Sierra Bancorp (BSRR) — Financial Flexibility Index

Latest as of September 2025: 0.00x

Sierra Bancorp (BSRR) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $15.18 Million (operating CF $14.94 Million minus capex $244.00K) represents 0% of total liabilities ($3.35 Billion). Check Sierra Bancorp (BSRR) strategic investment index to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$15.18 Million
Operating CF − Capex

Total Liabilities

$3.35 Billion
USD

Capital Expenditures

$244.00K
USD

Sierra Bancorp Financial Flexibility Index (1998–2024)

Historical Financial Flexibility Index trend for Sierra Bancorp across 27 annual periods. See Sierra Bancorp (BSRR) working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for Sierra Bancorp (1998–2024)

Year-by-year free cash flow to debt coverage for Sierra Bancorp. For the full company profile including market capitalisation, see Sierra Bancorp stock valuation.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.02x $58.31 Million $57.15 Million $3.26 Billion ▲ +11.1%
2023 0.02x $54.66 Million $53.24 Million $3.39 Billion ▲ +52.9%
2022 0.01x $34.84 Million $33.57 Million $3.31 Billion ▼ -98.3%
2021 0.63x $53.03 Million $52.66 Million $84.44 Million ▲ +4106.9%
2020 0.01x $42.94 Million $40.03 Million $2.88 Billion ▼ -28.2%
2019 0.02x $47.52 Million $46.74 Million $2.28 Billion ▲ +39.4%
2018 0.01x $33.57 Million $30.45 Million $2.25 Billion ▼ -27.4%
2017 0.02x $42.82 Million $40.68 Million $2.08 Billion ▲ +95.8%
2016 0.01x $19.17 Million $15.58 Million $1.83 Billion ▼ -46.0%
2015 0.02x $31.23 Million $28.70 Million $1.61 Billion ▼ -11.1%
2014 0.02x $31.71 Million $29.34 Million $1.45 Billion ▼ -22.7%
2013 0.03x $34.77 Million $34.10 Million $1.23 Billion ▼ -15.1%
2012 0.03x $42.11 Million $38.70 Million $1.26 Billion ▲ +4.0%
2011 0.03x $37.38 Million $34.65 Million $1.17 Billion ▲ +4.7%
2010 0.03x $34.50 Million $32.02 Million $1.13 Billion ▲ +6.8%
2009 0.03x $34.42 Million $30.98 Million $1.20 Billion ▲ +0.4%
2008 0.03x $34.83 Million $30.93 Million $1.22 Billion ▼ -14.8%
2007 0.03x $38.04 Million $35.17 Million $1.13 Billion ▲ +14.3%
2006 0.03x $33.00 Million $28.87 Million $1.12 Billion ▼ -8.5%
2005 0.03x $31.24 Million $27.70 Million $973.92 Million ▲ +75.7%
2004 0.02x $16.92 Million $12.26 Million $926.35 Million ▼ -25.8%
2003 0.02x $18.25 Million $15.08 Million $741.70 Million ▼ -25.0%
2002 0.03x $21.26 Million $15.92 Million $647.83 Million ▲ +34.3%
2001 0.02x $14.76 Million $12.99 Million $604.27 Million ▼ -25.2%
2000 0.03x $18.48 Million $15.88 Million $565.94 Million ▲ +41.7%
1999 0.02x $9.72 Million $6.03 Million $421.69 Million ▼ -41.7%
1998 0.04x $14.60 Million $11.00 Million $369.10 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities