First Capital Inc (FCAP) — Cash Flow Quality Index
First Capital Inc (FCAP) has a Cash Flow Quality Index of 1.77x as of September 2025. Operating cash flow of $7.94 Million exceeds net income of $4.48 Million, indicating high earnings quality where cash backs reported profits. Explore debt repayment capacity of First Capital Inc to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
First Capital Inc Cash Flow Quality Index (1998–2024)
Historical Cash Flow Quality Index for First Capital Inc across 27 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see First Capital Inc operating cash flow efficiency.
Annual Cash Flow Quality Index for First Capital Inc (1998–2024)
Year-by-year earnings quality comparison for First Capital Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.87x | $22.34 Million | $11.94 Million | ▲ +69.0% |
| 2023 | 1.11x | $14.16 Million | $12.79 Million | ▼ -20.2% |
| 2022 | 1.39x | $16.53 Million | $11.91 Million | ▼ -26.6% |
| 2021 | 1.89x | $21.63 Million | $11.44 Million | ▲ +59.1% |
| 2020 | 1.19x | $12.06 Million | $10.14 Million | ▼ -12.7% |
| 2019 | 1.36x | $14.08 Million | $10.34 Million | ▼ -5.5% |
| 2018 | 1.44x | $13.35 Million | $9.27 Million | ▼ -20.0% |
| 2017 | 1.80x | $13.42 Million | $7.45 Million | ▲ +50.3% |
| 2016 | 1.20x | $8.24 Million | $6.88 Million | ▲ +4.0% |
| 2015 | 1.15x | $6.01 Million | $5.21 Million | ▼ -6.5% |
| 2014 | 1.23x | $6.91 Million | $5.61 Million | ▼ -36.2% |
| 2013 | 1.93x | $9.82 Million | $5.09 Million | ▲ +3.3% |
| 2012 | 1.87x | $7.36 Million | $3.94 Million | ▼ -19.8% |
| 2011 | 2.33x | $9.29 Million | $3.98 Million | ▲ +61.3% |
| 2010 | 1.45x | $5.61 Million | $3.88 Million | ▼ -56.7% |
| 2009 | 3.34x | $2.60 Million | $778.00K | ▲ +138.0% |
| 2008 | 1.40x | $5.01 Million | $3.57 Million | ▼ -23.6% |
| 2007 | 1.84x | $6.27 Million | $3.41 Million | ▲ +85.5% |
| 2006 | 0.99x | $3.67 Million | $3.71 Million | ▼ -34.4% |
| 2005 | 1.51x | $5.57 Million | $3.69 Million | ▼ -1.2% |
| 2004 | 1.53x | $5.25 Million | $3.43 Million | ▼ -1.4% |
| 2003 | 1.55x | $5.48 Million | $3.53 Million | ▲ +24.6% |
| 2002 | 1.24x | $4.04 Million | $3.25 Million | ▼ -1.2% |
| 2001 | 1.26x | $3.90 Million | $3.10 Million | ▲ +9.4% |
| 2000 | 1.15x | $2.83 Million | $2.46 Million | ▼ -4.2% |
| 1999 | 1.20x | $2.13 Million | $1.77 Million | ▲ +9.3% |
| 1998 | 1.10x | $1.10 Million | $1.00 Million | — |