Capital Bancorp (CBNK) — Cash Flow Quality Index

Latest as of March 2026: 1.81x

Capital Bancorp (CBNK) has a Cash Flow Quality Index of 1.81x as of March 2026. Operating cash flow of $21.78 Million exceeds net income of $12.02 Million, indicating high earnings quality where cash backs reported profits. Explore CBNK long-term investments to assets to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

1.81x
Operating CF / Net Income

Operating Cash Flow

$21.78 Million
USD

Net Income

$12.02 Million
USD

Data as of

Mar 2026
Most recent filing

Capital Bancorp Cash Flow Quality Index (2003–2025)

Historical Cash Flow Quality Index for Capital Bancorp across 18 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check how tangible is Capital Bancorp's equity to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Capital Bancorp (2003–2025)

Year-by-year earnings quality comparison for Capital Bancorp. For live market cap and the full company financial profile, see how much is Capital Bancorp worth.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.22x $69.72 Million $57.17 Million ▲ +8.1%
2024 1.13x $34.93 Million $30.97 Million ▼ -14.7%
2023 1.32x $47.42 Million $35.87 Million ▲ +7.5%
2022 1.23x $51.39 Million $41.80 Million ▼ -62.8%
2021 3.30x $132.08 Million $39.98 Million ▲ +1463.3%
2020 0.21x $5.46 Million $25.82 Million ▲ +113.1%
2019 -1.61x $-27.21 Million $16.89 Million ▼ -172.7%
2018 2.22x $28.30 Million $12.77 Million ▼ -54.7%
2017 4.90x $34.81 Million $7.11 Million ▲ +513.5%
2016 0.80x $7.54 Million $9.44 Million ▼ -64.1%
2015 2.22x $16.67 Million $7.49 Million ▲ +23.3%
2013 1.80x $4.61 Million $2.55 Million ▼ -32.9%
2012 2.69x $6.63 Million $2.46 Million ▼ -43.2%
2011 4.74x $5.21 Million $1.10 Million ▲ +180.8%
2006 1.69x $7.05 Million $4.18 Million ▼ -4.7%
2005 1.77x $5.71 Million $3.22 Million ▲ +16.2%
2004 1.52x $5.14 Million $3.37 Million ▼ -4.1%
2003 1.59x $3.81 Million $2.40 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.