RBB Bancorp (RBB) — Defensive Interval Ratio

Latest as of March 2026: 54 days

RBB Bancorp (RBB) has a Defensive Interval Ratio of 54 days as of March 2026. Defensive assets of $514.09 Million (cash $-, short-term investments $420.57 Million, receivables $93.52 Million) cover 54 days of daily cash needs of $9.51 Million/day. Check RBB tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

54 days
Days of operational coverage

Defensive Assets

$514.09 Million
Cash + ST Investments + Receivables

Daily Cash Need

$9.51 Million
Current Liabilities ÷ 365

Current Liabilities

$3.47 Billion
USD

RBB Bancorp Defensive Interval Ratio (2014–2025)

This chart shows how RBB Bancorp's Defensive Interval Ratio has evolved across 12 annual periods from 2014 to 2025. As of March 2026, the ratio stands at 54 days, meaning defensive assets of $514.09 Million can fund 54 days of operations without new revenue. Also explore net asset growth rate of RBB Bancorp to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for RBB Bancorp (2014–2025)

The table below presents the year-by-year Defensive Interval Ratio for RBB Bancorp from 2014 to 2025, covering 12 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see RBB Bancorp market capitalisation.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 44 days $407.20 Million $9.18 Million/day $- $407.20 Million ▲ +33 days
2024 12 days $97.51 Million $8.45 Million/day $- $87.20 Million ▲ +3 days
2023 9 days $77.38 Million $8.70 Million/day $- $76.14 Million ▼ -29 days
2022 37 days $307.33 Million $8.22 Million/day $- $256.83 Million ▼ -2 days
2021 40 days $368.74 Million $9.31 Million/day $- $368.26 Million ▲ +5 days
2020 35 days $251.14 Million $7.26 Million/day $- $210.87 Million ▲ +9 days
2019 26 days $160.88 Million $6.21 Million/day $- $126.07 Million ▲ +8 days
2018 18 days $107.11 Million $5.93 Million/day $- $73.76 Million ▲ +1 days
2017 17 days $65.23 Million $3.76 Million/day $- $64.96 Million ▼ -2401 days
2016 2418 days $46.97 Million $19.42K/day $- $39.28 Million ▲ +2408 days
2015 10 days $24.50 Million $2.34 Million/day $- $20.42 Million ▼ -3 days
2014 13 days $200.00K $14.95K/day $- $200.00K
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)