First Seacoast Bancorp (FSEA) — Defensive Interval Ratio
First Seacoast Bancorp (FSEA) has a Defensive Interval Ratio of 110 days as of September 2025. Defensive assets of $144.70 Million (cash $-, short-term investments $142.52 Million, receivables $2.18 Million) cover 110 days of daily cash needs of $1.32 Million/day. See First Seacoast Bancorp short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
First Seacoast Bancorp Defensive Interval Ratio (2017–2024)
This chart shows how First Seacoast Bancorp's Defensive Interval Ratio has evolved across 8 annual periods from 2017 to 2024. As of September 2025, the ratio stands at 110 days, meaning defensive assets of $144.70 Million can fund 110 days of operations without new revenue. See FSEA net asset quality score to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for First Seacoast Bancorp (2017–2024)
The table below presents the year-by-year Defensive Interval Ratio for First Seacoast Bancorp from 2017 to 2024, covering 8 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see First Seacoast Bancorp market capitalisation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 98 days | $122.32 Million | $1.24 Million/day | $- | $120.22 Million | ▼ -14 days |
| 2023 | 112 days | $124.15 Million | $1.11 Million/day | $- | $121.85 Million | ▲ +9 days |
| 2022 | 103 days | $108.09 Million | $1.05 Million/day | $- | $106.10 Million | ▲ +17 days |
| 2021 | 86 days | $92.86 Million | $1.08 Million/day | $- | $91.36 Million | ▲ +23 days |
| 2020 | 63 days | $56.88 Million | $896.93K/day | $- | $55.47 Million | ▲ +4 days |
| 2019 | 60 days | $46.02 Million | $771.55K/day | $- | $44.78 Million | ▲ +6 days |
| 2018 | 54 days | $40.61 Million | $751.91K/day | $- | $39.44 Million | ▲ +11 days |
| 2017 | 43 days | $29.97 Million | $701.44K/day | $- | $28.89 Million | — |