Sierra Bancorp (BSRR) — Financial Flexibility Index
Sierra Bancorp (BSRR) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $15.18 Million (operating CF $14.94 Million minus capex $244.00K) represents 0% of total liabilities ($3.35 Billion). Check BSRR cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Sierra Bancorp Financial Flexibility Index (1998–2024)
Historical Financial Flexibility Index trend for Sierra Bancorp across 27 annual periods. For the full cash flow conversion analysis, see Sierra Bancorp (BSRR) cash flow conversion.
Annual Financial Flexibility Index for Sierra Bancorp (1998–2024)
Year-by-year free cash flow to debt coverage for Sierra Bancorp. Explore debt repayment capacity of Sierra Bancorp to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.02x | $58.31 Million | $57.15 Million | $3.26 Billion | ▲ +11.1% |
| 2023 | 0.02x | $54.66 Million | $53.24 Million | $3.39 Billion | ▲ +52.9% |
| 2022 | 0.01x | $34.84 Million | $33.57 Million | $3.31 Billion | ▼ -98.3% |
| 2021 | 0.63x | $53.03 Million | $52.66 Million | $84.44 Million | ▲ +4106.9% |
| 2020 | 0.01x | $42.94 Million | $40.03 Million | $2.88 Billion | ▼ -28.2% |
| 2019 | 0.02x | $47.52 Million | $46.74 Million | $2.28 Billion | ▲ +39.4% |
| 2018 | 0.01x | $33.57 Million | $30.45 Million | $2.25 Billion | ▼ -27.4% |
| 2017 | 0.02x | $42.82 Million | $40.68 Million | $2.08 Billion | ▲ +95.8% |
| 2016 | 0.01x | $19.17 Million | $15.58 Million | $1.83 Billion | ▼ -46.0% |
| 2015 | 0.02x | $31.23 Million | $28.70 Million | $1.61 Billion | ▼ -11.1% |
| 2014 | 0.02x | $31.71 Million | $29.34 Million | $1.45 Billion | ▼ -22.7% |
| 2013 | 0.03x | $34.77 Million | $34.10 Million | $1.23 Billion | ▼ -15.1% |
| 2012 | 0.03x | $42.11 Million | $38.70 Million | $1.26 Billion | ▲ +4.0% |
| 2011 | 0.03x | $37.38 Million | $34.65 Million | $1.17 Billion | ▲ +4.7% |
| 2010 | 0.03x | $34.50 Million | $32.02 Million | $1.13 Billion | ▲ +6.8% |
| 2009 | 0.03x | $34.42 Million | $30.98 Million | $1.20 Billion | ▲ +0.4% |
| 2008 | 0.03x | $34.83 Million | $30.93 Million | $1.22 Billion | ▼ -14.8% |
| 2007 | 0.03x | $38.04 Million | $35.17 Million | $1.13 Billion | ▲ +14.3% |
| 2006 | 0.03x | $33.00 Million | $28.87 Million | $1.12 Billion | ▼ -8.5% |
| 2005 | 0.03x | $31.24 Million | $27.70 Million | $973.92 Million | ▲ +75.7% |
| 2004 | 0.02x | $16.92 Million | $12.26 Million | $926.35 Million | ▼ -25.8% |
| 2003 | 0.02x | $18.25 Million | $15.08 Million | $741.70 Million | ▼ -25.0% |
| 2002 | 0.03x | $21.26 Million | $15.92 Million | $647.83 Million | ▲ +34.3% |
| 2001 | 0.02x | $14.76 Million | $12.99 Million | $604.27 Million | ▼ -25.2% |
| 2000 | 0.03x | $18.48 Million | $15.88 Million | $565.94 Million | ▲ +41.7% |
| 1999 | 0.02x | $9.72 Million | $6.03 Million | $421.69 Million | ▼ -41.7% |
| 1998 | 0.04x | $14.60 Million | $11.00 Million | $369.10 Million | — |