NewtekOne, Inc. (NEWT) — Cash Flow Quality Index
NewtekOne, Inc. (NEWT) has a Cash Flow Quality Index of -6.78x as of March 2026. Operating cash flow of $-90.91 Million is below net income of $13.40 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore cash flow to debt ratio of NewtekOne, Inc. to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
NewtekOne, Inc. Cash Flow Quality Index (1999–2025)
Historical Cash Flow Quality Index for NewtekOne, Inc. across 22 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see NewtekOne, Inc. (NEWT) cash conversion ratio.
Annual Cash Flow Quality Index for NewtekOne, Inc. (1999–2025)
Year-by-year earnings quality comparison for NewtekOne, Inc..
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.93x | $55.98 Million | $60.51 Million | ▲ +130.7% |
| 2024 | -3.01x | $-153.01 Million | $50.85 Million | ▲ +15.8% |
| 2023 | -3.58x | $-169.22 Million | $47.33 Million | ▼ -85.1% |
| 2022 | -1.93x | $-62.42 Million | $32.31 Million | ▼ -215.3% |
| 2021 | 1.67x | $140.92 Million | $84.14 Million | ▲ +217.0% |
| 2020 | 0.53x | $17.76 Million | $33.62 Million | ▲ +124.4% |
| 2019 | -2.16x | $-88.96 Million | $41.13 Million | ▼ -4.7% |
| 2018 | -2.06x | $-73.67 Million | $35.68 Million | ▼ -10.3% |
| 2017 | -1.87x | $-72.94 Million | $38.98 Million | ▼ -262.4% |
| 2016 | -0.52x | $-14.10 Million | $27.30 Million | ▲ +51.4% |
| 2015 | -1.06x | $-37.95 Million | $35.74 Million | ▲ +70.6% |
| 2014 | -3.62x | $-14.37 Million | $3.97 Million | ▼ -647.3% |
| 2013 | 0.66x | $4.97 Million | $7.53 Million | ▲ +184.3% |
| 2012 | -0.78x | $-4.35 Million | $5.56 Million | ▼ -122.1% |
| 2011 | 3.54x | $11.40 Million | $3.22 Million | ▲ +307.5% |
| 2010 | -1.71x | $-2.21 Million | $1.29 Million | ▼ -125.6% |
| 2005 | -0.76x | $-5.84 Million | $7.73 Million | ▼ -43.8% |
| 2004 | -0.53x | $-5.58 Million | $10.62 Million | ▲ +58.8% |
| 2003 | -1.28x | $-11.98 Million | $9.38 Million | ▲ +5.9% |
| 2002 | -1.36x | $-9.91 Million | $7.30 Million | ▲ +78.4% |
| 2001 | -6.28x | $-5.84 Million | $929.56K | ▼ -1318.3% |
| 1999 | -0.44x | $-2.40 Million | $5.43 Million | — |