Capital Bancorp (CBNK) — Defensive Interval Ratio
Capital Bancorp (CBNK) has a Defensive Interval Ratio of 42 days as of December 2025. Defensive assets of $255.91 Million (cash $-, short-term investments $230.08 Million, receivables $25.83 Million) cover 42 days of daily cash needs of $6.16 Million/day. Check how tangible is Capital Bancorp's equity to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Capital Bancorp Defensive Interval Ratio (2000–2025)
This chart shows how Capital Bancorp's Defensive Interval Ratio has evolved across 12 annual periods from 2000 to 2025. As of December 2025, the ratio stands at 42 days, meaning defensive assets of $255.91 Million can fund 42 days of operations without new revenue. Also explore net asset momentum of Capital Bancorp to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Capital Bancorp (2000–2025)
The table below presents the year-by-year Defensive Interval Ratio for Capital Bancorp from 2000 to 2025, covering 12 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of Capital Bancorp.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 42 days | $255.91 Million | $6.16 Million/day | $- | $230.08 Million | ▲ +26 days |
| 2024 | 16 days | $119.35 Million | $7.59 Million/day | $- | $102.68 Million | ▼ -3 days |
| 2023 | 18 days | $96.10 Million | $5.21 Million/day | $- | $84.61 Million | ▼ -36 days |
| 2022 | 54 days | $261.97 Million | $4.85 Million/day | $- | $252.48 Million | ▲ +15 days |
| 2021 | 39 days | $192.36 Million | $4.95 Million/day | $- | $184.46 Million | ▲ +15 days |
| 2020 | 24 days | $107.92 Million | $4.56 Million/day | $- | $99.79 Million | ▲ +4 days |
| 2019 | 20 days | $65.60 Million | $3.36 Million/day | $- | $60.83 Million | ▼ -13418 days |
| 2018 | 13438 days | $51.39 Million | $3.82K/day | $- | $46.93 Million | ▲ +13415 days |
| 2017 | 23 days | $57.90 Million | $2.52 Million/day | $- | $54.03 Million | ▼ 0 days |
| 2016 | 23 days | $51.20 Million | $2.20 Million/day | $- | $47.98 Million | ▼ 0 days |
| 2015 | 24 days | $41.98 Million | $1.78 Million/day | $- | $39.18 Million | ▲ +21 days |
| 2000 | 3 days | $100.00K | $33.39K/day | $- | $100.00K | — |