Donegal Group B Inc (DGICB) — Cash Flow Quality Index

Latest as of March 2026: 1.75x

Donegal Group B Inc (DGICB) has a Cash Flow Quality Index of 1.75x as of March 2026. Operating cash flow of $20.17 Million exceeds net income of $11.51 Million, indicating high earnings quality where cash backs reported profits. Explore DGICB operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

1.75x
Operating CF / Net Income

Operating Cash Flow

$20.17 Million
USD

Net Income

$11.51 Million
USD

Data as of

Mar 2026
Most recent filing

Donegal Group B Inc Cash Flow Quality Index (1989–2025)

Historical Cash Flow Quality Index for Donegal Group B Inc across 35 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Donegal Group B Inc cash conversion from operations.

Annual Cash Flow Quality Index for Donegal Group B Inc (1989–2025)

Year-by-year earnings quality comparison for Donegal Group B Inc.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 0.88x $70.20 Million $79.34 Million ▼ -33.3%
2024 1.33x $67.44 Million $50.86 Million ▼ -79.5%
2023 6.47x $28.62 Million $4.43 Million ▲ +112.9%
2021 3.04x $76.73 Million $25.25 Million ▲ +58.7%
2020 1.91x $101.13 Million $52.82 Million ▲ +18.2%
2019 1.62x $76.36 Million $47.15 Million ▼ -85.8%
2017 11.38x $81.00 Million $7.12 Million ▲ +484.0%
2016 1.95x $60.03 Million $30.80 Million ▼ -38.4%
2015 3.16x $66.40 Million $20.99 Million ▲ +3.3%
2014 3.06x $44.51 Million $14.54 Million ▲ +75.2%
2013 1.75x $46.01 Million $26.32 Million ▲ +61.7%
2012 1.08x $24.96 Million $23.09 Million ▼ -97.7%
2011 46.54x $21.08 Million $452.95K ▲ +2325.4%
2010 1.92x $22.00 Million $11.47 Million ▲ +6.0%
2009 1.81x $34.10 Million $18.83 Million ▼ -12.7%
2008 2.07x $52.97 Million $25.54 Million ▲ +197.9%
2007 0.70x $26.65 Million $38.28 Million ▼ -17.0%
2006 0.84x $33.75 Million $40.21 Million ▼ -36.6%
2005 1.32x $48.93 Million $36.95 Million ▲ +23.1%
2004 1.08x $34.00 Million $31.61 Million ▼ -36.1%
2003 1.68x $30.79 Million $18.29 Million ▼ -40.7%
2002 2.84x $34.08 Million $12.00 Million ▼ -24.9%
2001 3.78x $22.00 Million $5.82 Million ▲ +78.1%
2000 2.12x $18.87 Million $8.89 Million ▲ +117.4%
1999 0.98x $6.50 Million $6.66 Million ▲ +34.2%
1998 0.73x $6.55 Million $9.00 Million ▼ -42.5%
1997 1.27x $13.42 Million $10.60 Million ▼ -41.8%
1996 2.18x $19.36 Million $8.90 Million ▲ +21.1%
1995 1.80x $17.78 Million $9.90 Million ▼ -20.0%
1994 2.25x $13.70 Million $6.10 Million ▼ -19.7%
1993 2.80x $17.90 Million $6.40 Million ▲ +29.3%
1992 2.16x $10.60 Million $4.90 Million ▼ -9.0%
1991 2.38x $10.70 Million $4.50 Million ▲ +26.1%
1990 1.89x $8.30 Million $4.40 Million ▲ +4.8%
1989 1.80x $7.20 Million $4.00 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.