Bankinter (BKT) — Cash Flow Quality Index
Latest as of September 2023:
0.16x
Bankinter (BKT) has a Cash Flow Quality Index of 0.16x as of September 2023. Operating cash flow of €41.52 Million is below net income of €266.78 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Bankinter debt service capacity to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
0.16x
Operating CF / Net Income
Operating Cash Flow
€41.52 Million
EUR
Net Income
€266.78 Million
EUR
Data as of
Sep 2023
Most recent filing
Bankinter Cash Flow Quality Index (2005–2024)
Historical Cash Flow Quality Index for Bankinter across 20 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see BKT cash generation efficiency.
Annual Cash Flow Quality Index for Bankinter (2005–2024)
Year-by-year earnings quality comparison for Bankinter.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 2.04x | €1.94 Billion | €952.97 Million | ▲ +161.4% |
| 2023 | 0.78x | €658.42 Million | €844.79 Million | ▲ +105.4% |
| 2022 | -14.34x | €-8.03 Billion | €560.20 Million | ▼ -371.2% |
| 2021 | 5.29x | €7.05 Billion | €1.33 Billion | ▼ -80.4% |
| 2020 | 26.92x | €8.54 Billion | €317.12 Million | ▲ +9375.2% |
| 2019 | 0.28x | €156.47 Million | €550.66 Million | ▼ -14.9% |
| 2018 | 0.33x | €175.73 Million | €526.40 Million | ▼ -92.6% |
| 2017 | 4.50x | €2.23 Billion | €495.21 Million | ▲ +24.0% |
| 2016 | 3.63x | €1.78 Billion | €490.11 Million | ▲ +405.0% |
| 2015 | 0.72x | €270.22 Million | €375.92 Million | ▲ +124.6% |
| 2014 | -2.92x | €-805.03 Million | €275.89 Million | ▼ -165.5% |
| 2013 | 4.46x | €846.62 Million | €189.90 Million | ▲ +519.1% |
| 2012 | -1.06x | €-132.59 Million | €124.65 Million | ▼ -203.3% |
| 2011 | 1.03x | €186.68 Million | €181.23 Million | ▼ -89.9% |
| 2010 | 10.25x | €1.54 Billion | €150.73 Million | ▲ +78.0% |
| 2009 | 5.76x | €1.47 Billion | €254.40 Million | ▲ +572.2% |
| 2008 | -1.22x | €-307.70 Million | €252.29 Million | ▼ -197.4% |
| 2007 | 1.25x | €453.18 Million | €361.86 Million | ▲ +1120.4% |
| 2006 | -0.12x | €-25.59 Million | €208.49 Million | ▼ -106.0% |
| 2005 | 2.04x | €383.63 Million | €187.70 Million | — |
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.