CB Financial Services Inc (CBFV) — Defensive Interval Ratio
CB Financial Services Inc (CBFV) has a Defensive Interval Ratio of 36 days as of June 2026. Defensive assets of $6.38 Million (cash $-, short-term investments $72.00K, receivables $6.31 Million) cover 36 days of daily cash needs of $178.08K/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
CB Financial Services Inc Defensive Interval Ratio (2002–2025)
This chart shows how CB Financial Services Inc's Defensive Interval Ratio has evolved across 18 annual periods from 2002 to 2025. As of June 2026, the ratio stands at 36 days, meaning defensive assets of $6.38 Million can fund 36 days of operations without new revenue. For the complete balance sheet picture, see CB Financial Services Inc asset portfolio.
Annual Defensive Interval Ratio for CB Financial Services Inc (2002–2025)
The table below presents the year-by-year Defensive Interval Ratio for CB Financial Services Inc from 2002 to 2025, covering 18 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See CB Financial Services Inc (CBFV) working capital ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 77 days | $285.36 Million | $3.73 Million/day | $- | $278.99 Million | ▲ +4 days |
| 2024 | 73 days | $259.51 Million | $3.57 Million/day | $- | $259.51 Million | ▲ +14 days |
| 2023 | 59 days | $204.51 Million | $3.47 Million/day | $- | $204.51 Million | ▼ 0 days |
| 2022 | 59 days | $208.50 Million | $3.52 Million/day | $- | $187.36 Million | ▼ -8 days |
| 2021 | 67 days | $234.97 Million | $3.50 Million/day | $- | $222.11 Million | ▼ -1096 days |
| 2020 | 1163 days | $158.11 Million | $135.95K/day | $- | $142.90 Million | ▼ -9275 days |
| 2019 | 10438 days | $214.77 Million | $20.58K/day | $- | $197.38 Million | ▲ +10362 days |
| 2018 | 76 days | $239.31 Million | $3.16 Million/day | $- | $225.41 Million | ▲ +16 days |
| 2017 | 60 days | $134.17 Million | $2.24 Million/day | $- | $123.58 Million | ▼ -12549 days |
| 2016 | 12609 days | $116.11 Million | $9.21K/day | $- | $106.21 Million | ▲ +12556 days |
| 2015 | 53 days | $104.68 Million | $1.99 Million/day | $- | $95.86 Million | ▼ -3 days |
| 2014 | 56 days | $114.76 Million | $2.05 Million/day | $- | $105.45 Million | ▼ -47 days |
| 2013 | 103 days | $139.83 Million | $1.36 Million/day | $- | $133.81 Million | ▼ -114 days |
| 2012 | 217 days | $13.88 Million | $64.04K/day | $- | $11.94 Million | ▲ +211 days |
| 2005 | 5 days | $4.37 Million | $826.48K/day | $- | $- | ▼ 0 days |
| 2004 | 5 days | $4.28 Million | $785.36K/day | $- | $- | ▼ -1 days |
| 2003 | 6 days | $4.28 Million | $661.95K/day | $- | $- | ▲ +0 days |
| 2002 | 6 days | $3.74 Million | $602.89K/day | $- | $- | — |