Bankinter (BKT) — Defensive Interval Ratio

Latest as of March 2025: 16 days

Bankinter (BKT) has a Defensive Interval Ratio of 16 days as of March 2025. Defensive assets of €4.65 Billion (cash €-, short-term investments €4.65 Billion, receivables €-) cover 16 days of daily cash needs of €282.80 Million/day. Check tangible equity quality of Bankinter to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

16 days
Days of operational coverage

Defensive Assets

€4.65 Billion
Cash + ST Investments + Receivables

Daily Cash Need

€282.80 Million
Current Liabilities ÷ 365

Current Liabilities

€103.22 Billion
EUR

Bankinter Defensive Interval Ratio (2007–2024)

This chart shows how Bankinter's Defensive Interval Ratio has evolved across 17 annual periods from 2007 to 2024. As of March 2025, the ratio stands at 16 days, meaning defensive assets of €4.65 Billion can fund 16 days of operations without new revenue. Also explore BKT net assets growth trend to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Bankinter (2007–2024)

The table below presents the year-by-year Defensive Interval Ratio for Bankinter from 2007 to 2024, covering 17 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of Bankinter.

Year DIR (days) Defensive Assets (EUR) Daily Cash Need Cash ST Investments Change (days)
2024 26 days €6.51 Billion €249.90 Million/day €- €6.35 Billion ▲ +21 days
2023 5 days €754.52 Million €162.25 Million/day €- €607.68 Million ▼ -64 days
2022 68 days €125.64 Million €1.84 Million/day €- €- ▲ +68 days
2021 1 days €119.08 Million €206.54 Million/day €- €- ▼ -107 days
2020 108 days €96.62 Million €897.08K/day €- €- ▲ +107 days
2019 1 days €185.03 Million €163.48 Million/day €- €- ▲ +0 days
2018 1 days €163.03 Million €145.63 Million/day €- €9.00K ▼ -36 days
2017 37 days €4.86 Billion €130.93 Million/day €- €4.70 Billion ▲ +14 days
2016 23 days €2.88 Billion €126.71 Million/day €- €2.73 Billion ▲ +11 days
2015 11 days €1.19 Billion €103.65 Million/day €- €1.05 Billion ▲ +4 days
2014 8 days €928.22 Million €117.10 Million/day €- €802.19 Million ▼ -13 days
2012 21 days €1.73 Billion €83.39 Million/day €- €1.64 Billion ▼ -4 days
2011 25 days €2.15 Billion €85.28 Million/day €- €2.08 Billion ▲ +4 days
2010 21 days €1.60 Billion €76.21 Million/day €- €1.60 Billion ▲ +16 days
2009 5 days €406.82 Million €77.58 Million/day €- €406.82 Million ▲ +2 days
2008 3 days €245.88 Million €80.83 Million/day €- €245.88 Million ▼ -9 days
2007 12 days €868.23 Million €74.57 Million/day €- €868.23 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)