First Seacoast Bancorp Defensive Interval Ratio
First Seacoast Bancorp defensive interval ratio. First Seacoast Bancorp (FSEA) has a Defensive Interval Ratio of 110 days as of September 2025. Defensive assets of $144.70 Million (cash $-, short-term investments $142.52 Million, receivables $2.18 Million) cover 110 days of daily cash needs of $1.32 Million/day. See FSEA current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of First Seacoast Bancorp (2017–2024)
Defensive interval ratio of First Seacoast Bancorp from 2017 to 2024. This chart shows how First Seacoast Bancorp's Defensive Interval Ratio has evolved across 8 annual periods from 2017 to 2024. As of September 2025, the ratio stands at 110 days, meaning defensive assets of $144.70 Million can fund 110 days of operations without new revenue. Check First Seacoast Bancorp liquidity resilience to evaluate the company's liquid asset resilience ratio.
First Seacoast Bancorp Defensive Interval Ratio by Year (2017–2024)
First Seacoast Bancorp defensive interval ratio by year from 2017 to 2024. The table below presents the year-by-year Defensive Interval Ratio for First Seacoast Bancorp from 2017 to 2024, covering 8 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see how large is First Seacoast Bancorp's balance sheet.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 98 days | $122.32 Million | $1.24 Million/day | $- | $120.22 Million | ▼ -14 days |
| 2023 | 112 days | $124.15 Million | $1.11 Million/day | $- | $121.85 Million | ▲ +9 days |
| 2022 | 103 days | $108.09 Million | $1.05 Million/day | $- | $106.10 Million | ▲ +17 days |
| 2021 | 86 days | $92.86 Million | $1.08 Million/day | $- | $91.36 Million | ▲ +23 days |
| 2020 | 63 days | $56.88 Million | $896.93K/day | $- | $55.47 Million | ▲ +4 days |
| 2019 | 60 days | $46.02 Million | $771.55K/day | $- | $44.78 Million | ▲ +6 days |
| 2018 | 54 days | $40.61 Million | $751.91K/day | $- | $39.44 Million | ▲ +11 days |
| 2017 | 43 days | $29.97 Million | $701.44K/day | $- | $28.89 Million | — |