Sierra Bancorp (BSRR) — Cash Flow Quality Index

Latest as of September 2025: 1.54x

Sierra Bancorp (BSRR) has a Cash Flow Quality Index of 1.54x as of September 2025. Operating cash flow of $14.94 Million exceeds net income of $9.70 Million, indicating high earnings quality where cash backs reported profits. Explore BSRR long-term asset investment ratio to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

1.54x
Operating CF / Net Income

Operating Cash Flow

$14.94 Million
USD

Net Income

$9.70 Million
USD

Data as of

Sep 2025
Most recent filing

Sierra Bancorp Cash Flow Quality Index (1998–2024)

Historical Cash Flow Quality Index for Sierra Bancorp across 27 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible net worth ratio of Sierra Bancorp to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Sierra Bancorp (1998–2024)

Year-by-year earnings quality comparison for Sierra Bancorp. For live market cap and the full company financial profile, see BSRR market cap.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 1.41x $57.15 Million $40.56 Million ▼ -7.8%
2023 1.53x $53.24 Million $34.84 Million ▲ +53.2%
2022 1.00x $33.57 Million $33.66 Million ▼ -18.5%
2021 1.22x $52.66 Million $43.01 Million ▲ +8.4%
2020 1.13x $40.03 Million $35.44 Million ▼ -13.1%
2019 1.30x $46.74 Million $35.96 Million ▲ +26.7%
2018 1.03x $30.45 Million $29.68 Million ▼ -50.7%
2017 2.08x $40.68 Million $19.54 Million ▲ +134.7%
2016 0.89x $15.58 Million $17.57 Million ▼ -44.2%
2015 1.59x $28.70 Million $18.07 Million ▼ -17.5%
2014 1.92x $29.34 Million $15.24 Million ▼ -24.5%
2013 2.55x $34.10 Million $13.37 Million ▼ -46.0%
2012 4.73x $38.70 Million $8.19 Million ▲ +6.2%
2011 4.45x $34.65 Million $7.78 Million ▲ +2.4%
2010 4.35x $32.02 Million $7.36 Million ▲ +25.3%
2009 3.47x $30.98 Million $8.93 Million ▲ +50.5%
2008 2.31x $30.93 Million $13.41 Million ▲ +37.8%
2007 1.67x $35.17 Million $21.02 Million ▲ +11.2%
2006 1.50x $28.87 Million $19.19 Million ▼ -12.0%
2005 1.71x $27.70 Million $16.19 Million ▲ +86.2%
2004 0.92x $12.26 Million $13.35 Million ▼ -36.9%
2003 1.46x $15.08 Million $10.36 Million ▼ -19.2%
2002 1.80x $15.92 Million $8.84 Million ▼ -4.6%
2001 1.89x $12.99 Million $6.88 Million ▼ -34.8%
2000 2.90x $15.88 Million $5.48 Million ▲ +169.7%
1999 1.07x $6.03 Million $5.61 Million ▼ -49.2%
1998 2.12x $11.00 Million $5.20 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.