First Northwest Bancorp (FNWB) — Defensive Interval Ratio
First Northwest Bancorp (FNWB) has a Defensive Interval Ratio of 3 days as of December 2025. Defensive assets of $12.06 Million (cash $-, short-term investments $5.56 Million, receivables $6.50 Million) cover 3 days of daily cash needs of $4.70 Million/day. Check tangible net worth ratio of First Northwest Bancorp to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
First Northwest Bancorp Defensive Interval Ratio (2010–2025)
This chart shows how First Northwest Bancorp's Defensive Interval Ratio has evolved across 16 annual periods from 2010 to 2025. As of December 2025, the ratio stands at 3 days, meaning defensive assets of $12.06 Million can fund 3 days of operations without new revenue. Also explore FNWB net asset momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for First Northwest Bancorp (2010–2025)
The table below presents the year-by-year Defensive Interval Ratio for First Northwest Bancorp from 2010 to 2025, covering 16 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see First Northwest Bancorp market capitalisation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 3 days | $12.06 Million | $4.70 Million/day | $- | $5.56 Million | ▼ -67 days |
| 2024 | 70 days | $348.50 Million | $5.01 Million/day | $- | $340.34 Million | ▲ +11 days |
| 2023 | 59 days | $303.52 Million | $5.16 Million/day | $- | $295.62 Million | ▼ -10 days |
| 2022 | 69 days | $333.31 Million | $4.83 Million/day | $- | $326.57 Million | ▼ -10 days |
| 2021 | 79 days | $349.50 Million | $4.41 Million/day | $- | $344.21 Million | ▼ -2178 days |
| 2020 | 2257 days | $371.26 Million | $164.47K/day | $- | $364.30 Million | ▲ +415 days |
| 2019 | 1842 days | $319.51 Million | $173.43K/day | $- | $315.58 Million | ▲ +578 days |
| 2018 | 1265 days | $267.01 Million | $211.16K/day | $- | $262.97 Million | ▲ +1026 days |
| 2017 | 238 days | $231.61 Million | $971.17K/day | $- | $228.59 Million | ▼ -522463 days |
| 2016 | 522701 days | $270.66 Million | $517.81/day | $- | $267.86 Million | ▲ +107309 days |
| 2015 | 415392 days | $301.59 Million | $726.03/day | $- | $299.04 Million | ▲ +415224 days |
| 2014 | 168 days | $301.59 Million | $1.79 Million/day | $- | $299.04 Million | ▲ +62 days |
| 2013 | 106 days | $181.24 Million | $1.70 Million/day | $- | $178.97 Million | ▼ -25 days |
| 2012 | 131 days | $217.12 Million | $1.65 Million/day | $- | $214.79 Million | ▼ -5 days |
| 2011 | 136 days | $220.70 Million | $1.62 Million/day | $- | $218.16 Million | ▲ +135 days |
| 2010 | 2 days | $2.49 Million | $1.56 Million/day | $- | $- | — |