Cass Information Systems Inc (CASS) — Defensive Interval Ratio
Cass Information Systems Inc (CASS) has a Defensive Interval Ratio of 2 days as of March 2026. Defensive assets of $14.33 Million (cash $-, short-term investments $9.38 Million, receivables $4.95 Million) cover 2 days of daily cash needs of $6.28 Million/day. Check CASS tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Cass Information Systems Inc Defensive Interval Ratio (1996–2025)
This chart shows how Cass Information Systems Inc's Defensive Interval Ratio has evolved across 29 annual periods from 1996 to 2025. As of March 2026, the ratio stands at 2 days, meaning defensive assets of $14.33 Million can fund 2 days of operations without new revenue. Also explore net asset growth rate of Cass Information Systems Inc to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Cass Information Systems Inc (1996–2025)
The table below presents the year-by-year Defensive Interval Ratio for Cass Information Systems Inc from 1996 to 2025, covering 29 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see CASS market cap.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 613 days | $1.89 Billion | $3.08 Million/day | $- | $770.77 Million | ▲ +511 days |
| 2024 | 101 days | $583.93 Million | $5.77 Million/day | $- | $528.02 Million | ▼ -21 days |
| 2023 | 122 days | $737.77 Million | $6.03 Million/day | $- | $627.12 Million | ▼ -12 days |
| 2022 | 134 days | $850.25 Million | $6.34 Million/day | $- | $754.47 Million | ▲ +23 days |
| 2021 | 111 days | $678.45 Million | $6.13 Million/day | $- | $673.45 Million | ▼ -134 days |
| 2020 | 244 days | $1.24 Billion | $5.07 Million/day | $- | $357.73 Million | ▼ -60 days |
| 2019 | 304 days | $1.18 Billion | $3.90 Million/day | $- | $422.67 Million | ▼ -302 days |
| 2018 | 606 days | $1.15 Billion | $1.90 Million/day | $- | $441.53 Million | ▼ -26 days |
| 2017 | 632 days | $1.15 Billion | $1.81 Million/day | $- | $470.52 Million | ▲ +38 days |
| 2016 | 594 days | $1.05 Billion | $1.76 Million/day | $- | $390.55 Million | ▼ -53 days |
| 2015 | 647 days | $1.02 Billion | $1.58 Million/day | $- | $375.70 Million | ▲ +82 days |
| 2014 | 564 days | $1.01 Billion | $1.80 Million/day | $- | $356.14 Million | ▼ -79 days |
| 2013 | 643 days | $958.26 Million | $1.49 Million/day | $- | $317.77 Million | ▼ -67 days |
| 2012 | 710 days | $1.02 Billion | $1.43 Million/day | $- | $341.94 Million | ▲ +649 days |
| 2011 | 61 days | $99.83 Million | $1.63 Million/day | $- | $99.83 Million | ▲ +19 days |
| 2010 | 42 days | $59.35 Million | $1.41 Million/day | $- | $59.35 Million | ▲ +8 days |
| 2009 | 34 days | $40.10 Million | $1.18 Million/day | $- | $40.10 Million | ▲ +28 days |
| 2008 | 6 days | $13.43 Million | $2.13 Million/day | $- | $13.43 Million | ▲ +5 days |
| 2007 | 2 days | $3.62 Million | $2.19 Million/day | $- | $3.62 Million | ▼ -378808 days |
| 2006 | 378810 days | $187.85 Million | $495.89/day | $- | $187.85 Million | ▲ +97420 days |
| 2005 | 281390 days | $144.94 Million | $515.07/day | $- | $144.94 Million | ▲ +38564 days |
| 2004 | 242826 days | $84.49 Million | $347.95/day | $- | $84.49 Million | ▲ +68584 days |
| 2003 | 174242 days | $58.72 Million | $336.99/day | $- | $58.72 Million | ▲ +174161 days |
| 2002 | 81 days | $8.27 Million | $102.57K/day | $- | $5.73 Million | ▼ -162748 days |
| 2001 | 162828 days | $89.22 Million | $547.95/day | $- | $86.59 Million | ▲ +157718 days |
| 1999 | 5110 days | $2.80 Million | $547.95/day | $- | $- | ▲ +1703 days |
| 1998 | 3407 days | $2.80 Million | $821.92/day | $- | $- | ▲ +578 days |
| 1997 | 2829 days | $3.10 Million | $1.10K/day | $- | $- | ▲ +2332 days |
| 1996 | 496 days | $3.40 Million | $6.85K/day | $- | $- | — |