Colony Bankcorp Inc. (CBAN) — Cash Flow Quality Index

Latest as of September 2025: 2.48x

Colony Bankcorp Inc. (CBAN) has a Cash Flow Quality Index of 2.48x as of September 2025. Operating cash flow of $14.41 Million exceeds net income of $5.82 Million, indicating high earnings quality where cash backs reported profits. Explore Colony Bankcorp Inc. long-term investment intensity to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

2.48x
Operating CF / Net Income

Operating Cash Flow

$14.41 Million
USD

Net Income

$5.82 Million
USD

Data as of

Sep 2025
Most recent filing

Colony Bankcorp Inc. Cash Flow Quality Index (1995–2024)

Historical Cash Flow Quality Index for Colony Bankcorp Inc. across 29 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check CBAN tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Colony Bankcorp Inc. (1995–2024)

Year-by-year earnings quality comparison for Colony Bankcorp Inc.. For live market cap and the full company financial profile, see Colony Bankcorp Inc. (CBAN) total market value.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 0.98x $23.40 Million $23.87 Million ▲ +1.6%
2023 0.96x $20.98 Million $21.75 Million ▼ -62.1%
2022 2.55x $49.74 Million $19.54 Million ▲ +31.5%
2021 1.93x $36.10 Million $18.66 Million ▲ +219.7%
2020 -1.62x $-19.09 Million $11.81 Million ▼ -519.6%
2019 0.39x $3.93 Million $10.21 Million ▼ -69.2%
2018 1.25x $14.91 Million $11.92 Million ▼ -22.7%
2017 1.62x $12.55 Million $7.75 Million ▲ +4.8%
2016 1.54x $13.39 Million $8.67 Million ▼ -8.1%
2015 1.68x $14.07 Million $8.37 Million ▼ -14.3%
2014 1.96x $14.77 Million $7.53 Million ▼ -51.9%
2013 4.08x $18.87 Million $4.63 Million ▼ -52.8%
2012 8.63x $22.81 Million $2.64 Million ▲ +44.3%
2011 5.98x $15.16 Million $2.53 Million ▼ -89.6%
2010 57.68x $27.35 Million $474.22K ▲ +576.9%
2008 8.52x $17.29 Million $2.03 Million ▲ +380.1%
2007 1.77x $15.17 Million $8.55 Million ▲ +20.1%
2006 1.48x $15.00 Million $10.15 Million ▼ -16.4%
2005 1.77x $15.87 Million $8.98 Million ▼ -8.4%
2004 1.93x $15.58 Million $8.07 Million ▼ -25.6%
2003 2.59x $17.68 Million $6.82 Million ▲ +164.9%
2002 0.98x $5.63 Million $5.75 Million ▼ -34.9%
2001 1.50x $7.32 Million $4.87 Million ▼ -8.4%
2000 1.64x $7.41 Million $4.51 Million ▼ 0.0%
1999 1.64x $6.90 Million $4.20 Million ▲ +10.5%
1998 1.49x $5.80 Million $3.90 Million ▼ -3.2%
1997 1.54x $5.56 Million $3.62 Million ▼ -21.7%
1996 1.96x $5.76 Million $2.93 Million ▼ -29.6%
1995 2.79x $5.97 Million $2.14 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.