Colony Bankcorp Inc. (CBAN) — Cash Flow Quality Index
Colony Bankcorp Inc. (CBAN) has a Cash Flow Quality Index of 2.48x as of September 2025. Operating cash flow of $14.41 Million exceeds net income of $5.82 Million, indicating high earnings quality where cash backs reported profits. Explore CBAN operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Colony Bankcorp Inc. Cash Flow Quality Index (1995–2024)
Historical Cash Flow Quality Index for Colony Bankcorp Inc. across 29 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash flow conversion of Colony Bankcorp Inc..
Annual Cash Flow Quality Index for Colony Bankcorp Inc. (1995–2024)
Year-by-year earnings quality comparison for Colony Bankcorp Inc..
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 0.98x | $23.40 Million | $23.87 Million | ▲ +1.6% |
| 2023 | 0.96x | $20.98 Million | $21.75 Million | ▼ -62.1% |
| 2022 | 2.55x | $49.74 Million | $19.54 Million | ▲ +31.5% |
| 2021 | 1.93x | $36.10 Million | $18.66 Million | ▲ +219.7% |
| 2020 | -1.62x | $-19.09 Million | $11.81 Million | ▼ -519.6% |
| 2019 | 0.39x | $3.93 Million | $10.21 Million | ▼ -69.2% |
| 2018 | 1.25x | $14.91 Million | $11.92 Million | ▼ -22.7% |
| 2017 | 1.62x | $12.55 Million | $7.75 Million | ▲ +4.8% |
| 2016 | 1.54x | $13.39 Million | $8.67 Million | ▼ -8.1% |
| 2015 | 1.68x | $14.07 Million | $8.37 Million | ▼ -14.3% |
| 2014 | 1.96x | $14.77 Million | $7.53 Million | ▼ -51.9% |
| 2013 | 4.08x | $18.87 Million | $4.63 Million | ▼ -52.8% |
| 2012 | 8.63x | $22.81 Million | $2.64 Million | ▲ +44.3% |
| 2011 | 5.98x | $15.16 Million | $2.53 Million | ▼ -89.6% |
| 2010 | 57.68x | $27.35 Million | $474.22K | ▲ +576.9% |
| 2008 | 8.52x | $17.29 Million | $2.03 Million | ▲ +380.1% |
| 2007 | 1.77x | $15.17 Million | $8.55 Million | ▲ +20.1% |
| 2006 | 1.48x | $15.00 Million | $10.15 Million | ▼ -16.4% |
| 2005 | 1.77x | $15.87 Million | $8.98 Million | ▼ -8.4% |
| 2004 | 1.93x | $15.58 Million | $8.07 Million | ▼ -25.6% |
| 2003 | 2.59x | $17.68 Million | $6.82 Million | ▲ +164.9% |
| 2002 | 0.98x | $5.63 Million | $5.75 Million | ▼ -34.9% |
| 2001 | 1.50x | $7.32 Million | $4.87 Million | ▼ -8.4% |
| 2000 | 1.64x | $7.41 Million | $4.51 Million | ▼ 0.0% |
| 1999 | 1.64x | $6.90 Million | $4.20 Million | ▲ +10.5% |
| 1998 | 1.49x | $5.80 Million | $3.90 Million | ▼ -3.2% |
| 1997 | 1.54x | $5.56 Million | $3.62 Million | ▼ -21.7% |
| 1996 | 1.96x | $5.76 Million | $2.93 Million | ▼ -29.6% |
| 1995 | 2.79x | $5.97 Million | $2.14 Million | — |