Riverview Bancorp Inc (RVSB) — Cash Flow Quality Index
Riverview Bancorp Inc (RVSB) has a Cash Flow Quality Index of -0.37x as of December 2025. Operating cash flow of $-506.00K is below net income of $1.38 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Riverview Bancorp Inc cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Riverview Bancorp Inc Cash Flow Quality Index (1998–2025)
Historical Cash Flow Quality Index for Riverview Bancorp Inc across 25 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see RVSB cash generation efficiency.
Annual Cash Flow Quality Index for Riverview Bancorp Inc (1998–2025)
Year-by-year earnings quality comparison for Riverview Bancorp Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.69x | $8.27 Million | $4.90 Million | ▼ -49.8% |
| 2024 | 3.36x | $12.75 Million | $3.80 Million | ▲ +346.9% |
| 2023 | 0.75x | $13.57 Million | $18.07 Million | ▼ -0.4% |
| 2022 | 0.75x | $16.46 Million | $21.82 Million | ▼ -67.3% |
| 2021 | 2.31x | $24.17 Million | $10.47 Million | ▲ +128.3% |
| 2020 | 1.01x | $15.92 Million | $15.75 Million | ▼ -13.4% |
| 2019 | 1.17x | $20.15 Million | $17.27 Million | ▲ +0.1% |
| 2018 | 1.17x | $11.94 Million | $10.24 Million | ▼ -52.2% |
| 2017 | 2.44x | $18.06 Million | $7.40 Million | ▲ +40.0% |
| 2016 | 1.74x | $11.08 Million | $6.36 Million | ▲ +40.7% |
| 2015 | 1.24x | $5.56 Million | $4.49 Million | ▲ +268.3% |
| 2014 | 0.34x | $6.53 Million | $19.42 Million | ▼ -92.0% |
| 2013 | 4.18x | $11.00 Million | $2.63 Million | ▼ -0.6% |
| 2011 | 4.20x | $18.13 Million | $4.32 Million | ▲ +189.4% |
| 2008 | 1.45x | $12.55 Million | $8.64 Million | ▲ +21.2% |
| 2007 | 1.20x | $13.90 Million | $11.61 Million | ▼ -23.5% |
| 2006 | 1.57x | $15.25 Million | $9.74 Million | ▲ +35.1% |
| 2005 | 1.16x | $7.57 Million | $6.53 Million | ▼ -29.6% |
| 2004 | 1.65x | $10.79 Million | $6.55 Million | ▼ -19.2% |
| 2003 | 2.04x | $8.88 Million | $4.36 Million | ▲ +53.5% |
| 2002 | 1.33x | $6.46 Million | $4.87 Million | ▼ -10.8% |
| 2001 | 1.49x | $5.29 Million | $3.56 Million | ▼ -20.5% |
| 2000 | 1.87x | $7.26 Million | $3.88 Million | ▲ +5.4% |
| 1999 | 1.78x | $8.00 Million | $4.50 Million | ▲ +92.6% |
| 1998 | 0.92x | $3.60 Million | $3.90 Million | — |