First Seacoast Bancorp (FSEA) — Cash Flow Quality Index
First Seacoast Bancorp (FSEA) has a Cash Flow Quality Index of 1.69x as of September 2025. Operating cash flow of $661.00K exceeds net income of $390.00K, indicating high earnings quality where cash backs reported profits. Explore FSEA cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
First Seacoast Bancorp Cash Flow Quality Index (2017–2021)
Historical Cash Flow Quality Index for First Seacoast Bancorp across 4 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash efficiency ratio of First Seacoast Bancorp.
Annual Cash Flow Quality Index for First Seacoast Bancorp (2017–2021)
Year-by-year earnings quality comparison for First Seacoast Bancorp.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2021 | 0.92x | $2.42 Million | $2.62 Million | ▼ -29.9% |
| 2020 | 1.32x | $1.42 Million | $1.08 Million | ▲ +311.8% |
| 2018 | -0.62x | $-672.00K | $1.08 Million | ▼ -116.9% |
| 2017 | 3.69x | $3.36 Million | $912.00K | — |