First Bancorp (FBNC) — Financial Flexibility Index
First Bancorp (FBNC) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of $56.33 Million (operating CF $55.16 Million minus capex $1.17 Million) represents 0% of total liabilities ($11.01 Billion). Also explore First Bancorp net asset momentum to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
First Bancorp Financial Flexibility Index (1991–2025)
Historical Financial Flexibility Index trend for First Bancorp across 35 annual periods. Check FBNC strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for First Bancorp (1991–2025)
Year-by-year free cash flow to debt coverage for First Bancorp. For the full company profile including market capitalisation, see FBNC market cap.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $207.38 Million | $203.13 Million | $11.01 Billion | ▲ +13.6% |
| 2024 | 0.02x | $177.44 Million | $174.78 Million | $10.70 Billion | ▲ +31.1% |
| 2023 | 0.01x | $135.82 Million | $131.40 Million | $10.74 Billion | ▼ -48.6% |
| 2022 | 0.02x | $235.94 Million | $230.65 Million | $9.59 Billion | ▲ +53.9% |
| 2021 | 0.02x | $148.30 Million | $138.90 Million | $9.28 Billion | ▲ +47.2% |
| 2020 | 0.01x | $69.44 Million | $57.08 Million | $6.40 Billion | ▲ +4.9% |
| 2019 | 0.01x | $54.77 Million | $51.24 Million | $5.29 Billion | ▼ -7.6% |
| 2018 | 0.01x | $57.13 Million | $46.41 Million | $5.10 Billion | ▲ +72.7% |
| 2017 | 0.01x | $31.50 Million | $26.84 Million | $4.85 Billion | ▼ -57.8% |
| 2016 | 0.02x | $49.96 Million | $41.27 Million | $3.25 Billion | ▲ +8.5% |
| 2015 | 0.01x | $42.83 Million | $37.35 Million | $3.02 Billion | ▼ -23.6% |
| 2014 | 0.02x | $52.57 Million | $47.82 Million | $2.83 Billion | ▼ -33.2% |
| 2013 | 0.03x | $78.17 Million | $71.88 Million | $2.81 Billion | ▲ +58.5% |
| 2012 | 0.02x | $50.63 Million | $41.68 Million | $2.89 Billion | ▲ +18.3% |
| 2011 | 0.01x | $43.65 Million | $37.05 Million | $2.95 Billion | ▼ -46.7% |
| 2010 | 0.03x | $81.65 Million | $64.11 Million | $2.93 Billion | ▲ +338.4% |
| 2009 | 0.01x | $20.33 Million | $15.03 Million | $3.20 Billion | ▼ -59.5% |
| 2008 | 0.02x | $39.67 Million | $34.29 Million | $2.53 Billion | ▼ -7.6% |
| 2007 | 0.02x | $36.35 Million | $30.56 Million | $2.14 Billion | ▼ -6.8% |
| 2006 | 0.02x | $35.92 Million | $25.06 Million | $1.97 Billion | ▼ -17.1% |
| 2005 | 0.02x | $36.11 Million | $28.90 Million | $1.65 Billion | ▼ -7.1% |
| 2004 | 0.02x | $35.22 Million | $27.89 Million | $1.49 Billion | ▼ -30.2% |
| 2003 | 0.03x | $45.13 Million | $41.47 Million | $1.33 Billion | ▲ +121.3% |
| 2002 | 0.02x | $16.73 Million | $11.08 Million | $1.09 Billion | ▲ +3.2% |
| 2001 | 0.01x | $15.23 Million | $12.02 Million | $1.03 Billion | ▼ -31.7% |
| 2000 | 0.02x | $17.45 Million | $14.14 Million | $804.48 Million | ▼ -23.3% |
| 1999 | 0.03x | $22.13 Million | $19.55 Million | $782.55 Million | ▼ -42.1% |
| 1998 | 0.05x | $22.05 Million | $20.51 Million | $451.30 Million | ▲ +94.3% |
| 1997 | 0.03x | $9.20 Million | $7.40 Million | $365.90 Million | ▼ -3.8% |
| 1996 | 0.03x | $7.90 Million | $7.30 Million | $302.30 Million | ▼ -6.0% |
| 1995 | 0.03x | $8.10 Million | $6.80 Million | $291.40 Million | ▲ +61.1% |
| 1994 | 0.02x | $4.50 Million | $4.30 Million | $260.80 Million | ▼ -33.9% |
| 1993 | 0.03x | $6.00 Million | $4.80 Million | $229.90 Million | ▲ +20.5% |
| 1992 | 0.02x | $4.70 Million | $4.50 Million | $217.00 Million | ▲ +0.5% |
| 1991 | 0.02x | $4.50 Million | $3.50 Million | $208.80 Million | — |