CB Financial Services Inc (CBFV) — Cash Flow Quality Index

Latest as of March 2026: 0.78x

CB Financial Services Inc (CBFV) has a Cash Flow Quality Index of 0.78x as of March 2026. Operating cash flow of $3.02 Million is below net income of $3.87 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore CB Financial Services Inc cash conversion from operations to assess how effectively this company generates cash.

Cash Flow Quality Index

0.78x
Operating CF / Net Income

Operating Cash Flow

$3.02 Million
USD

Net Income

$3.87 Million
USD

Data as of

Mar 2026
Most recent filing

CB Financial Services Inc Cash Flow Quality Index (2002–2025)

Historical Cash Flow Quality Index for CB Financial Services Inc across 18 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check how aggressively does CB Financial Services Inc reinvest cash to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for CB Financial Services Inc (2002–2025)

Year-by-year earnings quality comparison for CB Financial Services Inc. For live market cap and the full company financial profile, see CBFV company net worth.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 3.63x $17.81 Million $4.90 Million ▲ +577.6%
2024 0.54x $6.75 Million $12.59 Million ▼ -15.1%
2023 0.63x $14.24 Million $22.55 Million ▼ -49.8%
2022 1.26x $14.15 Million $11.25 Million ▲ +11.5%
2021 1.13x $13.05 Million $11.57 Million ▼ -9.5%
2019 1.25x $17.87 Million $14.33 Million ▼ -35.6%
2018 1.94x $13.66 Million $7.05 Million ▲ +15.9%
2017 1.67x $11.60 Million $6.94 Million ▲ +19.8%
2016 1.39x $10.57 Million $7.58 Million ▼ -77.2%
2015 6.12x $51.56 Million $8.42 Million ▲ +1194.7%
2014 -0.56x $-2.40 Million $4.29 Million ▼ -129.6%
2013 1.89x $8.05 Million $4.26 Million ▲ +18.7%
2012 1.59x $6.72 Million $4.22 Million ▼ -14.2%
2011 1.86x $8.16 Million $4.40 Million ▲ +3.2%
2005 1.80x $5.27 Million $2.93 Million ▲ +9.5%
2004 1.64x $2.70 Million $1.64 Million ▼ -36.0%
2003 2.57x $3.79 Million $1.48 Million ▲ +74.9%
2002 1.47x $3.25 Million $2.22 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.