First Capital Inc (FCAP) — Cash Flow Quality Index

Latest as of September 2025: 1.77x

First Capital Inc (FCAP) has a Cash Flow Quality Index of 1.77x as of September 2025. Operating cash flow of $7.94 Million exceeds net income of $4.48 Million, indicating high earnings quality where cash backs reported profits. Explore First Capital Inc (FCAP) cash flow conversion to assess how effectively this company generates cash.

Cash Flow Quality Index

1.77x
Operating CF / Net Income

Operating Cash Flow

$7.94 Million
USD

Net Income

$4.48 Million
USD

Data as of

Sep 2025
Most recent filing

First Capital Inc Cash Flow Quality Index (1998–2024)

Historical Cash Flow Quality Index for First Capital Inc across 27 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check First Capital Inc investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for First Capital Inc (1998–2024)

Year-by-year earnings quality comparison for First Capital Inc. For live market cap and the full company financial profile, see FCAP market cap.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 1.87x $22.34 Million $11.94 Million ▲ +69.0%
2023 1.11x $14.16 Million $12.79 Million ▼ -20.2%
2022 1.39x $16.53 Million $11.91 Million ▼ -26.6%
2021 1.89x $21.63 Million $11.44 Million ▲ +59.1%
2020 1.19x $12.06 Million $10.14 Million ▼ -12.7%
2019 1.36x $14.08 Million $10.34 Million ▼ -5.5%
2018 1.44x $13.35 Million $9.27 Million ▼ -20.0%
2017 1.80x $13.42 Million $7.45 Million ▲ +50.3%
2016 1.20x $8.24 Million $6.88 Million ▲ +4.0%
2015 1.15x $6.01 Million $5.21 Million ▼ -6.5%
2014 1.23x $6.91 Million $5.61 Million ▼ -36.2%
2013 1.93x $9.82 Million $5.09 Million ▲ +3.3%
2012 1.87x $7.36 Million $3.94 Million ▼ -19.8%
2011 2.33x $9.29 Million $3.98 Million ▲ +61.3%
2010 1.45x $5.61 Million $3.88 Million ▼ -56.7%
2009 3.34x $2.60 Million $778.00K ▲ +138.0%
2008 1.40x $5.01 Million $3.57 Million ▼ -23.6%
2007 1.84x $6.27 Million $3.41 Million ▲ +85.5%
2006 0.99x $3.67 Million $3.71 Million ▼ -34.4%
2005 1.51x $5.57 Million $3.69 Million ▼ -1.2%
2004 1.53x $5.25 Million $3.43 Million ▼ -1.4%
2003 1.55x $5.48 Million $3.53 Million ▲ +24.6%
2002 1.24x $4.04 Million $3.25 Million ▼ -1.2%
2001 1.26x $3.90 Million $3.10 Million ▲ +9.4%
2000 1.15x $2.83 Million $2.46 Million ▼ -4.2%
1999 1.20x $2.13 Million $1.77 Million ▲ +9.3%
1998 1.10x $1.10 Million $1.00 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.