Donegal Group B Inc Net Assets
Donegal Group B Inc net assets. Based on the latest financial reports, Donegal Group B Inc (DGICB) has net assets worth $1.25 Billion USD as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($2.45 Billion) and total liabilities ($1.20 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore Donegal Group B Inc equity growth rate to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $1.25 Billion |
| % of Total Assets | 50.9% |
| Annual Growth Rate | 9.32% |
| 5-Year Change | 20.6% |
| 10-Year Change | 46.01% |
| Growth Volatility | 13.19 |
Net Assets of Donegal Group B Inc (1986–2025)
Net assets of Donegal Group B Inc from 1986 to 2025. This chart illustrates how Donegal Group B Inc's net assets have evolved over time, based on quarterly financial data. See DGICB equity financing ratio to measure how much of total assets are equity-financed.
Annual Net Assets for Donegal Group B Inc (1986–2025)
The table below shows the annual net assets of Donegal Group B Inc from 1986 to 2025. For live market cap and overall valuation, see Donegal Group B Inc market cap and net worth.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $640.42 Million | +17.34% |
| 2024-12-31 | $545.78 Million | +13.76% |
| 2023-12-31 | $479.75 Million | -0.80% |
| 2022-12-31 | $483.59 Million | -8.93% |
| 2021-12-31 | $531.04 Million | +2.56% |
| 2020-12-31 | $517.77 Million | +14.80% |
| 2019-12-31 | $451.02 Million | +13.07% |
| 2018-12-31 | $398.87 Million | -11.10% |
| 2017-12-31 | $448.70 Million | +2.30% |
| 2016-12-31 | $438.62 Million | +7.40% |
| 2015-12-31 | $408.39 Million | -1.86% |
| 2014-12-31 | $416.13 Million | +4.85% |
| 2013-12-31 | $396.88 Million | -0.79% |
| 2012-12-31 | $400.03 Million | +4.32% |
| 2011-12-31 | $383.45 Million | +0.88% |
| 2010-12-31 | $380.10 Million | -1.40% |
| 2009-12-31 | $385.51 Million | +6.03% |
| 2008-12-31 | $363.58 Million | +3.09% |
| 2007-12-31 | $352.69 Million | +9.94% |
| 2006-12-31 | $320.80 Million | +15.44% |
| 2005-12-31 | $277.90 Million | +14.50% |
| 2004-12-31 | $242.70 Million | +16.32% |
| 2003-12-31 | $208.65 Million | +56.66% |
| 2002-12-31 | $133.18 Million | +10.13% |
| 2001-12-31 | $120.93 Million | +6.32% |
| 2000-12-31 | $113.75 Million | +9.99% |
| 1999-12-31 | $103.41 Million | +2.77% |
| 1998-12-31 | $100.63 Million | +9.86% |
| 1997-12-31 | $91.60 Million | +12.70% |
| 1996-12-31 | $81.28 Million | +12.44% |
| 1995-12-31 | $72.28 Million | +18.50% |
| 1994-12-31 | $61.00 Million | +6.46% |
| 1993-12-31 | $57.30 Million | +56.56% |
| 1992-12-31 | $36.60 Million | +13.66% |
| 1991-12-31 | $32.20 Million | +15.41% |
| 1990-12-31 | $27.90 Million | +14.34% |
| 1989-12-31 | $24.40 Million | +20.79% |
| 1988-12-31 | $20.20 Million | +9.19% |
| 1987-12-31 | $18.50 Million | -6.57% |
| 1986-12-31 | $19.80 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Donegal Group B Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 148764.2% over the analyzed period, indicating profitable operations and earnings retention.
Donegal Group B Inc Net Assets Breakdown (December 2025)
Donegal Group B Inc net assets breakdown by equity component as of December 2025.
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $297.73 Million | 46.49% |
| Common Stock | $400.34K | 0.06% |
| Other Comprehensive Income | $-8.30 Million | -1.30% |
| Other Components | $350.59 Million | 54.74% |
| Total Equity | $640.42 Million | 100.00% |
Donegal Group B Inc Competitors by Market Cap
The table below lists competitors of Donegal Group B Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Yuen Chang Stainless Steel Co Ltd
TW:2069
|
$139.44 Million |
|
Cyberlink Co
TW:5203
|
$139.45 Million |
|
Norcod As
OL:NCOD
|
$139.46 Million |
|
Daol Investment & Securities
KO:030210
|
$139.49 Million |
|
Sanghi Industries Limited
NSE:SANGHIIND
|
$139.35 Million |
|
Fabasoft AG
XETRA:FAA
|
$139.22 Million |
|
Kjell Group AB
ST:KJELL
|
$139.17 Million |
|
Well Shin Technology Co Ltd
TW:3501
|
$139.16 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Donegal Group B Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 545,776,131 to 640,418,079, a change of 94,641,948 (17.3%).
- Net income of 79,340,740 contributed positively to equity growth.
- Dividend payments of 25,674,053 reduced retained earnings.
- New share issuances of 20,468,239 increased equity.
- Other comprehensive income increased equity by 19,904,738.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $79.34 Million | +12.39% |
| Dividends Paid | $25.67 Million | -4.01% |
| Share Issuances | $20.47 Million | +3.2% |
| Other Comprehensive Income | $19.90 Million | +3.11% |
| Other Changes | $602.28K | +0.09% |
| Total Change | $- | 17.34% |
Book Value vs Market Value Analysis
This analysis compares Donegal Group B Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.22x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 11.70x to 1.22x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1986-12-31 | $2.14 | $24.99 | x |
| 1987-12-31 | $2.00 | $24.99 | x |
| 1988-12-31 | $2.17 | $24.99 | x |
| 1989-12-31 | $2.61 | $24.99 | x |
| 1990-12-31 | $2.98 | $24.99 | x |
| 1991-12-31 | $3.42 | $24.99 | x |
| 1992-12-31 | $3.87 | $24.99 | x |
| 1993-12-31 | $4.43 | $24.99 | x |
| 1994-12-31 | $4.64 | $24.99 | x |
| 1995-12-31 | $3.13 | $24.99 | x |
| 1996-12-31 | $3.24 | $24.99 | x |
| 1997-12-31 | $3.61 | $24.99 | x |
| 1998-12-31 | $3.88 | $24.99 | x |
| 1999-12-31 | $3.85 | $24.99 | x |
| 2000-12-31 | $7.31 | $24.99 | x |
| 2001-12-31 | $7.48 | $24.99 | x |
| 2002-12-31 | $8.18 | $24.99 | x |
| 2003-12-31 | $11.87 | $24.99 | x |
| 2004-12-31 | $10.02 | $24.99 | x |
| 2005-12-31 | $11.21 | $24.99 | x |
| 2006-12-31 | $16.04 | $24.99 | x |
| 2007-12-31 | $13.81 | $24.99 | x |
| 2008-12-31 | $14.24 | $24.99 | x |
| 2009-12-31 | $15.13 | $24.99 | x |
| 2010-12-31 | $14.87 | $24.99 | x |
| 2011-12-31 | $14.97 | $24.99 | x |
| 2012-12-31 | $15.46 | $24.99 | x |
| 2013-12-31 | $15.07 | $24.99 | x |
| 2014-12-31 | $15.33 | $24.99 | x |
| 2015-12-31 | $14.60 | $24.99 | x |
| 2016-12-31 | $16.18 | $24.99 | x |
| 2017-12-31 | $15.90 | $24.99 | x |
| 2018-12-31 | $13.95 | $24.99 | x |
| 2019-12-31 | $15.98 | $24.99 | x |
| 2020-12-31 | $17.57 | $24.99 | x |
| 2021-12-31 | $17.07 | $24.99 | x |
| 2022-12-31 | $15.12 | $24.99 | x |
| 2023-12-31 | $14.48 | $24.99 | x |
| 2024-12-31 | $16.50 | $24.99 | x |
| 2025-12-31 | $20.50 | $24.99 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Donegal Group B Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 12.39%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 8.11%
- • Asset Turnover: 0.41x
- • Equity Multiplier: 3.73x
- Recent ROE (12.39%) is above the historical average (7.72%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1986 | 0.51% | 1.54% | 0.18x | 1.85x | $-1.88 Million |
| 1987 | 8.65% | 5.03% | 0.70x | 2.46x | $-250.00K |
| 1988 | 3.96% | 1.97% | 0.64x | 3.14x | $-1.22 Million |
| 1989 | 16.39% | 7.75% | 0.69x | 3.06x | $1.56 Million |
| 1990 | 15.77% | 8.41% | 0.60x | 3.11x | $1.61 Million |
| 1991 | 13.98% | 7.69% | 0.60x | 3.00x | $1.28 Million |
| 1992 | 13.39% | 7.89% | 0.56x | 3.04x | $1.24 Million |
| 1993 | 11.17% | 8.24% | 0.46x | 2.96x | $670.00K |
| 1994 | 10.00% | 7.47% | 0.43x | 3.15x | $0.00 |
| 1995 | 13.28% | 9.45% | 0.43x | 3.26x | $2.37 Million |
| 1996 | 10.58% | 7.31% | 0.43x | 3.36x | $472.26K |
| 1997 | 11.62% | 8.77% | 0.40x | 3.32x | $1.48 Million |
| 1998 | 8.96% | 6.91% | 0.34x | 3.83x | $-1.05 Million |
| 1999 | 6.44% | 4.17% | 0.40x | 3.87x | $-3.68 Million |
| 2000 | 7.77% | 5.18% | 0.39x | 3.86x | $-2.54 Million |
| 2001 | 4.81% | 3.14% | 0.41x | 3.78x | $-6.27 Million |
| 2002 | 9.01% | 5.89% | 0.41x | 3.76x | $-1.32 Million |
| 2003 | 8.77% | 8.51% | 0.36x | 2.89x | $-2.57 Million |
| 2004 | 13.03% | 10.99% | 0.39x | 3.03x | $7.34 Million |
| 2005 | 13.30% | 11.55% | 0.41x | 2.81x | $9.16 Million |
| 2006 | 12.54% | 12.19% | 0.40x | 2.59x | $8.13 Million |
| 2007 | 10.85% | 11.24% | 0.41x | 2.36x | $3.01 Million |
| 2008 | 7.03% | 6.86% | 0.42x | 2.42x | $-10.82 Million |
| 2009 | 4.88% | 4.87% | 0.41x | 2.43x | $-19.72 Million |
| 2010 | 3.02% | 2.80% | 0.35x | 3.09x | $-26.54 Million |
| 2011 | 0.12% | 0.10% | 0.37x | 3.37x | $-37.89 Million |
| 2012 | 5.77% | 4.52% | 0.38x | 3.34x | $-16.91 Million |
| 2013 | 6.63% | 4.84% | 0.39x | 3.49x | $-13.37 Million |
| 2014 | 3.49% | 2.48% | 0.40x | 3.51x | $-27.07 Million |
| 2015 | 5.14% | 3.30% | 0.41x | 3.77x | $-19.85 Million |
| 2016 | 7.02% | 4.48% | 0.42x | 3.70x | $-13.06 Million |
| 2017 | 1.59% | 0.97% | 0.42x | 3.87x | $-37.75 Million |
| 2018 | -8.21% | -4.26% | 0.42x | 4.59x | $-72.65 Million |
| 2019 | 10.45% | 5.81% | 0.42x | 4.26x | $2.05 Million |
| 2020 | 10.20% | 6.79% | 0.36x | 4.17x | $1.04 Million |
| 2021 | 4.76% | 3.09% | 0.36x | 4.25x | $-27.85 Million |
| 2022 | -0.41% | -0.23% | 0.38x | 4.64x | $-50.32 Million |
| 2023 | 0.92% | 0.48% | 0.41x | 4.72x | $-43.55 Million |
| 2024 | 9.32% | 5.14% | 0.42x | 4.28x | $-3.72 Million |
| 2025 | 12.39% | 8.11% | 0.41x | 3.73x | $15.30 Million |
Industry Comparison
This section compares Donegal Group B Inc's net assets metrics with peer companies in the Insurance - Property & Casualty industry.
Industry Context
- Industry: Insurance - Property & Casualty
- Average net assets among peers: $4,927,985,200
- Average return on equity (ROE) among peers: 11.56%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Donegal Group B Inc (DGICB) | $1.25 Billion | 0.51% | 0.96x | $139.36 Million |
| American Coastal Insurance Corp (ACIC) | $107.59 Million | 18.91% | 3.10x | $441.50 Million |
| American Financial Group, Inc. (AFG) | $2.65 Billion | 13.58% | 7.51x | $10.91 Billion |
| Aspen Insurance Holdings Ltd (AHL) | $3.24 Billion | 9.65% | 1.72x | $119.39 Million |
| American Integrity Insurance Group, Inc. (AII) | $162.39 Million | 24.47% | 6.38x | $386.34 Million |
| Assurant, Inc. (AIZ) | $3.66 Billion | 9.58% | 5.70x | $13.93 Billion |
| The Allstate Corporation (ALL) | $19.04 Billion | 4.87% | 5.87x | $65.71 Billion |
| Ategrity Specialty Insurance Company Holdings (ASIC) | $398.81 Million | 11.81% | 1.82x | $990.91 Million |
| Bowhead Specialty Holdings Inc. (BOW) | $370.44 Million | 10.32% | 3.47x | $1.10 Billion |
| Chubb Ltd (CB) | $11.81 Billion | 8.70% | 4.29x | $132.63 Billion |
| Cincinnati Financial Corporation (CINF) | $7.83 Billion | 3.66% | 1.80x | $25.96 Billion |
About Donegal Group B Inc
Donegal Group Inc., an insurance holding company, provides commercial and personal lines of property and casualty coverages. It operates through three segments: Investment Function, Commercial Lines of Insurance, and Personal Lines of Insurance. The company offers protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from … Read more