Colony Bankcorp Inc. (CBAN) — Defensive Interval Ratio
Colony Bankcorp Inc. (CBAN) has a Defensive Interval Ratio of 53 days as of June 2025. Defensive assets of $373.57 Million (cash $-, short-term investments $373.57 Million, receivables $-) cover 53 days of daily cash needs of $7.00 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Colony Bankcorp Inc. Defensive Interval Ratio (2000–2024)
This chart shows how Colony Bankcorp Inc.'s Defensive Interval Ratio has evolved across 25 annual periods from 2000 to 2024. As of June 2025, the ratio stands at 53 days, meaning defensive assets of $373.57 Million can fund 53 days of operations without new revenue. For the complete balance sheet picture, see Colony Bankcorp Inc. assets under control.
Annual Defensive Interval Ratio for Colony Bankcorp Inc. (2000–2024)
The table below presents the year-by-year Defensive Interval Ratio for Colony Bankcorp Inc. from 2000 to 2024, covering 25 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Colony Bankcorp Inc. current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 6 days | $38.80 Million | $7.04 Million/day | $- | $38.80 Million | ▼ -53 days |
| 2023 | 58 days | $407.38 Million | $6.97 Million/day | $- | $407.38 Million | ▼ -5 days |
| 2022 | 63 days | $432.55 Million | $6.82 Million/day | $- | $432.55 Million | ▼ -81 days |
| 2021 | 144 days | $938.16 Million | $6.52 Million/day | $- | $938.16 Million | ▼ -97972 days |
| 2020 | 98116 days | $1.43 Billion | $14.56K/day | $- | $380.81 Million | ▲ +74254 days |
| 2019 | 23862 days | $347.33 Million | $14.56K/day | $- | $347.33 Million | ▲ +23743 days |
| 2018 | 119 days | $353.07 Million | $2.97 Million/day | $- | $353.07 Million | ▼ -2 days |
| 2017 | 121 days | $354.25 Million | $2.93 Million/day | $- | $354.25 Million | ▼ -9312 days |
| 2016 | 9433 days | $323.66 Million | $34.31K/day | $- | $323.66 Million | ▲ +544 days |
| 2015 | 8889 days | $296.15 Million | $33.32K/day | $- | $296.15 Million | ▲ +8786 days |
| 2014 | 102 days | $274.60 Million | $2.68 Million/day | $- | $274.60 Million | ▲ +5 days |
| 2013 | 97 days | $263.26 Million | $2.71 Million/day | $- | $263.26 Million | ▼ -3 days |
| 2012 | 100 days | $268.30 Million | $2.68 Million/day | $- | $268.30 Million | ▼ -11 days |
| 2011 | 111 days | $303.89 Million | $2.74 Million/day | $- | $303.89 Million | ▲ +31 days |
| 2010 | 80 days | $236.55 Million | $2.96 Million/day | $- | $236.55 Million | ▲ +77 days |
| 2009 | 3 days | $8.31 Million | $3.01 Million/day | $- | $8.31 Million | ▼ -53 days |
| 2008 | 55 days | $159.19 Million | $2.87 Million/day | $- | $159.19 Million | ▲ +2 days |
| 2007 | 53 days | $148.77 Million | $2.79 Million/day | $- | $148.77 Million | ▲ +6 days |
| 2006 | 47 days | $135.54 Million | $2.86 Million/day | $- | $135.54 Million | ▲ +11 days |
| 2005 | 36 days | $93.25 Million | $2.59 Million/day | $- | $93.25 Million | ▼ -12 days |
| 2004 | 48 days | $110.88 Million | $2.33 Million/day | $- | $110.88 Million | ▲ +1 days |
| 2003 | 46 days | $92.85 Million | $2.01 Million/day | $- | $92.85 Million | ▲ +11 days |
| 2002 | 35 days | $64.55 Million | $1.82 Million/day | $- | $64.55 Million | ▲ +7 days |
| 2001 | 28 days | $40.87 Million | $1.45 Million/day | $- | $40.87 Million | ▲ +28 days |
| 2000 | 0 days | $312.00 | $1.23 Million/day | $- | $312.00 | — |