First Seacoast Bancorp (FSEA) — Defensive Interval Ratio
First Seacoast Bancorp (FSEA) has a Defensive Interval Ratio of 110 days as of September 2025. Defensive assets of $144.70 Million (cash $-, short-term investments $142.52 Million, receivables $2.18 Million) cover 110 days of daily cash needs of $1.32 Million/day. Check First Seacoast Bancorp (FSEA) tangible net worth to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
First Seacoast Bancorp Defensive Interval Ratio (2017–2024)
This chart shows how First Seacoast Bancorp's Defensive Interval Ratio has evolved across 8 annual periods from 2017 to 2024. As of September 2025, the ratio stands at 110 days, meaning defensive assets of $144.70 Million can fund 110 days of operations without new revenue. Also explore net asset momentum of First Seacoast Bancorp to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for First Seacoast Bancorp (2017–2024)
The table below presents the year-by-year Defensive Interval Ratio for First Seacoast Bancorp from 2017 to 2024, covering 8 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market value of First Seacoast Bancorp.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 98 days | $122.32 Million | $1.24 Million/day | $- | $120.22 Million | ▼ -14 days |
| 2023 | 112 days | $124.15 Million | $1.11 Million/day | $- | $121.85 Million | ▲ +9 days |
| 2022 | 103 days | $108.09 Million | $1.05 Million/day | $- | $106.10 Million | ▲ +17 days |
| 2021 | 86 days | $92.86 Million | $1.08 Million/day | $- | $91.36 Million | ▲ +23 days |
| 2020 | 63 days | $56.88 Million | $896.93K/day | $- | $55.47 Million | ▲ +4 days |
| 2019 | 60 days | $46.02 Million | $771.55K/day | $- | $44.78 Million | ▲ +6 days |
| 2018 | 54 days | $40.61 Million | $751.91K/day | $- | $39.44 Million | ▲ +11 days |
| 2017 | 43 days | $29.97 Million | $701.44K/day | $- | $28.89 Million | — |