First Northwest Bancorp (FNWB) — Cash Flow Quality Index
First Northwest Bancorp (FNWB) has a Cash Flow Quality Index of -2.87x as of June 2026. Operating cash flow of $-885.00K is below net income of $308.00K, suggesting accrual-heavy earnings not yet converted to cash. Explore how well can First Northwest Bancorp service its debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
First Northwest Bancorp Cash Flow Quality Index (2009–2023)
Historical Cash Flow Quality Index for First Northwest Bancorp across 12 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see First Northwest Bancorp (FNWB) cash conversion ratio.
Annual Cash Flow Quality Index for First Northwest Bancorp (2009–2023)
Year-by-year earnings quality comparison for First Northwest Bancorp.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2023 | 8.41x | $17.88 Million | $2.13 Million | ▲ +613.6% |
| 2022 | 1.18x | $15.90 Million | $13.50 Million | ▲ +16.5% |
| 2021 | 1.01x | $15.15 Million | $14.98 Million | ▼ -11.6% |
| 2020 | 1.15x | $11.84 Million | $10.34 Million | ▼ -26.8% |
| 2019 | 1.56x | $14.10 Million | $9.01 Million | ▼ -16.7% |
| 2018 | 1.88x | $13.34 Million | $7.11 Million | ▲ +18.7% |
| 2017 | 1.58x | $5.25 Million | $3.32 Million | ▼ -40.3% |
| 2016 | 2.65x | $10.58 Million | $3.99 Million | ▲ +96.8% |
| 2013 | 1.35x | $3.59 Million | $2.67 Million | ▼ -70.8% |
| 2012 | 4.62x | $10.71 Million | $2.32 Million | ▲ +80.0% |
| 2010 | 2.57x | $10.00 Million | $3.90 Million | ▼ -99.7% |
| 2009 | 763.00x | $763.00K | $1.00K | — |