First US Bancshares Inc Defensive Interval Ratio
First US Bancshares Inc defensive interval ratio. First US Bancshares Inc (FUSB) has a Defensive Interval Ratio of 2476 days as of June 2026. Defensive assets of $169.56 Million (cash $-, short-term investments $165.58 Million, receivables $3.98 Million) cover 2476 days of daily cash needs of $68.49K/day. See how liquid is First US Bancshares Inc's working capital to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of First US Bancshares Inc (1995–2025)
Defensive interval ratio of First US Bancshares Inc from 1995 to 2025. This chart shows how First US Bancshares Inc's Defensive Interval Ratio has evolved across 31 annual periods from 1995 to 2025. As of June 2026, the ratio stands at 2476 days, meaning defensive assets of $169.56 Million can fund 2476 days of operations without new revenue. Check asset resilience ratio of First US Bancshares Inc to evaluate the company's liquid asset resilience ratio.
First US Bancshares Inc Defensive Interval Ratio by Year (1995–2025)
First US Bancshares Inc defensive interval ratio by year from 1995 to 2025. The table below presents the year-by-year Defensive Interval Ratio for First US Bancshares Inc from 1995 to 2025, covering 31 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see First US Bancshares Inc balance sheet assets.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 5 days | $14.32 Million | $2.82 Million/day | $- | $10.40 Million | ▼ -5 days |
| 2024 | 10 days | $27.47 Million | $2.70 Million/day | $- | $23.88 Million | ▼ -43 days |
| 2023 | 53 days | $139.54 Million | $2.64 Million/day | $- | $135.56 Million | ▼ -2 days |
| 2022 | 55 days | $133.81 Million | $2.44 Million/day | $- | $130.79 Million | ▼ -3 days |
| 2021 | 57 days | $133.44 Million | $2.32 Million/day | $- | $130.88 Million | ▲ +17 days |
| 2020 | 40 days | $87.80 Million | $2.17 Million/day | $- | $84.99 Million | ▼ -10 days |
| 2019 | 51 days | $96.50 Million | $1.90 Million/day | $- | $94.02 Million | ▼ -19 days |
| 2018 | 70 days | $135.30 Million | $1.93 Million/day | $- | $132.49 Million | ▼ -37 days |
| 2017 | 107 days | $155.93 Million | $1.46 Million/day | $- | $153.87 Million | ▼ -25 days |
| 2016 | 132 days | $183.90 Million | $1.39 Million/day | $- | $181.91 Million | ▼ -18 days |
| 2015 | 150 days | $200.68 Million | $1.33 Million/day | $- | $198.84 Million | ▼ -6 days |
| 2014 | 156 days | $207.20 Million | $1.33 Million/day | $- | $204.97 Million | ▲ +52 days |
| 2013 | 104 days | $138.46 Million | $1.33 Million/day | $- | $135.75 Million | ▲ +33 days |
| 2012 | 71 days | $95.72 Million | $1.34 Million/day | $- | $92.61 Million | ▼ -16 days |
| 2011 | 87 days | $126.13 Million | $1.45 Million/day | $- | $122.17 Million | ▼ -63 days |
| 2010 | 150 days | $208.63 Million | $1.39 Million/day | $- | $203.52 Million | ▲ +147 days |
| 2009 | 4 days | $5.10 Million | $1.41 Million/day | $- | $363.00 | ▼ -1 days |
| 2008 | 5 days | $6.84 Million | $1.34 Million/day | $- | $1.99 Million | ▼ -197 days |
| 2007 | 202 days | $271.15 Million | $1.34 Million/day | $- | $265.01 Million | ▼ -213 days |
| 2006 | 415 days | $513.22 Million | $1.24 Million/day | $- | $507.13 Million | ▼ -46 days |
| 2005 | 461 days | $542.40 Million | $1.18 Million/day | $- | $537.19 Million | ▼ -183 days |
| 2004 | 644 days | $707.89 Million | $1.10 Million/day | $- | $703.24 Million | ▼ -141227 days |
| 2003 | 141871 days | $151.69 Billion | $1.07 Million/day | $- | $151.69 Billion | ▼ -8130 days |
| 2002 | 150001 days | $146.09 Billion | $973.95K/day | $- | $146.09 Billion | ▲ +149983 days |
| 2001 | 19 days | $18.11 Million | $973.07K/day | $- | $13.52 Million | ▲ +13 days |
| 2000 | 5 days | $5.06 Million | $929.55K/day | $- | $474.00 | ▼ -1 days |
| 1999 | 6 days | $5.70 Million | $941.92K/day | $- | $- | ▲ +1 days |
| 1998 | 5 days | $4.52 Million | $894.95K/day | $- | $- | ▲ +1 days |
| 1997 | 5 days | $4.05 Million | $894.06K/day | $- | $- | ▲ +1 days |
| 1996 | 3 days | $1.57 Million | $499.21K/day | $- | $- | ▼ -1 days |
| 1995 | 4 days | $1.59 Million | $403.81K/day | $- | $- | — |