Capital Bancorp Defensive Interval Ratio
Capital Bancorp defensive interval ratio. Capital Bancorp (CBNK) has a Defensive Interval Ratio of 42 days as of December 2025. Defensive assets of $255.91 Million (cash $-, short-term investments $230.08 Million, receivables $25.83 Million) cover 42 days of daily cash needs of $6.16 Million/day. See Capital Bancorp short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Capital Bancorp (2000–2025)
Defensive interval ratio of Capital Bancorp from 2000 to 2025. This chart shows how Capital Bancorp's Defensive Interval Ratio has evolved across 12 annual periods from 2000 to 2025. As of December 2025, the ratio stands at 42 days, meaning defensive assets of $255.91 Million can fund 42 days of operations without new revenue. Check Capital Bancorp (CBNK) liquid assets ratio to evaluate the company's liquid asset resilience ratio.
Capital Bancorp Defensive Interval Ratio by Year (2000–2025)
Capital Bancorp defensive interval ratio by year from 2000 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Capital Bancorp from 2000 to 2025, covering 12 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see total assets of Capital Bancorp.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 42 days | $255.91 Million | $6.16 Million/day | $- | $230.08 Million | ▲ +26 days |
| 2024 | 16 days | $119.35 Million | $7.59 Million/day | $- | $102.68 Million | ▼ -3 days |
| 2023 | 18 days | $96.10 Million | $5.21 Million/day | $- | $84.61 Million | ▼ -36 days |
| 2022 | 54 days | $261.97 Million | $4.85 Million/day | $- | $252.48 Million | ▲ +15 days |
| 2021 | 39 days | $192.36 Million | $4.95 Million/day | $- | $184.46 Million | ▲ +15 days |
| 2020 | 24 days | $107.92 Million | $4.56 Million/day | $- | $99.79 Million | ▲ +4 days |
| 2019 | 20 days | $65.60 Million | $3.36 Million/day | $- | $60.83 Million | ▼ -13418 days |
| 2018 | 13438 days | $51.39 Million | $3.82K/day | $- | $46.93 Million | ▲ +13415 days |
| 2017 | 23 days | $57.90 Million | $2.52 Million/day | $- | $54.03 Million | ▼ 0 days |
| 2016 | 23 days | $51.20 Million | $2.20 Million/day | $- | $47.98 Million | ▼ 0 days |
| 2015 | 24 days | $41.98 Million | $1.78 Million/day | $- | $39.18 Million | ▲ +21 days |
| 2000 | 3 days | $100.00K | $33.39K/day | $- | $100.00K | — |