First US Bancshares Inc (FUSB) — Defensive Interval Ratio
First US Bancshares Inc (FUSB) has a Defensive Interval Ratio of 5 days as of December 2025. Defensive assets of $14.32 Million (cash $-, short-term investments $10.40 Million, receivables $3.92 Million) cover 5 days of daily cash needs of $2.82 Million/day. See FUSB working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
First US Bancshares Inc Defensive Interval Ratio (1995–2025)
This chart shows how First US Bancshares Inc's Defensive Interval Ratio has evolved across 31 annual periods from 1995 to 2025. As of December 2025, the ratio stands at 5 days, meaning defensive assets of $14.32 Million can fund 5 days of operations without new revenue. See First US Bancshares Inc net asset quality index to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for First US Bancshares Inc (1995–2025)
The table below presents the year-by-year Defensive Interval Ratio for First US Bancshares Inc from 1995 to 2025, covering 31 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see FUSB stock market capitalisation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 5 days | $14.32 Million | $2.82 Million/day | $- | $10.40 Million | ▼ -5 days |
| 2024 | 10 days | $27.47 Million | $2.70 Million/day | $- | $23.88 Million | ▼ -43 days |
| 2023 | 53 days | $139.54 Million | $2.64 Million/day | $- | $135.56 Million | ▼ -2 days |
| 2022 | 55 days | $133.81 Million | $2.44 Million/day | $- | $130.79 Million | ▼ -3 days |
| 2021 | 57 days | $133.44 Million | $2.32 Million/day | $- | $130.88 Million | ▲ +17 days |
| 2020 | 40 days | $87.80 Million | $2.17 Million/day | $- | $84.99 Million | ▼ -10 days |
| 2019 | 51 days | $96.50 Million | $1.90 Million/day | $- | $94.02 Million | ▼ -19 days |
| 2018 | 70 days | $135.30 Million | $1.93 Million/day | $- | $132.49 Million | ▼ -37 days |
| 2017 | 107 days | $155.93 Million | $1.46 Million/day | $- | $153.87 Million | ▼ -25 days |
| 2016 | 132 days | $183.90 Million | $1.39 Million/day | $- | $181.91 Million | ▼ -18 days |
| 2015 | 150 days | $200.68 Million | $1.33 Million/day | $- | $198.84 Million | ▼ -6 days |
| 2014 | 156 days | $207.20 Million | $1.33 Million/day | $- | $204.97 Million | ▲ +52 days |
| 2013 | 104 days | $138.46 Million | $1.33 Million/day | $- | $135.75 Million | ▲ +33 days |
| 2012 | 71 days | $95.72 Million | $1.34 Million/day | $- | $92.61 Million | ▼ -16 days |
| 2011 | 87 days | $126.13 Million | $1.45 Million/day | $- | $122.17 Million | ▼ -63 days |
| 2010 | 150 days | $208.63 Million | $1.39 Million/day | $- | $203.52 Million | ▲ +147 days |
| 2009 | 4 days | $5.10 Million | $1.41 Million/day | $- | $363.00 | ▼ -1 days |
| 2008 | 5 days | $6.84 Million | $1.34 Million/day | $- | $1.99 Million | ▼ -197 days |
| 2007 | 202 days | $271.15 Million | $1.34 Million/day | $- | $265.01 Million | ▼ -213 days |
| 2006 | 415 days | $513.22 Million | $1.24 Million/day | $- | $507.13 Million | ▼ -46 days |
| 2005 | 461 days | $542.40 Million | $1.18 Million/day | $- | $537.19 Million | ▼ -183 days |
| 2004 | 644 days | $707.89 Million | $1.10 Million/day | $- | $703.24 Million | ▼ -141227 days |
| 2003 | 141871 days | $151.69 Billion | $1.07 Million/day | $- | $151.69 Billion | ▼ -8130 days |
| 2002 | 150001 days | $146.09 Billion | $973.95K/day | $- | $146.09 Billion | ▲ +149983 days |
| 2001 | 19 days | $18.11 Million | $973.07K/day | $- | $13.52 Million | ▲ +13 days |
| 2000 | 5 days | $5.06 Million | $929.55K/day | $- | $474.00 | ▼ -1 days |
| 1999 | 6 days | $5.70 Million | $941.92K/day | $- | $- | ▲ +1 days |
| 1998 | 5 days | $4.52 Million | $894.95K/day | $- | $- | ▲ +1 days |
| 1997 | 5 days | $4.05 Million | $894.06K/day | $- | $- | ▲ +1 days |
| 1996 | 3 days | $1.57 Million | $499.21K/day | $- | $- | ▼ -1 days |
| 1995 | 4 days | $1.59 Million | $403.81K/day | $- | $- | — |