RBB Bancorp (RBB) — Cash Flow Quality Index
Latest as of March 2026:
1.72x
RBB Bancorp (RBB) has a Cash Flow Quality Index of 1.72x as of March 2026. Operating cash flow of $19.43 Million exceeds net income of $11.30 Million, indicating high earnings quality where cash backs reported profits. Explore RBB Bancorp debt service capacity to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
1.72x
Operating CF / Net Income
Operating Cash Flow
$19.43 Million
USD
Net Income
$11.30 Million
USD
Data as of
Mar 2026
Most recent filing
RBB Bancorp Cash Flow Quality Index (2012–2025)
Historical Cash Flow Quality Index for RBB Bancorp across 14 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see RBB Bancorp cash conversion from operations.
Annual Cash Flow Quality Index for RBB Bancorp (2012–2025)
Year-by-year earnings quality comparison for RBB Bancorp.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.36x | $43.39 Million | $31.95 Million | ▼ -38.1% |
| 2024 | 2.19x | $58.49 Million | $26.66 Million | ▲ +81.6% |
| 2023 | 1.21x | $51.29 Million | $42.47 Million | ▼ -17.2% |
| 2022 | 1.46x | $93.81 Million | $64.33 Million | ▼ -59.0% |
| 2021 | 3.55x | $202.18 Million | $56.91 Million | ▼ -6.0% |
| 2020 | 3.78x | $124.51 Million | $32.93 Million | ▼ -68.9% |
| 2019 | 12.15x | $476.47 Million | $39.21 Million | ▲ +618.3% |
| 2018 | -2.34x | $-84.65 Million | $36.10 Million | ▼ -307.9% |
| 2017 | 1.13x | $28.78 Million | $25.53 Million | ▼ -61.7% |
| 2016 | 2.95x | $56.22 Million | $19.08 Million | ▲ +31.4% |
| 2015 | 2.24x | $29.09 Million | $12.97 Million | ▲ +173.0% |
| 2014 | -3.07x | $-32.05 Million | $10.43 Million | ▼ -268.2% |
| 2013 | 1.83x | $12.80 Million | $7.00 Million | ▲ +27.0% |
| 2012 | 1.44x | $5.82 Million | $4.05 Million | — |
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.