CB Financial Services Inc (CBFV) — Cash Flow Quality Index
CB Financial Services Inc (CBFV) has a Cash Flow Quality Index of 1.72x as of June 2026. Operating cash flow of $7.38 Million exceeds net income of $4.30 Million, indicating high earnings quality where cash backs reported profits. Explore debt repayment capacity of CB Financial Services Inc to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
CB Financial Services Inc Cash Flow Quality Index (2002–2025)
Historical Cash Flow Quality Index for CB Financial Services Inc across 18 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see CB Financial Services Inc cash flow conversion.
Annual Cash Flow Quality Index for CB Financial Services Inc (2002–2025)
Year-by-year earnings quality comparison for CB Financial Services Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 3.63x | $17.81 Million | $4.90 Million | ▲ +577.6% |
| 2024 | 0.54x | $6.75 Million | $12.59 Million | ▼ -15.1% |
| 2023 | 0.63x | $14.24 Million | $22.55 Million | ▼ -49.8% |
| 2022 | 1.26x | $14.15 Million | $11.25 Million | ▲ +11.5% |
| 2021 | 1.13x | $13.05 Million | $11.57 Million | ▼ -9.5% |
| 2019 | 1.25x | $17.87 Million | $14.33 Million | ▼ -35.6% |
| 2018 | 1.94x | $13.66 Million | $7.05 Million | ▲ +15.9% |
| 2017 | 1.67x | $11.60 Million | $6.94 Million | ▲ +19.8% |
| 2016 | 1.39x | $10.57 Million | $7.58 Million | ▼ -77.2% |
| 2015 | 6.12x | $51.56 Million | $8.42 Million | ▲ +1194.7% |
| 2014 | -0.56x | $-2.40 Million | $4.29 Million | ▼ -129.6% |
| 2013 | 1.89x | $8.05 Million | $4.26 Million | ▲ +18.7% |
| 2012 | 1.59x | $6.72 Million | $4.22 Million | ▼ -14.2% |
| 2011 | 1.86x | $8.16 Million | $4.40 Million | ▲ +3.2% |
| 2005 | 1.80x | $5.27 Million | $2.93 Million | ▲ +9.5% |
| 2004 | 1.64x | $2.70 Million | $1.64 Million | ▼ -36.0% |
| 2003 | 2.57x | $3.79 Million | $1.48 Million | ▲ +74.9% |
| 2002 | 1.47x | $3.25 Million | $2.22 Million | — |