First Bancorp (FBNC) — Cash Flow-to-Debt Ratio
Latest as of June 2026:
0.01x
First Bancorp (FBNC) has a Cash Flow-to-Debt Ratio of 0.01x as of June 2026, meaning its operating cash flow of $66.48 Million could theoretically repay 0% of its total liabilities ($11.33 Billion) in one year. See financial agility of First Bancorp to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
0.01x
Operating CF / Total Liabilities
Operating Cash Flow
$66.48 Million
USD
Total Liabilities
$11.33 Billion
USD
Data as of
Jun 2026
Most recent filing
First Bancorp Cash Flow-to-Debt Ratio (1991–2025)
Historical debt coverage capacity for First Bancorp across 35 annual periods. For the full cash flow conversion analysis, see FBNC cash flow conversion.
Annual Cash Flow-to-Debt Ratio for First Bancorp (1991–2025)
Year-by-year debt coverage analysis for First Bancorp. Check FBNC cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $203.13 Million | $11.01 Billion | ▲ +12.9% |
| 2024 | 0.02x | $174.78 Million | $10.70 Billion | ▲ +33.5% |
| 2023 | 0.01x | $131.40 Million | $10.74 Billion | ▼ -49.1% |
| 2022 | 0.02x | $230.65 Million | $9.59 Billion | ▲ +60.6% |
| 2021 | 0.01x | $138.90 Million | $9.28 Billion | ▲ +67.8% |
| 2020 | 0.01x | $57.08 Million | $6.40 Billion | ▼ -7.9% |
| 2019 | 0.01x | $51.24 Million | $5.29 Billion | ▲ +6.4% |
| 2018 | 0.01x | $46.41 Million | $5.10 Billion | ▲ +64.6% |
| 2017 | 0.01x | $26.84 Million | $4.85 Billion | ▼ -56.5% |
| 2016 | 0.01x | $41.27 Million | $3.25 Billion | ▲ +2.8% |
| 2015 | 0.01x | $37.35 Million | $3.02 Billion | ▼ -26.8% |
| 2014 | 0.02x | $47.82 Million | $2.83 Billion | ▼ -33.9% |
| 2013 | 0.03x | $71.88 Million | $2.81 Billion | ▲ +77.1% |
| 2012 | 0.01x | $41.68 Million | $2.89 Billion | ▲ +14.7% |
| 2011 | 0.01x | $37.05 Million | $2.95 Billion | ▼ -42.4% |
| 2010 | 0.02x | $64.11 Million | $2.93 Billion | ▲ +365.5% |
| 2009 | 0.00x | $15.03 Million | $3.20 Billion | ▼ -65.4% |
| 2008 | 0.01x | $34.29 Million | $2.53 Billion | ▼ -5.0% |
| 2007 | 0.01x | $30.56 Million | $2.14 Billion | ▲ +12.3% |
| 2006 | 0.01x | $25.06 Million | $1.97 Billion | ▼ -27.7% |
| 2005 | 0.02x | $28.90 Million | $1.65 Billion | ▼ -6.1% |
| 2004 | 0.02x | $27.89 Million | $1.49 Billion | ▼ -39.8% |
| 2003 | 0.03x | $41.47 Million | $1.33 Billion | ▲ +206.9% |
| 2002 | 0.01x | $11.08 Million | $1.09 Billion | ▼ -13.3% |
| 2001 | 0.01x | $12.02 Million | $1.03 Billion | ▼ -33.5% |
| 2000 | 0.02x | $14.14 Million | $804.48 Million | ▼ -29.7% |
| 1999 | 0.02x | $19.55 Million | $782.55 Million | ▼ -45.0% |
| 1998 | 0.05x | $20.51 Million | $451.30 Million | ▲ +124.7% |
| 1997 | 0.02x | $7.40 Million | $365.90 Million | ▼ -16.3% |
| 1996 | 0.02x | $7.30 Million | $302.30 Million | ▲ +3.5% |
| 1995 | 0.02x | $6.80 Million | $291.40 Million | ▲ +41.5% |
| 1994 | 0.02x | $4.30 Million | $260.80 Million | ▼ -21.0% |
| 1993 | 0.02x | $4.80 Million | $229.90 Million | ▲ +0.7% |
| 1992 | 0.02x | $4.50 Million | $217.00 Million | ▲ +23.7% |
| 1991 | 0.02x | $3.50 Million | $208.80 Million | — |
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.