First Capital Inc (FCAP) — Defensive Interval Ratio
First Capital Inc (FCAP) has a Defensive Interval Ratio of 131 days as of June 2025. Defensive assets of $400.23 Million (cash $-, short-term investments $395.59 Million, receivables $4.64 Million) cover 131 days of daily cash needs of $3.05 Million/day. Check First Capital Inc tangible book value ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
First Capital Inc Defensive Interval Ratio (1998–2024)
This chart shows how First Capital Inc's Defensive Interval Ratio has evolved across 27 annual periods from 1998 to 2024. As of June 2025, the ratio stands at 131 days, meaning defensive assets of $400.23 Million can fund 131 days of operations without new revenue. Also explore net asset momentum of First Capital Inc to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for First Capital Inc (1998–2024)
The table below presents the year-by-year Defensive Interval Ratio for First Capital Inc from 1998 to 2024, covering 27 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see FCAP company net worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 24 days | $69.67 Million | $2.93 Million/day | $- | $65.09 Million | ▼ -133 days |
| 2023 | 157 days | $442.06 Million | $2.81 Million/day | $- | $437.27 Million | ▼ -2 days |
| 2022 | 159 days | $465.10 Million | $2.92 Million/day | $- | $460.82 Million | ▲ +1 days |
| 2021 | 158 days | $450.76 Million | $2.86 Million/day | $- | $447.33 Million | ▲ +42 days |
| 2020 | 115 days | $286.94 Million | $2.48 Million/day | $- | $283.50 Million | ▼ -14 days |
| 2019 | 129 days | $257.64 Million | $2.00 Million/day | $- | $254.56 Million | ▼ -7 days |
| 2018 | 136 days | $264.67 Million | $1.94 Million/day | $- | $261.84 Million | ▼ -13 days |
| 2017 | 150 days | $273.87 Million | $1.83 Million/day | $- | $271.17 Million | ▲ +9 days |
| 2016 | 141 days | $258.21 Million | $1.83 Million/day | $- | $255.84 Million | ▲ +34 days |
| 2015 | 108 days | $189.00 Million | $1.76 Million/day | $- | $186.75 Million | ▲ +18 days |
| 2014 | 89 days | $101.81 Million | $1.14 Million/day | $- | $100.23 Million | ▼ -13 days |
| 2013 | 102 days | $110.48 Million | $1.08 Million/day | $- | $108.76 Million | ▼ -11 days |
| 2012 | 114 days | $124.73 Million | $1.10 Million/day | $- | $122.97 Million | ▲ +6 days |
| 2011 | 107 days | $113.24 Million | $1.05 Million/day | $- | $111.44 Million | ▲ +96 days |
| 2010 | 12 days | $13.01 Million | $1.09 Million/day | $- | $11.11 Million | ▼ -79 days |
| 2009 | 91 days | $95.78 Million | $1.05 Million/day | $- | $93.73 Million | ▲ +11 days |
| 2008 | 80 days | $79.28 Million | $995.27K/day | $- | $76.95 Million | ▲ +72 days |
| 2007 | 8 days | $7.59 Million | $952.10K/day | $- | $5.04 Million | ▼ -5 days |
| 2006 | 13 days | $12.96 Million | $970.13K/day | $- | $10.47 Million | ▲ +9 days |
| 2005 | 5 days | $4.51 Million | $943.70K/day | $- | $2.05 Million | ▼ -1 days |
| 2004 | 6 days | $5.34 Million | $907.73K/day | $- | $3.23 Million | ▲ +2 days |
| 2003 | 4 days | $3.54 Million | $1.00 Million/day | $- | $1.37 Million | ▼ -7 days |
| 2002 | 11 days | $7.84 Million | $745.85K/day | $- | $6.04 Million | ▲ +0 days |
| 2001 | 10 days | $7.04 Million | $684.21K/day | $- | $5.20 Million | ▼ -2 days |
| 2000 | 12 days | $7.40 Million | $597.41K/day | $- | $5.46 Million | ▲ +9 days |
| 1999 | 3 days | $1.58 Million | $528.94K/day | $- | $- | ▼ -24 days |
| 1998 | 27 days | $900.00K | $33.70K/day | $- | $- | — |