Cass Information Systems Inc (CASS) — Cash Flow-to-Debt Ratio
Cass Information Systems Inc (CASS) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2026, meaning its operating cash flow of $14.55 Million could theoretically repay 0% of its total liabilities ($2.29 Billion) in one year. See CASS FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cass Information Systems Inc Cash Flow-to-Debt Ratio (1995–2025)
Historical debt coverage capacity for Cass Information Systems Inc across 31 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Cass Information Systems Inc.
Annual Cash Flow-to-Debt Ratio for Cass Information Systems Inc (1995–2025)
Year-by-year debt coverage analysis for Cass Information Systems Inc. Check CASS cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $37.44 Million | $2.36 Billion | ▼ -11.9% |
| 2024 | 0.02x | $38.95 Million | $2.17 Billion | ▲ +9.5% |
| 2023 | 0.02x | $36.94 Million | $2.25 Billion | ▼ -24.7% |
| 2022 | 0.02x | $51.61 Million | $2.37 Billion | ▲ +45.7% |
| 2021 | 0.01x | $34.55 Million | $2.31 Billion | ▼ -39.2% |
| 2020 | 0.02x | $47.78 Million | $1.94 Billion | ▼ -11.2% |
| 2019 | 0.03x | $42.13 Million | $1.52 Billion | ▼ -16.0% |
| 2018 | 0.03x | $48.34 Million | $1.47 Billion | ▲ +21.5% |
| 2017 | 0.03x | $38.89 Million | $1.43 Billion | ▲ +0.1% |
| 2016 | 0.03x | $35.19 Million | $1.30 Billion | ▲ +1.1% |
| 2015 | 0.03x | $33.49 Million | $1.25 Billion | ▲ +0.1% |
| 2014 | 0.03x | $34.84 Million | $1.30 Billion | ▲ +5.3% |
| 2013 | 0.03x | $28.89 Million | $1.14 Billion | ▼ -19.8% |
| 2012 | 0.03x | $35.33 Million | $1.11 Billion | ▲ +43.4% |
| 2011 | 0.02x | $25.64 Million | $1.16 Billion | ▼ -2.7% |
| 2010 | 0.02x | $23.78 Million | $1.05 Billion | ▲ +5.3% |
| 2009 | 0.02x | $19.08 Million | $883.41 Million | ▼ -23.6% |
| 2008 | 0.03x | $22.03 Million | $778.99 Million | ▼ -3.9% |
| 2007 | 0.03x | $23.65 Million | $803.59 Million | ▲ +47.1% |
| 2006 | 0.02x | $15.49 Million | $774.55 Million | ▲ +19.4% |
| 2005 | 0.02x | $12.45 Million | $743.42 Million | ▲ +8.0% |
| 2004 | 0.02x | $10.03 Million | $646.93 Million | ▼ -26.5% |
| 2003 | 0.02x | $12.13 Million | $574.90 Million | ▲ +20.1% |
| 2002 | 0.02x | $8.98 Million | $511.19 Million | ▲ +10.1% |
| 2001 | 0.02x | $8.70 Million | $545.36 Million | ▼ -32.2% |
| 2000 | 0.02x | $12.31 Million | $523.07 Million | ▲ +0.5% |
| 1999 | 0.02x | $10.40 Million | $444.20 Million | ▲ +21.6% |
| 1998 | 0.02x | $8.60 Million | $446.50 Million | ▼ -10.5% |
| 1997 | 0.02x | $8.30 Million | $385.60 Million | ▼ -12.4% |
| 1996 | 0.02x | $9.60 Million | $390.50 Million | ▲ +35.1% |
| 1995 | 0.02x | $7.00 Million | $384.80 Million | — |