Banco Comercial Portugues (BCP) — Cash Flow Quality Index

Latest as of December 2025: -0.89x

Banco Comercial Portugues (BCP) has a Cash Flow Quality Index of -0.89x as of December 2025. Operating cash flow of €-215.64 Million is below net income of €242.70 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Banco Comercial Portugues (BCP) cash flow conversion to assess how effectively this company generates cash.

Cash Flow Quality Index

-0.89x
Operating CF / Net Income

Operating Cash Flow

€-215.64 Million
EUR

Net Income

€242.70 Million
EUR

Data as of

Dec 2025
Most recent filing

Banco Comercial Portugues Cash Flow Quality Index (2000–2025)

Historical Cash Flow Quality Index for Banco Comercial Portugues across 20 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check how aggressively does Banco Comercial Portugues reinvest cash to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for Banco Comercial Portugues (2000–2025)

Year-by-year earnings quality comparison for Banco Comercial Portugues. For live market cap and the full company financial profile, see Banco Comercial Portugues (BCP) total market value.

Year Quality Index Operating CF (EUR) Net Income YoY Change
2025 3.51x €3.58 Billion €1.02 Billion ▼ -42.8%
2024 6.14x €5.57 Billion €906.40 Million ▲ +32.4%
2023 4.64x €3.97 Billion €856.05 Million ▲ +236.5%
2022 1.38x €286.15 Million €207.50 Million ▼ -95.7%
2021 31.95x €4.41 Billion €138.08 Million ▲ +91.6%
2020 16.68x €3.05 Billion €183.01 Million ▲ +850.9%
2019 1.75x €529.75 Million €302.00 Million ▼ -86.7%
2018 13.23x €3.98 Billion €301.06 Million ▲ +327.1%
2017 3.10x €577.21 Million €186.39 Million ▼ -97.6%
2016 129.15x €3.09 Billion €23.94 Million ▲ +2325.6%
2015 5.32x €1.25 Billion €235.34 Million ▼ -86.7%
2010 40.07x €8.06 Billion €201.25 Million ▲ +250.2%
2009 -26.69x €-4.18 Billion €156.56 Million ▼ -186.8%
2008 30.75x €4.68 Billion €152.27 Million ▲ +367.0%
2007 -11.52x €-5.92 Billion €514.38 Million ▼ -639.5%
2005 -1.56x €-1.12 Billion €721.13 Million ▲ +71.4%
2004 -5.45x €-2.80 Billion €513.00 Million ▼ -236.8%
2002 3.99x €1.09 Billion €272.72 Million ▲ +108.5%
2001 1.91x €1.09 Billion €571.67 Million ▼ -14.9%
2000 2.25x €1.14 Billion €505.50 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.