Cass Information Systems Inc (CASS) — Cash Flow Quality Index

Latest as of March 2026: 1.66x

Cass Information Systems Inc (CASS) has a Cash Flow Quality Index of 1.66x as of March 2026. Operating cash flow of $14.55 Million exceeds net income of $8.74 Million, indicating high earnings quality where cash backs reported profits. Explore Cass Information Systems Inc (CASS) cash flow to debt to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

1.66x
Operating CF / Net Income

Operating Cash Flow

$14.55 Million
USD

Net Income

$8.74 Million
USD

Data as of

Mar 2026
Most recent filing

Cass Information Systems Inc Cash Flow Quality Index (1995–2025)

Historical Cash Flow Quality Index for Cass Information Systems Inc across 31 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Cass Information Systems Inc cash flow conversion.

Annual Cash Flow Quality Index for Cass Information Systems Inc (1995–2025)

Year-by-year earnings quality comparison for Cass Information Systems Inc.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.20x $37.44 Million $31.11 Million ▼ -40.8%
2024 2.03x $38.95 Million $19.17 Million ▲ +65.4%
2023 1.23x $36.94 Million $30.06 Million ▼ -16.9%
2022 1.48x $51.61 Million $34.90 Million ▲ +22.4%
2021 1.21x $34.55 Million $28.60 Million ▼ -36.4%
2020 1.90x $47.78 Million $25.18 Million ▲ +37.0%
2019 1.39x $42.13 Million $30.40 Million ▼ -13.2%
2018 1.60x $48.34 Million $30.27 Million ▲ +2.7%
2017 1.55x $38.89 Million $25.01 Million ▲ +7.6%
2016 1.45x $35.19 Million $24.35 Million ▼ -0.5%
2015 1.45x $33.49 Million $23.06 Million ▲ +0.2%
2014 1.45x $34.84 Million $24.03 Million ▲ +17.9%
2013 1.23x $28.89 Million $23.50 Million ▼ -18.9%
2012 1.52x $35.33 Million $23.30 Million ▲ +36.0%
2011 1.11x $25.64 Million $23.01 Million ▼ -4.8%
2010 1.17x $23.78 Million $20.31 Million ▼ -1.0%
2009 1.18x $19.08 Million $16.13 Million ▲ +2.1%
2008 1.16x $22.03 Million $19.01 Million ▼ -12.8%
2007 1.33x $23.65 Million $17.80 Million ▲ +32.6%
2006 1.00x $15.49 Million $15.46 Million ▼ -9.5%
2005 1.11x $12.45 Million $11.24 Million ▼ -11.6%
2004 1.25x $10.03 Million $8.01 Million ▼ -18.4%
2003 1.54x $12.13 Million $7.90 Million ▲ +25.0%
2002 1.23x $8.98 Million $7.31 Million ▼ -0.8%
2001 1.24x $8.70 Million $7.03 Million ▼ -28.1%
2000 1.72x $12.31 Million $7.15 Million ▲ +2.7%
1999 1.68x $10.40 Million $6.20 Million ▲ +44.3%
1998 1.16x $8.60 Million $7.40 Million ▼ -2.0%
1997 1.19x $8.30 Million $7.00 Million ▼ -19.7%
1996 1.48x $9.60 Million $6.50 Million ▲ +30.8%
1995 1.13x $7.00 Million $6.20 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.