CB Financial Services Inc (CBFV) — Defensive Interval Ratio

Latest as of March 2026: 3799 days

CB Financial Services Inc (CBFV) has a Defensive Interval Ratio of 3799 days as of March 2026. Defensive assets of $6.48 Million (cash $-, short-term investments $33.00K, receivables $6.45 Million) cover 3799 days of daily cash needs of $1.71K/day. See CB Financial Services Inc (CBFV) working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

3799 days
Days of operational coverage

Defensive Assets

$6.48 Million
Cash + ST Investments + Receivables

Daily Cash Need

$1.71K
Current Liabilities ÷ 365

Current Liabilities

$623.00K
USD

CB Financial Services Inc Defensive Interval Ratio (2002–2025)

This chart shows how CB Financial Services Inc's Defensive Interval Ratio has evolved across 18 annual periods from 2002 to 2025. As of March 2026, the ratio stands at 3799 days, meaning defensive assets of $6.48 Million can fund 3799 days of operations without new revenue. See CB Financial Services Inc balance sheet quality to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for CB Financial Services Inc (2002–2025)

The table below presents the year-by-year Defensive Interval Ratio for CB Financial Services Inc from 2002 to 2025, covering 18 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market value of CB Financial Services Inc.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 77 days $285.36 Million $3.73 Million/day $- $278.99 Million ▲ +4 days
2024 73 days $259.51 Million $3.57 Million/day $- $259.51 Million ▲ +14 days
2023 59 days $204.51 Million $3.47 Million/day $- $204.51 Million ▼ 0 days
2022 59 days $208.50 Million $3.52 Million/day $- $187.36 Million ▼ -8 days
2021 67 days $234.97 Million $3.50 Million/day $- $222.11 Million ▼ -1096 days
2020 1163 days $158.11 Million $135.95K/day $- $142.90 Million ▼ -9275 days
2019 10438 days $214.77 Million $20.58K/day $- $197.38 Million ▲ +10362 days
2018 76 days $239.31 Million $3.16 Million/day $- $225.41 Million ▲ +16 days
2017 60 days $134.17 Million $2.24 Million/day $- $123.58 Million ▼ -12549 days
2016 12609 days $116.11 Million $9.21K/day $- $106.21 Million ▲ +12556 days
2015 53 days $104.68 Million $1.99 Million/day $- $95.86 Million ▼ -3 days
2014 56 days $114.76 Million $2.05 Million/day $- $105.45 Million ▼ -47 days
2013 103 days $139.83 Million $1.36 Million/day $- $133.81 Million ▼ -114 days
2012 217 days $13.88 Million $64.04K/day $- $11.94 Million ▲ +211 days
2005 5 days $4.37 Million $826.48K/day $- $- ▼ 0 days
2004 5 days $4.28 Million $785.36K/day $- $- ▼ -1 days
2003 6 days $4.28 Million $661.95K/day $- $- ▲ +0 days
2002 6 days $3.74 Million $602.89K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)