First US Bancshares Inc (FUSB) — Cash Flow Quality Index

Latest as of June 2026: 0.40x

First US Bancshares Inc (FUSB) has a Cash Flow Quality Index of 0.40x as of June 2026. Operating cash flow of $697.00K is below net income of $1.75 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore FUSB operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

0.40x
Operating CF / Net Income

Operating Cash Flow

$697.00K
USD

Net Income

$1.75 Million
USD

Data as of

Jun 2026
Most recent filing

First US Bancshares Inc Cash Flow Quality Index (1995–2025)

Historical Cash Flow Quality Index for First US Bancshares Inc across 29 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see First US Bancshares Inc cash flow conversion.

Annual Cash Flow Quality Index for First US Bancshares Inc (1995–2025)

Year-by-year earnings quality comparison for First US Bancshares Inc.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 2.06x $12.32 Million $5.99 Million ▲ +116.5%
2024 0.95x $7.76 Million $8.17 Million ▼ -38.3%
2023 1.54x $13.07 Million $8.48 Million ▼ -15.6%
2022 1.83x $12.53 Million $6.86 Million ▼ -17.3%
2021 2.21x $9.82 Million $4.45 Million ▼ -1.9%
2020 2.25x $6.09 Million $2.71 Million ▼ -9.2%
2019 2.48x $11.31 Million $4.57 Million ▼ -23.5%
2018 3.24x $8.06 Million $2.49 Million ▼ -51.5%
2016 6.68x $8.18 Million $1.22 Million ▲ +134.4%
2015 2.85x $7.40 Million $2.60 Million ▲ +18.2%
2014 2.41x $8.56 Million $3.55 Million ▼ -13.3%
2013 2.78x $10.92 Million $3.93 Million ▼ -62.2%
2012 7.35x $16.14 Million $2.19 Million ▼ -7.2%
2010 7.92x $16.42 Million $2.07 Million ▲ +1134.6%
2009 0.64x $3.05 Million $4.75 Million ▼ -64.9%
2008 1.83x $9.82 Million $5.37 Million ▼ -96.8%
2007 56.30x $19.63 Million $348.62K ▲ +4450.9%
2006 1.24x $17.62 Million $14.24 Million ▼ -9.4%
2005 1.37x $18.64 Million $13.66 Million ▼ -7.8%
2004 1.48x $19.43 Million $13.13 Million ▲ +5.8%
2003 1.40x $15.96 Million $11.42 Million ▼ -14.1%
2002 1.63x $14.93 Million $9.18 Million ▼ -25.6%
2001 2.19x $14.41 Million $6.59 Million ▼ -3.3%
2000 2.26x $15.34 Million $6.78 Million ▲ +47.3%
1999 1.54x $12.60 Million $8.20 Million ▼ -4.5%
1998 1.61x $13.80 Million $8.58 Million ▲ +9.1%
1997 1.47x $10.29 Million $6.98 Million ▼ -9.5%
1996 1.63x $6.94 Million $4.26 Million ▲ +21.6%
1995 1.34x $4.84 Million $3.62 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.