Sierra Bancorp Financial Flexibility Index

Latest as of September 2025: 0.00x

Sierra Bancorp financial flexibility index. Sierra Bancorp (BSRR) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $15.18 Million (operating CF $14.94 Million minus capex $244.00K) represents 0% of total liabilities ($3.35 Billion). See free cash flow generation of Sierra Bancorp to measure how efficiently the company converts operating cash flow to free cash.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$15.18 Million
Operating CF − Capex

Total Liabilities

$3.35 Billion
USD

Capital Expenditures

$244.00K
USD

Financial Flexibility Index of Sierra Bancorp (1998–2024)

Financial flexibility index of Sierra Bancorp from 1998 to 2024. Historical Financial Flexibility Index trend for Sierra Bancorp across 27 annual periods. Check BSRR operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.

Sierra Bancorp Financial Flexibility Index by Year (1998–2024)

Sierra Bancorp financial flexibility index by year from 1998 to 2024. Year-by-year free cash flow to debt coverage for Sierra Bancorp. For the full cash flow conversion analysis, see BSRR cash generation efficiency.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.02x $58.31 Million $57.15 Million $3.26 Billion ▲ +11.1%
2023 0.02x $54.66 Million $53.24 Million $3.39 Billion ▲ +52.9%
2022 0.01x $34.84 Million $33.57 Million $3.31 Billion ▼ -98.3%
2021 0.63x $53.03 Million $52.66 Million $84.44 Million ▲ +4106.9%
2020 0.01x $42.94 Million $40.03 Million $2.88 Billion ▼ -28.2%
2019 0.02x $47.52 Million $46.74 Million $2.28 Billion ▲ +39.4%
2018 0.01x $33.57 Million $30.45 Million $2.25 Billion ▼ -27.4%
2017 0.02x $42.82 Million $40.68 Million $2.08 Billion ▲ +95.8%
2016 0.01x $19.17 Million $15.58 Million $1.83 Billion ▼ -46.0%
2015 0.02x $31.23 Million $28.70 Million $1.61 Billion ▼ -11.1%
2014 0.02x $31.71 Million $29.34 Million $1.45 Billion ▼ -22.7%
2013 0.03x $34.77 Million $34.10 Million $1.23 Billion ▼ -15.1%
2012 0.03x $42.11 Million $38.70 Million $1.26 Billion ▲ +4.0%
2011 0.03x $37.38 Million $34.65 Million $1.17 Billion ▲ +4.7%
2010 0.03x $34.50 Million $32.02 Million $1.13 Billion ▲ +6.8%
2009 0.03x $34.42 Million $30.98 Million $1.20 Billion ▲ +0.4%
2008 0.03x $34.83 Million $30.93 Million $1.22 Billion ▼ -14.8%
2007 0.03x $38.04 Million $35.17 Million $1.13 Billion ▲ +14.3%
2006 0.03x $33.00 Million $28.87 Million $1.12 Billion ▼ -8.5%
2005 0.03x $31.24 Million $27.70 Million $973.92 Million ▲ +75.7%
2004 0.02x $16.92 Million $12.26 Million $926.35 Million ▼ -25.8%
2003 0.02x $18.25 Million $15.08 Million $741.70 Million ▼ -25.0%
2002 0.03x $21.26 Million $15.92 Million $647.83 Million ▲ +34.3%
2001 0.02x $14.76 Million $12.99 Million $604.27 Million ▼ -25.2%
2000 0.03x $18.48 Million $15.88 Million $565.94 Million ▲ +41.7%
1999 0.02x $9.72 Million $6.03 Million $421.69 Million ▼ -41.7%
1998 0.04x $14.60 Million $11.00 Million $369.10 Million —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities