Flushing Financial Corporation (FFIC) — Cash Flow Quality Index

Latest as of September 2025: 1.87x

Flushing Financial Corporation (FFIC) has a Cash Flow Quality Index of 1.87x as of September 2025. Operating cash flow of $19.56 Million exceeds net income of $10.45 Million, indicating high earnings quality where cash backs reported profits. Explore how well can Flushing Financial Corporation service its debt to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

1.87x
Operating CF / Net Income

Operating Cash Flow

$19.56 Million
USD

Net Income

$10.45 Million
USD

Data as of

Sep 2025
Most recent filing

Flushing Financial Corporation Cash Flow Quality Index (1996–2023)

Historical Cash Flow Quality Index for Flushing Financial Corporation across 28 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Flushing Financial Corporation cash flow conversion.

Annual Cash Flow Quality Index for Flushing Financial Corporation (1996–2023)

Year-by-year earnings quality comparison for Flushing Financial Corporation.

Year Quality Index Operating CF (USD) Net Income YoY Change
2023 1.21x $34.59 Million $28.66 Million ▲ +8.3%
2022 1.11x $85.75 Million $76.94 Million ▲ +2.9%
2021 1.08x $88.60 Million $81.79 Million ▼ -47.3%
2020 2.06x $71.28 Million $34.67 Million ▲ +33.1%
2019 1.54x $63.77 Million $41.28 Million ▲ +10.1%
2018 1.40x $77.30 Million $55.09 Million ▼ -30.9%
2017 2.03x $83.53 Million $41.12 Million ▲ +211.0%
2016 0.65x $42.40 Million $64.92 Million ▼ -32.5%
2015 0.97x $44.73 Million $46.21 Million ▼ -25.4%
2014 1.30x $57.38 Million $44.24 Million ▼ -34.2%
2013 1.97x $74.44 Million $37.75 Million ▼ -4.8%
2012 2.07x $71.10 Million $34.33 Million ▲ +13.1%
2011 1.83x $64.72 Million $35.35 Million ▲ +5.8%
2010 1.73x $67.19 Million $38.84 Million ▲ +57.8%
2009 1.10x $28.02 Million $25.56 Million ▼ -16.8%
2008 1.32x $29.34 Million $22.26 Million ▲ +4.2%
2007 1.27x $25.54 Million $20.18 Million ▼ -9.8%
2006 1.40x $30.34 Million $21.64 Million ▲ +29.2%
2005 1.08x $25.54 Million $23.54 Million ▼ -16.1%
2004 1.29x $29.29 Million $22.65 Million ▼ -2.8%
2003 1.33x $28.83 Million $21.68 Million ▼ -13.9%
2002 1.54x $25.12 Million $16.26 Million ▲ +51.7%
2001 1.02x $15.20 Million $14.93 Million ▼ -10.9%
2000 1.14x $14.19 Million $12.42 Million ▼ -14.6%
1999 1.34x $17.00 Million $12.70 Million ▼ -31.4%
1998 1.95x $19.90 Million $10.20 Million ▲ +71.0%
1997 1.14x $9.70 Million $8.50 Million ▼ -42.1%
1996 1.97x $13.20 Million $6.70 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.