Capital Bancorp Cash Flow Quality Index
Capital Bancorp cash flow quality index. Capital Bancorp (CBNK) has a Cash Flow Quality Index of 1.81x as of March 2026. Operating cash flow of $21.78 Million exceeds net income of $12.02 Million, indicating high earnings quality where cash backs reported profits. See financial agility of Capital Bancorp to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Capital Bancorp (2003–2025)
Cash flow quality index of Capital Bancorp from 2003 to 2025. Historical Cash Flow Quality Index for Capital Bancorp across 18 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore CBNK operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Capital Bancorp Cash Flow Quality Index by Year (2003–2025)
Capital Bancorp cash flow quality index by year from 2003 to 2025. Year-by-year earnings quality comparison for Capital Bancorp. For the full cash flow conversion analysis, see Capital Bancorp (CBNK) cash conversion ratio.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.22x | $69.72 Million | $57.17 Million | ▲ +8.1% |
| 2024 | 1.13x | $34.93 Million | $30.97 Million | ▼ -14.7% |
| 2023 | 1.32x | $47.42 Million | $35.87 Million | ▲ +7.5% |
| 2022 | 1.23x | $51.39 Million | $41.80 Million | ▼ -62.8% |
| 2021 | 3.30x | $132.08 Million | $39.98 Million | ▲ +1463.3% |
| 2020 | 0.21x | $5.46 Million | $25.82 Million | ▲ +113.1% |
| 2019 | -1.61x | $-27.21 Million | $16.89 Million | ▼ -172.7% |
| 2018 | 2.22x | $28.30 Million | $12.77 Million | ▼ -54.7% |
| 2017 | 4.90x | $34.81 Million | $7.11 Million | ▲ +513.5% |
| 2016 | 0.80x | $7.54 Million | $9.44 Million | ▼ -64.1% |
| 2015 | 2.22x | $16.67 Million | $7.49 Million | ▲ +23.3% |
| 2013 | 1.80x | $4.61 Million | $2.55 Million | ▼ -32.9% |
| 2012 | 2.69x | $6.63 Million | $2.46 Million | ▼ -43.2% |
| 2011 | 4.74x | $5.21 Million | $1.10 Million | ▲ +180.8% |
| 2006 | 1.69x | $7.05 Million | $4.18 Million | ▼ -4.7% |
| 2005 | 1.77x | $5.71 Million | $3.22 Million | ▲ +16.2% |
| 2004 | 1.52x | $5.14 Million | $3.37 Million | ▼ -4.1% |
| 2003 | 1.59x | $3.81 Million | $2.40 Million | — |