Banco Comercial Portugues (BCP) — Cash Flow Quality Index
Banco Comercial Portugues (BCP) has a Cash Flow Quality Index of -0.89x as of December 2025. Operating cash flow of €-215.64 Million is below net income of €242.70 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Banco Comercial Portugues cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Banco Comercial Portugues Cash Flow Quality Index (2000–2025)
Historical Cash Flow Quality Index for Banco Comercial Portugues across 20 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Banco Comercial Portugues (BCP) cash conversion ratio.
Annual Cash Flow Quality Index for Banco Comercial Portugues (2000–2025)
Year-by-year earnings quality comparison for Banco Comercial Portugues.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 3.51x | €3.58 Billion | €1.02 Billion | ▼ -42.8% |
| 2024 | 6.14x | €5.57 Billion | €906.40 Million | ▲ +32.4% |
| 2023 | 4.64x | €3.97 Billion | €856.05 Million | ▲ +236.5% |
| 2022 | 1.38x | €286.15 Million | €207.50 Million | ▼ -95.7% |
| 2021 | 31.95x | €4.41 Billion | €138.08 Million | ▲ +91.6% |
| 2020 | 16.68x | €3.05 Billion | €183.01 Million | ▲ +850.9% |
| 2019 | 1.75x | €529.75 Million | €302.00 Million | ▼ -86.7% |
| 2018 | 13.23x | €3.98 Billion | €301.06 Million | ▲ +327.1% |
| 2017 | 3.10x | €577.21 Million | €186.39 Million | ▼ -97.6% |
| 2016 | 129.15x | €3.09 Billion | €23.94 Million | ▲ +2325.6% |
| 2015 | 5.32x | €1.25 Billion | €235.34 Million | ▼ -86.7% |
| 2010 | 40.07x | €8.06 Billion | €201.25 Million | ▲ +250.2% |
| 2009 | -26.69x | €-4.18 Billion | €156.56 Million | ▼ -186.8% |
| 2008 | 30.75x | €4.68 Billion | €152.27 Million | ▲ +367.0% |
| 2007 | -11.52x | €-5.92 Billion | €514.38 Million | ▼ -639.5% |
| 2005 | -1.56x | €-1.12 Billion | €721.13 Million | ▲ +71.4% |
| 2004 | -5.45x | €-2.80 Billion | €513.00 Million | ▼ -236.8% |
| 2002 | 3.99x | €1.09 Billion | €272.72 Million | ▲ +108.5% |
| 2001 | 1.91x | €1.09 Billion | €571.67 Million | ▼ -14.9% |
| 2000 | 2.25x | €1.14 Billion | €505.50 Million | — |