Kearny Financial Corp Defensive Interval Ratio
Kearny Financial Corp defensive interval ratio. Kearny Financial Corp (KRNY) has a Defensive Interval Ratio of 65 days as of September 2025. Defensive assets of $1.05 Billion (cash $-, short-term investments $1.02 Billion, receivables $29.46 Million) cover 65 days of daily cash needs of $15.98 Million/day. See KRNY working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Kearny Financial Corp (2003–2025)
Defensive interval ratio of Kearny Financial Corp from 2003 to 2025. This chart shows how Kearny Financial Corp's Defensive Interval Ratio has evolved across 23 annual periods from 2003 to 2025. As of September 2025, the ratio stands at 65 days, meaning defensive assets of $1.05 Billion can fund 65 days of operations without new revenue. Check KRNY financial resilience to evaluate the company's liquid asset resilience ratio.
Kearny Financial Corp Defensive Interval Ratio by Year (2003–2025)
Kearny Financial Corp defensive interval ratio by year from 2003 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Kearny Financial Corp from 2003 to 2025, covering 23 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see Kearny Financial Corp asset portfolio.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 427 days | $6.81 Billion | $15.96 Million/day | $- | $1.01 Billion | ▲ +351 days |
| 2024 | 75 days | $1.10 Billion | $14.61 Million/day | $- | $1.07 Billion | ▼ -3 days |
| 2023 | 78 days | $1.26 Billion | $16.04 Million/day | $- | $1.23 Billion | ▼ -3 days |
| 2022 | 81 days | $1.36 Billion | $16.75 Million/day | $- | $1.34 Billion | ▼ -31 days |
| 2021 | 113 days | $1.70 Billion | $15.03 Million/day | $- | $1.68 Billion | ▼ -3 days |
| 2020 | 116 days | $1.40 Billion | $12.14 Million/day | $- | $1.39 Billion | ▲ +51 days |
| 2019 | 65 days | $733.62 Million | $11.36 Million/day | $- | $714.26 Million | ▼ -2 days |
| 2018 | 67 days | $743.60 Million | $11.16 Million/day | $- | $725.09 Million | ▼ -11 days |
| 2017 | 78 days | $626.25 Million | $8.03 Million/day | $- | $613.76 Million | ▲ +24 days |
| 2016 | 54 days | $401.12 Million | $7.38 Million/day | $- | $389.91 Million | ▼ -1910 days |
| 2015 | 1964 days | $430.53 Million | $219.18K/day | $- | $420.66 Million | ▼ -241 days |
| 2014 | 2205 days | $416.91 Million | $189.04K/day | $- | $407.90 Million | ▲ +2158 days |
| 2013 | 47 days | $308.15 Million | $6.49 Million/day | $- | $300.12 Million | ▲ +44 days |
| 2012 | 4 days | $21.00 Million | $5.95 Million/day | $- | $12.60 Million | ▼ -28 days |
| 2011 | 31 days | $184.99 Million | $5.89 Million/day | $- | $175.25 Million | ▼ -11 days |
| 2010 | 42 days | $186.47 Million | $4.45 Million/day | $- | $178.14 Million | ▼ -8 days |
| 2009 | 50 days | $193.79 Million | $3.89 Million/day | $- | $185.56 Million | ▲ +18 days |
| 2008 | 32 days | $120.81 Million | $3.78 Million/day | $- | $111.86 Million | ▼ -7 days |
| 2007 | 39 days | $152.37 Million | $3.87 Million/day | $- | $144.34 Million | ▼ -15 days |
| 2006 | 55 days | $216.55 Million | $3.96 Million/day | $- | $207.72 Million | ▲ +23 days |
| 2005 | 32 days | $133.61 Million | $4.19 Million/day | $- | $123.18 Million | ▲ +25 days |
| 2004 | 7 days | $28.34 Million | $4.21 Million/day | $- | $18.48 Million | ▼ -63 days |
| 2003 | 70 days | $308.85 Million | $4.42 Million/day | $- | $300.37 Million | — |