Kearny Financial Corp (KRNY) — Cash Flow Quality Index
Kearny Financial Corp (KRNY) has a Cash Flow Quality Index of 1.51x as of December 2025. Operating cash flow of $14.31 Million exceeds net income of $9.45 Million, indicating high earnings quality where cash backs reported profits. Explore debt repayment capacity of Kearny Financial Corp to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Kearny Financial Corp Cash Flow Quality Index (2002–2025)
Historical Cash Flow Quality Index for Kearny Financial Corp across 23 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Kearny Financial Corp (KRNY) cash conversion ratio.
Annual Cash Flow Quality Index for Kearny Financial Corp (2002–2025)
Year-by-year earnings quality comparison for Kearny Financial Corp.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.95x | $24.77 Million | $26.07 Million | ▼ -44.3% |
| 2023 | 1.70x | $69.55 Million | $40.81 Million | ▲ +41.6% |
| 2022 | 1.20x | $81.30 Million | $67.55 Million | ▲ +0.9% |
| 2021 | 1.19x | $75.42 Million | $63.23 Million | ▲ +170.6% |
| 2020 | 0.44x | $19.82 Million | $44.97 Million | ▼ -52.4% |
| 2019 | 0.93x | $39.00 Million | $42.14 Million | ▼ -59.8% |
| 2018 | 2.30x | $45.09 Million | $19.60 Million | ▲ +11.1% |
| 2017 | 2.07x | $38.53 Million | $18.60 Million | ▼ -16.4% |
| 2016 | 2.48x | $39.18 Million | $15.82 Million | ▼ -32.0% |
| 2015 | 3.64x | $20.50 Million | $5.63 Million | ▲ +42.7% |
| 2014 | 2.55x | $26.01 Million | $10.19 Million | ▼ -44.5% |
| 2013 | 4.60x | $29.92 Million | $6.51 Million | ▼ -37.5% |
| 2012 | 7.36x | $37.36 Million | $5.08 Million | ▲ +100.6% |
| 2011 | 3.67x | $28.79 Million | $7.85 Million | ▲ +96.2% |
| 2010 | 1.87x | $12.73 Million | $6.81 Million | ▼ -40.8% |
| 2009 | 3.15x | $20.16 Million | $6.39 Million | ▲ +14.6% |
| 2008 | 2.75x | $16.25 Million | $5.90 Million | ▼ -57.6% |
| 2007 | 6.49x | $12.56 Million | $1.93 Million | ▲ +312.1% |
| 2006 | 1.58x | $15.14 Million | $9.61 Million | ▲ +51.6% |
| 2005 | 1.04x | $19.63 Million | $18.90 Million | ▼ -8.2% |
| 2004 | 1.13x | $14.60 Million | $12.90 Million | ▼ -51.0% |
| 2003 | 2.31x | $9.37 Million | $4.05 Million | ▲ +80.1% |
| 2002 | 1.28x | $21.16 Million | $16.49 Million | — |