.44x
  • Recent ROE (10.74%) is below the historical average (11.67%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2004 15.51% 24.38% 0.05x 11.70x RM904.11 Million
2005 16.91% 22.98% 0.06x 13.37x RM1.16 Billion
2006 16.94% 22.32% 0.06x 13.37x RM1.33 Billion
2007 15.55% 20.07% 0.06x 13.94x RM1.07 Billion
2008 3.02% 4.64% 0.05x 12.48x RM-1.74 Billion
2009 14.24% 24.04% 0.05x 12.08x RM1.18 Billion
2012 13.61% 22.76% 0.05x 11.72x RM1.52 Billion
2013 14.25% 26.67% 0.04x 12.18x RM1.95 Billion
2014 12.68% 25.94% 0.04x 12.09x RM1.42 Billion
2015 11.08% 23.78% 0.04x 11.48x RM666.44 Million
2016 9.84% 21.94% 0.04x 10.74x RM-108.58 Million
2017 10.30% 23.60% 0.04x 10.49x RM221.68 Million
2018 10.77% 24.04% 0.04x 10.71x RM580.25 Million
2019 10.05% 22.82% 0.04x 10.23x RM40.98 Million
2020 7.68% 20.58% 0.04x 10.15x RM-1.96 Billion
2021 9.43% 27.89% 0.03x 10.35x RM-484.91 Million
2022 9.26% 24.46% 0.03x 11.03x RM-635.18 Million
2023 9.88% 21.50% 0.04x 10.86x RM-114.38 Million
2024 10.74% 20.99% 0.04x 11.44x RM691.61 Million

Industry Comparison

This section compares Malayan Banking Bhd's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $18,854,596,333
  • Average return on equity (ROE) among peers: 9.44%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Malayan Banking Bhd (1155) RM95.99 Billion 15.51% 10.12x $33.55 Billion
AMMB Holdings Bhd (1015) $10.57 Billion 13.16% 9.24x $5.06 Billion
CIMB Group Holdings Bhd (1023) $42.23 Billion 6.75% 9.93x $20.19 Billion
RHB Bank Bhd (1066) $16.94 Billion 10.81% 10.28x $8.87 Billion
Hong Leong Financial Group Bhd (1082) $10.85 Billion 19.07% 13.38x $5.33 Billion
Malaysia Building Society Bhd (1171) $52.49 Billion 0.88% 0.05x $1.37 Billion
Public Bank Bhd (1295) $21.20 Billion 19.18% 13.42x $22.71 Billion
Alliance Financial Group Bhd (2488) $1.95 Billion 5.51% 12.55x $2.01 Billion
AFFIN Holdings Bhd (5185) $9.64 Billion 2.39% 6.22x $1.53 Billion
Bank Islam Malaysia Bhd (5258) $3.83 Billion 7.21% 10.48x $1.36 Billion

About Malayan Banking Bhd

KLSE:1155 Malaysia Banks - Regional
Market Cap
$33.55 Billion
RM133.61 Billion MYR
Market Cap Rank
#699 Global
#1 in Malaysia
Share Price
RM11.06
Change (1 day)
+0.00%
52-Week Range
RM9.39 - RM12.38
All Time High
RM12.38
About

Malayan Banking Berhad provides commercial banking and related financial products and services. The company operates in three segments: Group Community Financial Services, Group Global Banking, and Group Insurance and Takaful. It offers savings and fixed deposits, and current accounts; and housing and personal loans, project financing, overdrafts, and trade financing, as well as remittance servic… Read more