Kearny Financial Corp (KRNY) — Defensive Interval Ratio

Latest as of September 2025: 65 days

Kearny Financial Corp (KRNY) has a Defensive Interval Ratio of 65 days as of September 2025. Defensive assets of $1.05 Billion (cash $-, short-term investments $1.02 Billion, receivables $29.46 Million) cover 65 days of daily cash needs of $15.98 Million/day. Check Kearny Financial Corp (KRNY) tangible equity ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

65 days
Days of operational coverage

Defensive Assets

$1.05 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$15.98 Million
Current Liabilities ÷ 365

Current Liabilities

$5.83 Billion
USD

Kearny Financial Corp Defensive Interval Ratio (2003–2025)

This chart shows how Kearny Financial Corp's Defensive Interval Ratio has evolved across 23 annual periods from 2003 to 2025. As of September 2025, the ratio stands at 65 days, meaning defensive assets of $1.05 Billion can fund 65 days of operations without new revenue. Also explore KRNY shareholders equity momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Kearny Financial Corp (2003–2025)

The table below presents the year-by-year Defensive Interval Ratio for Kearny Financial Corp from 2003 to 2025, covering 23 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see KRNY company net worth.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 427 days $6.81 Billion $15.96 Million/day $- $1.01 Billion ▲ +351 days
2024 75 days $1.10 Billion $14.61 Million/day $- $1.07 Billion ▼ -3 days
2023 78 days $1.26 Billion $16.04 Million/day $- $1.23 Billion ▼ -3 days
2022 81 days $1.36 Billion $16.75 Million/day $- $1.34 Billion ▼ -31 days
2021 113 days $1.70 Billion $15.03 Million/day $- $1.68 Billion ▼ -3 days
2020 116 days $1.40 Billion $12.14 Million/day $- $1.39 Billion ▲ +51 days
2019 65 days $733.62 Million $11.36 Million/day $- $714.26 Million ▼ -2 days
2018 67 days $743.60 Million $11.16 Million/day $- $725.09 Million ▼ -11 days
2017 78 days $626.25 Million $8.03 Million/day $- $613.76 Million ▲ +24 days
2016 54 days $401.12 Million $7.38 Million/day $- $389.91 Million ▼ -1910 days
2015 1964 days $430.53 Million $219.18K/day $- $420.66 Million ▼ -241 days
2014 2205 days $416.91 Million $189.04K/day $- $407.90 Million ▲ +2158 days
2013 47 days $308.15 Million $6.49 Million/day $- $300.12 Million ▲ +44 days
2012 4 days $21.00 Million $5.95 Million/day $- $12.60 Million ▼ -28 days
2011 31 days $184.99 Million $5.89 Million/day $- $175.25 Million ▼ -11 days
2010 42 days $186.47 Million $4.45 Million/day $- $178.14 Million ▼ -8 days
2009 50 days $193.79 Million $3.89 Million/day $- $185.56 Million ▲ +18 days
2008 32 days $120.81 Million $3.78 Million/day $- $111.86 Million ▼ -7 days
2007 39 days $152.37 Million $3.87 Million/day $- $144.34 Million ▼ -15 days
2006 55 days $216.55 Million $3.96 Million/day $- $207.72 Million ▲ +23 days
2005 32 days $133.61 Million $4.19 Million/day $- $123.18 Million ▲ +25 days
2004 7 days $28.34 Million $4.21 Million/day $- $18.48 Million ▼ -63 days
2003 70 days $308.85 Million $4.42 Million/day $- $300.37 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)