CB Financial Services Inc (CBFV) — Cash Flow Quality Index
CB Financial Services Inc (CBFV) has a Cash Flow Quality Index of 0.81x as of December 2025. Operating cash flow of $4.92 Million is below net income of $6.06 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore long-term investment intensity of CB Financial Services Inc to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
CB Financial Services Inc Cash Flow Quality Index (2002–2025)
Historical Cash Flow Quality Index for CB Financial Services Inc across 18 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check CBFV tangible net assets ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for CB Financial Services Inc (2002–2025)
Year-by-year earnings quality comparison for CB Financial Services Inc. For live market cap and the full company financial profile, see CB Financial Services Inc market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 3.63x | $17.81 Million | $4.90 Million | ▲ +577.6% |
| 2024 | 0.54x | $6.75 Million | $12.59 Million | ▼ -15.1% |
| 2023 | 0.63x | $14.24 Million | $22.55 Million | ▼ -49.8% |
| 2022 | 1.26x | $14.15 Million | $11.25 Million | ▲ +11.5% |
| 2021 | 1.13x | $13.05 Million | $11.57 Million | ▼ -9.5% |
| 2019 | 1.25x | $17.87 Million | $14.33 Million | ▼ -35.6% |
| 2018 | 1.94x | $13.66 Million | $7.05 Million | ▲ +15.9% |
| 2017 | 1.67x | $11.60 Million | $6.94 Million | ▲ +19.8% |
| 2016 | 1.39x | $10.57 Million | $7.58 Million | ▼ -77.2% |
| 2015 | 6.12x | $51.56 Million | $8.42 Million | ▲ +1194.7% |
| 2014 | -0.56x | $-2.40 Million | $4.29 Million | ▼ -129.6% |
| 2013 | 1.89x | $8.05 Million | $4.26 Million | ▲ +18.7% |
| 2012 | 1.59x | $6.72 Million | $4.22 Million | ▼ -14.2% |
| 2011 | 1.86x | $8.16 Million | $4.40 Million | ▲ +3.2% |
| 2005 | 1.80x | $5.27 Million | $2.93 Million | ▲ +9.5% |
| 2004 | 1.64x | $2.70 Million | $1.64 Million | ▼ -36.0% |
| 2003 | 2.57x | $3.79 Million | $1.48 Million | ▲ +74.9% |
| 2002 | 1.47x | $3.25 Million | $2.22 Million | — |