First Bancorp Cash Flow Quality Index
First Bancorp cash flow quality index. First Bancorp (FBNC) has a Cash Flow Quality Index of 1.32x as of June 2026. Operating cash flow of $66.48 Million exceeds net income of $50.52 Million, indicating high earnings quality where cash backs reported profits. See First Bancorp leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of First Bancorp (1991–2025)
Cash flow quality index of First Bancorp from 1991 to 2025. Historical Cash Flow Quality Index for First Bancorp across 34 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore debt repayment capacity of First Bancorp to assess how comfortably operating cash covers total debt obligations.
First Bancorp Cash Flow Quality Index by Year (1991–2025)
First Bancorp cash flow quality index by year from 1991 to 2025. Year-by-year earnings quality comparison for First Bancorp. For the full cash flow conversion analysis, see FBNC operating cash flow.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.83x | $203.13 Million | $111.05 Million | ▼ -20.2% |
| 2024 | 2.29x | $174.78 Million | $76.22 Million | ▲ +81.7% |
| 2023 | 1.26x | $131.40 Million | $104.13 Million | ▼ -19.6% |
| 2022 | 1.57x | $230.65 Million | $146.94 Million | ▲ +8.1% |
| 2021 | 1.45x | $138.90 Million | $95.64 Million | ▲ +107.3% |
| 2020 | 0.70x | $57.08 Million | $81.48 Million | ▲ +25.8% |
| 2019 | 0.56x | $51.24 Million | $92.05 Million | ▲ +7.1% |
| 2018 | 0.52x | $46.41 Million | $89.29 Million | ▼ -11.0% |
| 2017 | 0.58x | $26.84 Million | $45.97 Million | ▼ -61.1% |
| 2016 | 1.50x | $41.27 Million | $27.51 Million | ▲ +8.6% |
| 2015 | 1.38x | $37.35 Million | $27.03 Million | ▼ -27.8% |
| 2014 | 1.91x | $47.82 Million | $25.00 Million | ▼ -44.9% |
| 2013 | 3.47x | $71.88 Million | $20.70 Million | ▲ +27.9% |
| 2011 | 2.72x | $37.05 Million | $13.64 Million | ▼ -57.7% |
| 2010 | 6.42x | $64.11 Million | $9.98 Million | ▲ +2474.4% |
| 2009 | 0.25x | $15.03 Million | $60.26 Million | ▼ -84.0% |
| 2008 | 1.56x | $34.29 Million | $22.00 Million | ▲ +11.2% |
| 2007 | 1.40x | $30.56 Million | $21.81 Million | ▲ +7.9% |
| 2006 | 1.30x | $25.06 Million | $19.30 Million | ▼ -27.7% |
| 2005 | 1.80x | $28.90 Million | $16.09 Million | ▲ +29.5% |
| 2004 | 1.39x | $27.89 Million | $20.11 Million | ▼ -35.1% |
| 2003 | 2.14x | $41.47 Million | $19.42 Million | ▲ +232.0% |
| 2002 | 0.64x | $11.08 Million | $17.23 Million | ▼ -27.1% |
| 2001 | 0.88x | $12.02 Million | $13.62 Million | ▼ -41.7% |
| 2000 | 1.51x | $14.14 Million | $9.34 Million | ▼ -8.2% |
| 1999 | 1.65x | $19.55 Million | $11.85 Million | ▼ -11.8% |
| 1998 | 1.87x | $20.51 Million | $10.97 Million | ▲ +26.3% |
| 1997 | 1.48x | $7.40 Million | $5.00 Million | ▼ -12.8% |
| 1996 | 1.70x | $7.30 Million | $4.30 Million | ▼ -60.1% |
| 1995 | 4.25x | $6.80 Million | $1.60 Million | ▲ +196.5% |
| 1994 | 1.43x | $4.30 Million | $3.00 Million | ▼ -19.4% |
| 1993 | 1.78x | $4.80 Million | $2.70 Million | ▼ -1.2% |
| 1992 | 1.80x | $4.50 Million | $2.50 Million | ▲ +2.9% |
| 1991 | 1.75x | $3.50 Million | $2.00 Million | — |